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Posts
According To The Data
- 2024 TM Pricing Outlook: Exception Pricing Gains
- AI-Powered Personalization Can Help Sustain Marketing Lift
- AI’s Value Prop: A Cheaper Path To Customer Primacy
- Appetite for Core Customer Growth Accelerates De Novo Investment in Thinly Branched Markets
- As Rates Fall, Back Books Will Block Expense Relief
- Banks May Have Turned The Tide On Commercial Outflows
- Betas for This Falling Rate Cycle Will be Different
- Better Wealth Retention Starts With Checking
- CD Growth Still Strong, But Trend Line Has Gone Flat
- CD Money in Motion Continues to Decline
- Chatbots Showing Signs Of Becoming Main Banking Engagement Tool
- Commercial Deposit Alert: Four Ways To Prepare For Falling Rates
- Commercial: Falling Rates Won’t Stop Deposit Flow To IB
- Competition for Deposits Has Slowed Branch Closings, For Now
- Consumer-Deposit Alert: Money In Motion Is In Decline
- CPAs Continue To Soar
- Creating Better Friction For P2P Payments
- DAF Levels Are Down. What Can Be Done?
- Defining Personalization Is The First Step Toward Greater Adoption
- Deposit Balances Rebound as Post-Covid “Revenge Spending” Dissipates
- Deposit Update: Nominal Growth In 2024 If Fed Can Cut
- Earnings Credit Rates Are Finally Moving Up
- Exception Pricing: In Wealth, More The Rule Than The Exception
- Falling CD Rates? Whew! Well, Maybe Not.
- Falling Refi Rates Are Driving Demand and Elevated Application Pull-Through
- Fed’s First Big Cut Means (Surprise!) a Big Gain for CDs
- FHA Rates Are Attracting Higher-Quality Borrowers
- Fintechs Continue to Lead in New Banking Relationships – 3 Key Implications
- First-Time Homebuyers Are Reshaping The Market
- For CD Renewals, Job 1 Is “Don’t Overpay”
- Growing Deposits Is Getting More Expensive Across The Board
- Growth of Government-Insured Mortgages
- High-Rate CD Attrition May Be Signaling What’s to Come
- Home Equity Is Positioned For A Rebound
- Home Equity’s Trend Toward Digital Will Only Get Stronger
- How Does Branch Consolidation Affect Your Results?
- In Gaining Primary Relationships,
Bank Types Vary Considerably - In Their Digital Experiences, Nextgen Users Want Both Aesthetics And Practicality
- In Unsecured Lending, Speed Can Mean Higher Profits
- Innovators Push Funding Of New Digital Accounts
- Last Year’s High-Rate CDs Are Coming Home To Roost
- LMI Lending: Considerations For Success
- Lower Rates Are Prompting Changes
To Mortgage Servicing - Managing Mortgage Lending Cycles
- Marketing’s Role in Turning Dormancy to Primacy: Lift Checking Utilization Message CTR by 450%
- Mass Affluent: Big Opportunity, But At A Cost
- More M&A on the Horizon?
Here’s How to Moderate Potential Damage - New Primary Relationships At Fintechs Are Surging
- New-to-Bank Checking: Quantity At Odds With Quality
- Payments: What The Continuing Migration To Digital May Mean
- Personalization: Larger Banks Report Struggling To Get Their Data Right
- Preempting Conforming Home Loan Limits Can Boost Year-End Volume
- Price Is Driving Changing Dynamics In Portfolio Lending
- Profitable Commercial Growth Can Hinge On The Right Client Mix
- Q1 ‘24 Mortgage Trends Signal Continuing Resilience
- Q4 Mortgage Volume: Weak Overall, Worse For Banks And CUs
- Rates and Economic Outlook
Spurring HELOC Growth - Rates Are Falling, And CDs Are Already Leading The Way
- Regional Pricing: With the Game Changing, Time to Leverage WAMP
- Rising Excess ECR Poses Another Risk To NIB Deposits
- Small Business: Attractive for Deposits, but Getting More Competitive
- Sweeps Can No Longer
Be Swept Under The Rug - Targeting Affluent Consumers? You’re Not Alone
- The $900M Question: Have You Been Attracting New Dollars This Year?
- The Best Way To Boost Commercial Profits: Own The TM Relationship
- The Fintech Winter Has Given Way to Emergent Growth
- The Key To Digital Retention? Early Funding
- The Lock-in Effect Spells Opportunity for Home Equity Lending
- There’s High Repricing Risk In Those Low-Rate Balances
- TM Fees: How High Can They Go?
- TM Investment: Running Fast But Standing Still
- To Make Small Business Profitable, Look at the Entire Relationship
- Too Many Tellers Or Too Few Transactions? The Answer Is “Yes.”
- Want More Small Businesses? Be More Distinctive
- Want Small Business Deposits? Focus On Primacy
- Wealth Clients Were Late To The CD Party And Will Likely Leave Early
- Wealth Deposits: A Return to Normalcy after a Whipsaw 2023
- Wealth Savings: A Cautionary Lesson From The Last Time Rates Fell
- Weighted Average Pricing Can Mean Greater Mortgage-Market Precision
- When it Comes to Commercial Balances,
Think Small - Winning in a Falling Rate Environment: To Finish Strong, Know Your Starting Point
- With Rates Set To Fall, So Too
Will Treasury Management Pricing
CECL
Curinos (F)insights
- Amplero Takes Center Stage at FinovateSpring
- Curinos (F)insights Bonus: Latest Fed Hikes Comes As Rates, Behaviors Start to Shift
- Curinos (F)insights Presents: The Chrisman Commentary
- Curinos (F)insights: 2023 CMO Summit Key Take Aways
- Curinos (F)insights: 2024 Banking Outlook: Planning for Success
- Curinos (F)insights: Are Some Banks Misjudging The Deposit Repricing Cycle?
- Curinos (F)insights: Better Deposit Pricing For Smaller Banks And Credit Unions
- Curinos (F)insights: Deposit Life Is A Critical Metric That Needs More Attention
- Curinos (F)insights: Even With Fed Rate Pause, FIs Will Keep Jockeying On Deposit Prices
- Curinos (F)insights: Fed Hikes Again – Implications for Small Businesses
- Curinos (F)insights: Finding Massive Opportunity in Precision Pricing
- Curinos (F)insights: Get to Know Your Customer Through Marketing Personalization
- Curinos (F)insights: How An Innovative Credit Union Is Approaching Customer Segmentation
- Curinos (F)insights: How To Make Bank Branches Relevant In 2023
- Curinos (F)insights: Implications for Mortgages as Fed Hikes Rates Again
- Curinos (F)insights: Journey Across the Digital Landscape
- Curinos (F)insights: Latest Fed Rise Puts Spotlight on Deposit “Haves” and “Have-Nots”
- Curinos (F)insights: New Digital Banking Tools Can Encourage Good Financial Habits
- Curinos (F)insights: Not All Deposits Are Created Equal
- Curinos (F)insights: Rate Hike Pause: What Does It Mean For Financial Institutions?
- Curinos (F)insights: Rob Chrisman On Today’s Challenges In The Mortgage Market
- Curinos (F)insights: The Boom in Unsecured Lending
- Curinos (F)insights: The Challenges And Opportunities In Today’s Mortgage Market
- Curinos (F)insights: The Decline of Overdraft Fees
- Curinos (F)insights: The Fast-Moving Mortgage Market – from ARMs to Servicing
- Curinos (F)insights: The Fed’s Latest Bump – Higher-For-Longer Will Tighten Squeeze On Bank Profits
- Curinos (F)insights: The Future of Fintechs
- Curinos (F)insights: The Implications of Higher Interest Rates
- Curinos (F)insights: The Resurgence of Home Equity
- Curinos (F)insights: The Social Importance of Financial Services
- Curinos (F)insights: The State of Play in Canada Following Latest BOC Rate Hike
- Curinos (F)insights: The Year Ahead: How to Tackle the Challenges of 2023
- Curinos (F)insights: There’s No Time For Delay In Getting Ready For 1071
- Curinos (F)insights: Using Real-Time Data To Drive Small Business Lending Relationships
- Curinos (F)insights: Viva Las Vegas! Insights from CBA Live 2023
- Curinos (F)insights: What Do Higher Rates Mean for Commercial Banking?
- Curinos (F)insights: What Does The Latest Fed Rate Hike Mean For Commercial Deposits?
- Curinos (F)insights: What Does The Slower Pace of Fed Hikes Mean For Financial Institutions?
- Curinos (F)insights: Why Digital Differentiation Matters For Acquiring New Customers
Curinos Perspectives
- 2024 Curinos CMO Summit
- 2024 Home Equity Summit – Key Takeaways
- Curinos Perspective:
Strategic Retail Planning – 5 Takeaways - Curinos Perspective: 5 Takeaways – AI’s Edge For Personalization
- Curinos Perspective: 5 Takeaways – Untapped Potential In Your Network
- Curinos Perspective: 5 Takeaways from “2024 Outlook: Three Things Home Equity Lenders Should Know Now”
- Curinos Perspective: 5 Takeaways From “Unlocking Digital Success”
- Curinos Perspective: 5 Takeaways On Strategies For Realizing HELOC Balance Growth
- Curinos Perspective: 5 Takeaways On Using Analytics To Create An Effective Deposit Strategy
- Curinos Perspective: 7 Takeaways – Digital Origination And Onboarding
- Curinos Perspective: 7 Takeaways from “The Year Ahead: Planning For Success In 2024”
- Curinos Perspective: 7 Takeaways From CBA LIVE 2024
- Curinos Perspective: AB Small Biz Banking 2023 Conference – 5 Takeaways
- Curinos Perspective: As Expected, the Fed Cuts Another 25 bp
- Curinos Perspective: As Fed Hikes Again, Rate and Behavior Begin to Thaw
- Curinos Perspective: Bank of Canada Hikes Rates. Will a Deposit Scramble Be Next?
- Curinos Perspective: Benchmark Digital Onboarding To Gain In Customer Acquisition
- Curinos Perspective: BoE Hikes Rates, But Will Banks Follow?
- Curinos Perspective: Can In-App Payments Be Made More Secure From Fraud?
- Curinos Perspective: Churn, Betas Heat Up As Rates Move Higher
- Curinos Perspective: Competitive Forces Are Driving Different Decisions About Networks
- Curinos Perspective: Deposit WAL – A Key Measure To Gauge Interest Rate Risk
- Curinos Perspective: Does Free Banking Have A Future?
- Curinos Perspective: Down-Pricing in a Falling Rate Environment – State of the Market and 5 Strategic Imperatives
- Curinos Perspective: Fed Cuts Another 25 bp, but FOMC Members See Wide Range of Paths Ahead
- Curinos Perspective: Fed Hikes Again – Implications For A Potential Plateau
- Curinos Perspective: Fed Hikes Again, Banks Dig In For Higher For Longer
- Curinos Perspective: Fed Holds Rates Steady Again, Home-Lending Pressures Continue
- Curinos Perspective: Fed Keeps Rates Steady, But Get Ready for Them to Rise
- Curinos Perspective: Fed Keeps Up The Fight Against Inflation Amid Banking Sector Uncertainty
- Curinos Perspective: Fed Pauses, But What Lies Ahead Is Less Clear
- Curinos Perspective: Fed Plateau Possibly On The Horizon – What To Know
- Curinos Perspective: Fed’s Battle with Inflation Moves to a New Phase
- Curinos Perspective: FIs Have Two Options Under CFPB’s Overdraft Proposal
- Curinos Perspective: Five Key Takeaways From Curinos’ Retail Deposit Optimizer Client Forum
- Curinos Perspective: FOMC 2H Outlook – The Implications Of Higher For Longer
- Curinos Perspective: How Deposit Optimization Can Drive Profitability
- Curinos Perspective: How High Will We Go?
- Curinos Perspective: How To Grow Deposits With Wealth Clients
- Curinos Perspective: How To Win In Small Business – 5 Takeaways
- Curinos Perspective: Impact of Falling Rates on Consumer Lending – 5 Takeaways
- Curinos Perspective: Key Considerations Amid Industry Disruption
- Curinos Perspective: Key Takeaways From “A Lender’s Guide: Informed Margin Management”
- Curinos Perspective: Latest Fed Hikes Comes As Rates, Behavior Start to Shift
- Curinos Perspective: Liftoff! Fed Raises Rates
- Curinos Perspective: Optimizing Deposits To Create An Effective Deposit Strategy – 5 Takeaways
- Curinos Perspective: Optimizing The Network In A High-Rate Environment – 5 Takeaways
- Curinos Perspective: Personalization – Channel Preferences Change Based On Context And Stage Of Journey
- Curinos Perspective: Precision Pricing In Small Business Lending
- Curinos Perspective: Reducing Consumer Deposit Interest Expense – 5 Takeaways
- Curinos Perspective: Takeaways from Curinos’ Retail Deposit Optimizer Forum
- Curinos Perspective: Taking Stock Of The Rate Cycle And Its Implications
- Curinos Perspective: The 4 Most Crucial Drivers of Growth in 2025 – 5 Takeaways
- Curinos Perspective: The Fed Cranks Up the Dial
- Curinos Perspective: The Fed Goes Big
- Curinos Perspective: The FOMC has Given Notice: Time to Prepare for Falling Rates
- Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau
- Curinos Perspective: Top Takeaways – Creating A Winning Deposit Strategy in 2024
- Curinos Perspective: Top Takeaways – Curinos Small Business Webinar
- Curinos Perspective: Using Deposit Optimizer Basics To Optimize Deposits in Any Rate Environment – 5 Takeaways
- Curinos Perspective: What Other Banks Can Learn From Chase’s Branch Expansion
- Greater Profitability In 2025 And Beyond:
5 Challenges and 5 Responses
Curinos Review
- 2024: The Year Of The Liquidity Manager
- A Look At Home Equity
- A Message For The C-Suite
- Advanced Deposit Pricing Is Critical For Smaller Institutions
- Advanced Features Help Drive Mobile Engagement
- Bank M&A: Forget Much Of What You Think You Know
- Bank Securities Portfolios: A Growing Threat To Financial Results
- Breaking Down Barriers To Reach A Wider Set Of Customers
- Buckle Up: This Cycle Isn’t for the Faint of Heart
- Buy Now, Pay Later: Opportunity or Headache?
- Capturing The Next Generation Means Engaging Them Now
- Commercial Deposits On The Front Line Of The Profitability Squeeze
- Commercial Primacy Comes into Focus as Higher Rates Loom
- Commercial: How To Deal With Declining NIB Deposits
- Competition Drives Overdraft Overhaul
- Core Deposits Needed: Build Branches Or Close Them?
- Corporates To Banks: Help Us With Forecasting
- Credit Union M&A Requires Intensive Deposit Due Diligence
- Curinos Review
- Curinos Review Fall 2022
- Curinos Review Fall 2023
- Curinos Review Spring 2022
- Curinos Review Spring 2023
- Curinos Review Spring 2024
- Curinos Review Summer 2022
- Curinos Review Summer 2023
- Curinos Review Summer 2024
- Curinos Review Winter 2021
- Curinos Review Winter 2022
- Curinos Review Winter 2024
- Data, Discipline And Technology Can Unlock Mortgage Lending’s Potential
- Deposit Behavior Can Predict HELOC Utilization
- Deposit Download
- Deposits In ’24: It’s Gonna Cost You
- Fee Changes Require New Approach To Serving Mass Market
- Financial-Services Marketers Face Unique Hurdles in Adopting AI-Driven Automation
- Five Ways to Benefit from a Home Equity Comeback
- Five Ways to Pump Up ROI with AI Marketing Technology
- Four Things That Need To Be In Every Marketer’s Strategic Plan
- Funds Transfer Pricing Is Becoming More Customer-Centric
- Getting Ready for a Comeback in Home Equity
- Has The Fintech Shake-Out Begun?
- Hello To 2023!
- Higher Rates Push Banks To Draft A CD Maturity Playbook
- Home Equity is on the Move
- Home Lending: How To Best Position For A Bounce-Back
- Home-Lending Update: How To Strive Till ’25
- How to Acquire (and Retain) Good Retail Customers in Digital Channels
- How To Bring An Open Mind To Open Banking
- How To Build Banking Relationships Through Personalization? Ditch The Retail Playbook
- How To Capture Episodic Rate Shoppers
- How To Create A Green Future
- How to Improve Productivity at the Branch
- How to Manage A Recession – Or Worse
- How to Manage Customer Churn
- How To Manage Deposits If No Fed Rate Cuts Until Next Year
- How to Manage Wealth Customers As Rates Rise
- How to Support Small Business Lending in a Time of Economic Uncertainty
- Invest A Small Amount In Non-Interest Expense, Save Big On Interest Expense
- Is Your Bank Ready for Higher Rates?
- It May Be Time To Reassess Your Thin Network
- Letter To Lenders: Don’t Overlook Unsecured Lending
- Marketing (Digital And Mail-Based) Is Making Its Mark
- Marketing Can Power More Than Just Retail
- Mass Market Vs. Mass Affluent: A Data-Driven Primer
- Mass Market: How To Make Up For Flagging Economics
- More Mortgage Malaise, Higher Hopes For Home Equity
- More Than Ever, Deposits Are Key To Profitability
- Open for Business: How to Benefit from Open Banking Around the World
- Optimizing The Branch Network: From Divesting To Investing
- Pick Your Spot in Treasury Management
- Preserve Margins By Managing Expenses
- Prime Your Bank for Primary Retail Deposit Customers
- Product Innovation is Key Driver for 2022
- Profits Are Challenged. Cultivating Relationships Can Help.
- Raising Meaningful Deposits In 2024: Buy Or Build?
- Rate Revival
- Realizing The Promise Of Generative AI
- Retail Banks Aim To Pump Up Digital Account-Opening
- Section 1071 For Small Business Lending: Are You Ready?
- Shorter Deposit Life: Another Wrinkle for Treasury
- Small Businesses Offer A Clear Profitability Upside For Banks
- The Abundant Opportunities To Serve Canada’s Small Businesses
- The Big Opportunities in Serving Small Business
- The Challenge Of Managing Net Interest Margins
- The Changing Economics Of Mass-Market Banking
- The Digital Transition
- The Digital Transition in Commercial Banking
- The Evolution of Business Banking
- The Importance of Deposit Due Diligence As Rates Start to Rise
- The Long-term Appeal of Short-term Liquidity
- The Moat You Thought You Had? It’s Been Breached
- The Need for Speed
- The Six Opportunities As Rates Rise
- The Surge Recedes: Where U.S. Deposit Levels May Be Headed From Here
- Thinking Beyond Rate To Get And Keep Wealth Deposits
- TM Services: Driving Value in Any Rate Cycle
- Treasury Needs More And Better Data To Manage Falling Rates
- U.K. Consumers To Investment Providers: Don’t Make It So Hard
- Unsecured Segment Drives Surge in Small-Business Loans
- Wealth Customers Won’t Wait Around
- Wealth Deposits: Instability Grows. What Does The Future Hold?
- Wealth: How To Prepare For A Digital-First Future
- What’s Next in the Home Equity Comeback?
- Why You Should Invest in Your Branch Workforce
Events
Experience Counts
- Bots Take Over And Commercial Banks Go Niche
- Card Controls, Robo Advisors And Carbon Trackers
- Credit Card Providers Looking To Cryptos
- Credit Card Providers Must Speak To Gen Z
- Crisis Support: Providers Look To Mitigate Cost-Of-Living Pains
- Downturn Prompts Digital Investment Upgrades
- Product discovery: Does your bank offer too much?
- Providers Must Put A Positive Spin On Savings
- Providers Revamp In-App Internal Transfers
- Savings Providers Should Look To Play To Strengths
- Spend Categorization And Account Deletion Requirement
- UK’s Consumer Duty Goes Live As FIs Reaffirm Integrity Of User Needs
- Wallets, Credit Card Integrations And Optimizing Small Business Banking
Insights
- 1071 For Small Business Lending: Are You Ready?
- 2023 Curinos CMO Summit
- 2024 Curinos CMO Summit
- 2024 Deposit Growth May Not Meet Expectations
- 2024 Home Equity Summit – Key Takeaways
- 2024 Outlook: Three Things Home Equity Lenders Should Know Now
- 2024 TM Pricing Outlook: Exception Pricing Gains
- 2024: The Year Of The Liquidity Manager
- 5 Strategies For Reducing Consumer Deposit Interest Expense
- A Fed Plateau Won’t Provide Deposit Relief, But Personalized Customer Level Treatments Can
- A Lender’s Guide To Informed Margin Management
- A Look At Home Equity
- A Message For The C-Suite
- A Preview Of The Coming CD Renewal Surge
- A Winning Strategy For “Win-Back” Campaigns
- According To The Data
- Advanced Deposit Pricing Is Critical For Smaller Institutions
- Advanced Features Help Drive Mobile Engagement
- AI helps banks drive engagement
- AI-Powered Personalization Can Help Sustain Marketing Lift
- AI’s Value Prop: A Cheaper Path To Customer Primacy
- Amid Turmoil, Reassurance is Crucial
- Amplero Takes Center Stage at FinovateSpring
- An Update: Competition Drives Overdraft Disruption
- Appetite for Core Customer Growth Accelerates De Novo Investment in Thinly Branched Markets
- Are You Revolut-ionary About Savings?
- Are Your Propensity Models Compromised By Outlier Leakage?
- As CDs Come To Term, What Are You Doing About Flight Risks?
- As Rates Fall, Back Books Will Block Expense Relief
- Balance Headwinds Continue
- Bank M&A: Forget Much Of What You Think You Know
- Bank Securities Portfolios: A Growing Threat To Financial Results
- Banking for the Next Generation
- Banks Add Tools and Support to Help Customers Cope
- Banks Boost Subscription-Management Services
- Banks May Have Turned The Tide On Commercial Outflows
- Banks Raise Rates In Effort To Reduce Churn
- Betas for This Falling Rate Cycle Will be Different
- Better Wealth Retention Starts With Checking
- Boost Branch Performance? Make It Opportunity-Based.
- Boost Your Fee Income? Look to Digital Payments.
- Bots Take Over And Commercial Banks Go Niche
- Branch Count Continues Downward, But At A Slower Pace
- Breaking Down Barriers To Reach A Wider Set Of Customers
- Bringing AI to the Onboarding Process
- Buckle Up: This Cycle Isn’t for the Faint of Heart
- Building Your Onboarding Experience with Dynamic Creative Optimization
- Business Payments, Now Mostly Through Cards, Are Going Virtual
- Buy Now, Pay Later: Opportunity or Headache?
- Canadian Consumer Banking Behaviour | Branch Usage Stable, but Low
- Capturing The Next Generation Means Engaging Them Now
- Card Controls, Robo Advisors And Carbon Trackers
- Caution: Consumer CD Renewal Bubbles Ahead
- CBA LIVE 2022 Presentations
- CBA LIVE 2023 Presentations
- CBA LIVE 2024 Presentations
- CBA Webinar – The Customer Deepening Imperative
- CD Growth Still Strong, But Trend Line Has Gone Flat
- CD Money in Motion Continues to Decline
- CD Renewals: Managing The Coming Expense Wave
- CECL Central
- Centralized Workstations Set To Grow In 2023
- Challenge for 2024: Protecting Profitability Amid Low Margins
- Channel Preferences Depend On Context And Stage Of Journey
- Chatbots Showing Signs Of Becoming Main Banking Engagement Tool
- Clear Routes To Action Can Drive CD Renewals To Digital
- Commercial Balance Levels Stabilize, But Betas Continue To Rise
- Commercial CDA Executive Summary
- Commercial Deposit Alert: Four Ways To Prepare For Falling Rates
- Commercial Deposit Balances Stabilized In The Third Quarter
- Commercial Deposits On The Front Line Of The Profitability Squeeze
- Commercial Deposits: Market Disruption Means Heated Competition
- Commercial Liquidity Shows A Fast And Furious Start To 2023
- Commercial Primacy Comes into Focus as Higher Rates Loom
- Commercial: Falling Rates Won’t Stop Deposit Flow To IB
- Commercial: How To Deal With Declining NIB Deposits
- Commercializing digital: Helping customers reach their goals
- Competition Drives Overdraft Disruption
- Competition Drives Overdraft Overhaul
- Competition for Deposits Has Slowed Branch Closings, For Now
- Consumer Credit & Access to Cash Webinar
- Consumer Lending in Transition: The Impact of Falling Rates
- Consumer-Deposit Alert: Money In Motion Is In Decline
- Content Library Best Practices For Personalized Marketing
- Contextual Engagement Requires Better Use of Data and AI
- Core Deposits Needed: Build Branches Or Close Them?
- Corporates To Banks: Help Us With Forecasting
- CPAs Continue To Soar
- Cracking the Code on Digital Empathy
- Creating A Winning Deposit Strategy In 2024
- Creating Better Friction For P2P Payments
- Credit Card Providers Looking To Cryptos
- Credit Card Providers Must Speak To Gen Z
- Credit Cards: 8 Best Mobile App Features
- Credit Cards: 8 Onboarding Features you can Adopt, with Examples from Leading Providers
- Credit Union M&A Requires Intensive Deposit Due Diligence
- Credit Unions at the Crossroads in 2022
- Credit Unions of the Future
- Crisis Support: Providers Look To Mitigate Cost-Of-Living Pains
- Curinos (F)insights Bonus: Latest Fed Hikes Comes As Rates, Behaviors Start to Shift
- Curinos (F)insights Presents: The Chrisman Commentary
- Curinos (F)insights: 2023 CMO Summit Key Take Aways
- Curinos (F)insights: 2024 Banking Outlook: Planning for Success
- Curinos (F)insights: Are Some Banks Misjudging The Deposit Repricing Cycle?
- Curinos (F)insights: Better Deposit Pricing For Smaller Banks And Credit Unions
- Curinos (F)insights: Deposit Life Is A Critical Metric That Needs More Attention
- Curinos (F)insights: Even With Fed Rate Pause, FIs Will Keep Jockeying On Deposit Prices
- Curinos (F)insights: Fed Hikes Again – Implications for Small Businesses
- Curinos (F)insights: Finding Massive Opportunity in Precision Pricing
- Curinos (F)insights: Get to Know Your Customer Through Marketing Personalization
- Curinos (F)insights: How An Innovative Credit Union Is Approaching Customer Segmentation
- Curinos (F)insights: How To Make Bank Branches Relevant In 2023
- Curinos (F)insights: Implications for Mortgages as Fed Hikes Rates Again
- Curinos (F)insights: Journey Across the Digital Landscape
- Curinos (F)insights: Latest Fed Rise Puts Spotlight on Deposit “Haves” and “Have-Nots”
- Curinos (F)insights: New Digital Banking Tools Can Encourage Good Financial Habits
- Curinos (F)insights: Not All Deposits Are Created Equal
- Curinos (F)insights: Rate Hike Pause: What Does It Mean For Financial Institutions?
- Curinos (F)insights: Rob Chrisman On Today’s Challenges In The Mortgage Market
- Curinos (F)insights: The Boom in Unsecured Lending
- Curinos (F)insights: The Challenges And Opportunities In Today’s Mortgage Market
- Curinos (F)insights: The Decline of Overdraft Fees
- Curinos (F)insights: The Fast-Moving Mortgage Market – from ARMs to Servicing
- Curinos (F)insights: The Fed’s Latest Bump – Higher-For-Longer Will Tighten Squeeze On Bank Profits
- Curinos (F)insights: The Future of Fintechs
- Curinos (F)insights: The Implications of Higher Interest Rates
- Curinos (F)insights: The Resurgence of Home Equity
- Curinos (F)insights: The Social Importance of Financial Services
- Curinos (F)insights: The State of Play in Canada Following Latest BOC Rate Hike
- Curinos (F)insights: The Year Ahead: How to Tackle the Challenges of 2023
- Curinos (F)insights: There’s No Time For Delay In Getting Ready For 1071
- Curinos (F)insights: Using Real-Time Data To Drive Small Business Lending Relationships
- Curinos (F)insights: Viva Las Vegas! Insights from CBA Live 2023
- Curinos (F)insights: What Do Higher Rates Mean for Commercial Banking?
- Curinos (F)insights: What Does The Latest Fed Rate Hike Mean For Commercial Deposits?
- Curinos (F)insights: What Does The Slower Pace of Fed Hikes Mean For Financial Institutions?
- Curinos (F)insights: Why Digital Differentiation Matters For Acquiring New Customers
- Curinos 360: The Lending Roundup Presentation
- Curinos 360: The Lending Roundup Webinar
- Curinos Banking Playbook: How to Navigate a Rising Rate Environment
- Curinos Perspective
- Curinos Perspective:
Strategic Retail Planning – 5 Takeaways - Curinos Perspective: 5 Takeaways – AI’s Edge For Personalization
- Curinos Perspective: 5 Takeaways – Untapped Potential In Your Network
- Curinos Perspective: 5 Takeaways from “2024 Outlook: Three Things Home Equity Lenders Should Know Now”
- Curinos Perspective: 5 Takeaways From “Unlocking Digital Success”
- Curinos Perspective: 5 Takeaways On Strategies For Realizing HELOC Balance Growth
- Curinos Perspective: 5 Takeaways On Using Analytics To Create An Effective Deposit Strategy
- Curinos Perspective: 7 Takeaways – Digital Origination And Onboarding
- Curinos Perspective: 7 Takeaways from “The Year Ahead: Planning For Success In 2024”
- Curinos Perspective: 7 Takeaways From CBA LIVE 2024
- Curinos Perspective: AB Small Biz Banking 2023 Conference – 5 Takeaways
- Curinos Perspective: As Expected, the Fed Cuts Another 25 bp
- Curinos Perspective: As Fed Hikes Again, Rate and Behavior Begin to Thaw
- Curinos Perspective: Bank of Canada Hikes Rates. Will a Deposit Scramble Be Next?
- Curinos Perspective: Benchmark Digital Onboarding To Gain In Customer Acquisition
- Curinos Perspective: BoE Hikes Rates, But Will Banks Follow?
- Curinos Perspective: Can In-App Payments Be Made More Secure From Fraud?
- Curinos Perspective: Churn, Betas Heat Up As Rates Move Higher
- Curinos Perspective: Competitive Forces Are Driving Different Decisions About Networks
- Curinos Perspective: Deposit WAL – A Key Measure To Gauge Interest Rate Risk
- Curinos Perspective: Does Free Banking Have A Future?
- Curinos Perspective: Down-Pricing in a Falling Rate Environment – State of the Market and 5 Strategic Imperatives
- Curinos Perspective: Fed Cuts Another 25 bp, but FOMC Members See Wide Range of Paths Ahead
- Curinos Perspective: Fed Hikes Again – Implications For A Potential Plateau
- Curinos Perspective: Fed Hikes Again, Banks Dig In For Higher For Longer
- Curinos Perspective: Fed Holds Rates Steady Again, Home-Lending Pressures Continue
- Curinos Perspective: Fed Keeps Rates Steady, But Get Ready for Them to Rise
- Curinos Perspective: Fed Keeps Up The Fight Against Inflation Amid Banking Sector Uncertainty
- Curinos Perspective: Fed Pauses, But What Lies Ahead Is Less Clear
- Curinos Perspective: Fed Plateau Possibly On The Horizon – What To Know
- Curinos Perspective: Fed’s Battle with Inflation Moves to a New Phase
- Curinos Perspective: FIs Have Two Options Under CFPB’s Overdraft Proposal
- Curinos Perspective: Five Key Takeaways From Curinos’ Retail Deposit Optimizer Client Forum
- Curinos Perspective: FOMC 2H Outlook – The Implications Of Higher For Longer
- Curinos Perspective: How Deposit Optimization Can Drive Profitability
- Curinos Perspective: How High Will We Go?
- Curinos Perspective: How To Grow Deposits With Wealth Clients
- Curinos Perspective: How To Win In Small Business – 5 Takeaways
- Curinos Perspective: Impact of Falling Rates on Consumer Lending – 5 Takeaways
- Curinos Perspective: Key Considerations Amid Industry Disruption
- Curinos Perspective: Key Takeaways From “A Lender’s Guide: Informed Margin Management”
- Curinos Perspective: Latest Fed Hikes Comes As Rates, Behavior Start to Shift
- Curinos Perspective: Liftoff! Fed Raises Rates
- Curinos Perspective: Optimizing Deposits To Create An Effective Deposit Strategy – 5 Takeaways
- Curinos Perspective: Optimizing The Network In A High-Rate Environment – 5 Takeaways
- Curinos Perspective: Personalization – Channel Preferences Change Based On Context And Stage Of Journey
- Curinos Perspective: Precision Pricing In Small Business Lending
- Curinos Perspective: Reducing Consumer Deposit Interest Expense – 5 Takeaways
- Curinos Perspective: Takeaways from Curinos’ Retail Deposit Optimizer Forum
- Curinos Perspective: Taking Stock Of The Rate Cycle And Its Implications
- Curinos Perspective: The 4 Most Crucial Drivers of Growth in 2025 – 5 Takeaways
- Curinos Perspective: The Fed Cranks Up the Dial
- Curinos Perspective: The Fed Goes Big
- Curinos Perspective: The FOMC has Given Notice: Time to Prepare for Falling Rates
- Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau
- Curinos Perspective: Top Takeaways – Creating A Winning Deposit Strategy in 2024
- Curinos Perspective: Top Takeaways – Curinos Small Business Webinar
- Curinos Perspective: Using Deposit Optimizer Basics To Optimize Deposits in Any Rate Environment – 5 Takeaways
- Curinos Perspective: What Other Banks Can Learn From Chase’s Branch Expansion
- Curinos Retail Deposit Optimizer Client Forum
- Curinos Review
- Curinos Review Fall 2022
- Curinos Review Fall 2023
- Curinos Review Spring 2022
- Curinos Review Spring 2023
- Curinos Review Spring 2024
- Curinos Review Summer 2022
- Curinos Review Summer 2023
- Curinos Review Summer 2024
- Curinos Review Winter 2021
- Curinos Review Winter 2022
- Curinos Review Winter 2024
- Curinos’ 2022 Banking Outlook: Re-Examining Conventional Wisdom to Meet Customer Expectations
- Customer Needs Will Be Critical As Deposit Betas Accelerate
- Customer Segmentation – The Key To Deposit Pricing
- DAF Levels Are Down. What Can Be Done?
- Data, Discipline And Technology Can Unlock Mortgage Lending’s Potential
- Defining Personalization Is The First Step Toward Greater Adoption
- Deposit & Payments Forum – An Economic Outlook For Deposits
- Deposit Acquisition Costs: Finding The Right Balance For Success
- Deposit Balances Rebound as Post-Covid “Revenge Spending” Dissipates
- Deposit Behavior Can Predict HELOC Utilization
- Deposit Costs: Finding The Right Balance For Small Business Success
- Deposit Download
- Deposit Growth & Retention Strategies In A Flat And Falling Rate Environment
- Deposit Rate Report Overview
- Deposit Rate Sample Report
- Deposit Update: Nominal Growth In 2024 If Fed Can Cut
- Deposits & Payments: Deposit Whiplash
- Deposits In ’24: It’s Gonna Cost You
- Digital Channels Forum – Growing Shift in Digital Acquisitions & Onboarding
- Digital Delivery, Analytics Are Transforming Financial Advice
- Digital Insights For Community Institutions: Navigating 2024 And Beyond
- Digital Trends – What Canada Can Learn From The U.K.
- Digital Wallets: For Many, Becoming The Preferred Way To Spend
- Do you have Aspirations of increasing revenue, while saving the planet?
- Downturn Prompts Digital Investment Upgrades
- Driving Customer Growth Through Strategic Retail Planning
- Earnings Credit Rates Are Finally Moving Up
- ECR Balances Have Been A Boon So Far, But Keeping Them Is Getting Harder
- Effective Margin Management: Check Your Pricing Competitiveness
- Elevate Digital Onboarding? Remove ID And Verification Frictions.
- Email Marketing from the Frontlines
- Emerging Solutions in Home Equity – Title, Settlement and Closing
- Empower Marketing Incentives With AI
- Ensuring Travel Card Reward Schemes remain relevant during the pandemic
- Exception Pricing: In Wealth, More The Rule Than The Exception
- Experience Counts
- Falling CD Rates? Whew! Well, Maybe Not.
- Falling Refi Rates Are Driving Demand and Elevated Application Pull-Through
- FBX of Informa Financial Intelligence and Novantas Announce Name of New Business
- FCA to overturn 90-day Open Banking quagmire
- Fed’s First Big Cut Means (Surprise!) a Big Gain for CDs
- Federal Reserve Set To Join Parade Of Real-Time Payments Providers
- Fee Changes Require New Approach To Serving Mass Market
- FHA Rates Are Attracting Higher-Quality Borrowers
- Financial-Services Marketers Face Unique Hurdles in Adopting AI-Driven Automation
- Fintechs Continue to Lead in New Banking Relationships – 3 Key Implications
- First-Time Homebuyers Are Reshaping The Market
- Five Key Takeaways from Curinos’ CMO Summit
- Five Takeaways From Bank Earnings Season
- Five Ways to Benefit from a Home Equity Comeback
- Five Ways to Pump Up ROI with AI Marketing Technology
- For CD Renewals, Job 1 Is “Don’t Overpay”
- For Mortgage Portfolio Lending, A Barbell Effect Is In “Overdrive”
- Forecasting Deposit Growth: Combining Macro With Your Bank’s Behaviors
- Four Key Issues Facing Chief Marketing Officers This Planning Season
- Four Things That Need To Be In Every Marketer’s Strategic Plan
- Funds Transfer Pricing Is Becoming More Customer-Centric
- General Insurance Pricing Practices
- Getting Ready for a Comeback in Home Equity
- Greater Profitability In 2025 And Beyond:
5 Challenges and 5 Responses - Greater Profitability in 2025 and Beyond: Ingredients for Success
- Grow Funding? Look To Your Differences By Market.
- Growing Deposits Is Getting More Expensive Across The Board
- Growth of Government-Insured Mortgages
- Harnessing The 4 Most Crucial Drivers Of Growth In 2025
- Has The Fintech Shake-Out Begun?
- Hello To 2023!
- HELOC Balance Growth Can Be Achieved! Is Your Growth Strategy Working?
- High Deposit Costs Highlight Need To Optimize Pricing
- High-Rate CD Attrition May Be Signaling What’s to Come
- Higher Rates Push Banks To Draft A CD Maturity Playbook
- Higher Rates Reinforce Value Of Treasury Management Fundamentals
- Higher-For-Longer Rates Complicate Once-Easy Decisions On Branch Closures
- Home Equity – On the Move in 2022
- Home Equity is on the Move
- Home Equity Is Positioned For A Rebound
- Home Equity’s Trend Toward Digital Will Only Get Stronger
- Home Lending: How To Best Position For A Bounce-Back
- Home-Lending Update: How To Strive Till ’25
- Housing Values Soar. So Do Property Taxes.
- How Agile Deposit Promotions Will Help You Navigate Market Uncertainty Webinar
- How Are Consumers Responding to Higher Interest Rates?
- How Corporate Treasurers Use Money Market Funds, And How Banks Can Respond
- How Credit Unions Can Meet Their Deposit Targets
- How Does Branch Consolidation Affect Your Results?
- How Essential Analytics Can Drive An Effective Deposit Strategy
- How Optimized Checking Account Origination Can Create Relationship Primacy
- How to Acquire (and Retain) Good Retail Customers in Digital Channels
- How To Bring An Open Mind To Open Banking
- How To Build Banking Relationships Through Personalization? Ditch The Retail Playbook
- How To Capture Episodic Rate Shoppers
- How To Create A Green Future
- How to Improve Productivity at the Branch
- How to Manage A Recession – Or Worse
- How to Manage Customer Churn
- How To Manage Deposits If No Fed Rate Cuts Until Next Year
- How to Manage Wealth Customers As Rates Rise
- How to Optimize Down-Pricing in a Falling Rate Environment
- How to Support Small Business Lending in a Time of Economic Uncertainty
- How to Transform Your Home Loan Product Solutions
- How to Win in Small Business
- How’s Your Omnichannel Strategy?
- In Gaining Primary Relationships,
Bank Types Vary Considerably - In Their Digital Experiences, Nextgen Users Want Both Aesthetics And Practicality
- In Unsecured Lending, Speed Can Mean Higher Profits
- Influencing Interest Expense In The Banking Sector
- Innovators Push Funding Of New Digital Accounts
- Integrated data: Digital investment challengers advance financial planning services
- Introducing the Overdraft Q&A Series
- Invest A Small Amount In Non-Interest Expense, Save Big On Interest Expense
- Is Your Bank Ready for Higher Rates?
- It May Be Time To Reassess Your Thin Network
- Keys to Success for Effective Personalization
- Last Year’s High-Rate CDs Are Coming Home To Roost
- Lending Inflection Point: Are Lenders Poised for a Resurgence of the Home Equity Market?
- Letter To Lenders: Don’t Overlook Unsecured Lending
- LMI Lending: Considerations For Success
- Lower Rates Are Prompting Changes
To Mortgage Servicing - Managing Mortgage Lending Cycles
- Market Disruption Heats Up Competition For Commercial Deposits
- Marketers Feel Cost Squeeze With Soft Landing Ahead
- Marketers Must Speak In Many Tones
- Marketing (Digital And Mail-Based) Is Making Its Mark
- Marketing Can Power More Than Just Retail
- Marketing Matters
- Marketing Plans 2024: Pricing, Costs And Relationships
- Marketing Should Lead Your Bank’s Personalization Efforts
- Marketing’s Role in Turning Dormancy to Primacy: Lift Checking Utilization Message CTR by 450%
- Mass Affluent: Big Opportunity, But At A Cost
- Mass Market Vs. Mass Affluent: A Data-Driven Primer
- Mass Market: How To Make Up For Flagging Economics
- Maximizing Treasury Management Fee Revenue In 2023 (And Beyond)
- MBCA CFO Conference
- Measure Your Way to More Primary Customers
- Memo To Marketers: Treat Your Budget Like An Investment Fund
- More M&A on the Horizon?
Here’s How to Moderate Potential Damage - More Mortgage Malaise, Higher Hopes For Home Equity
- More Than Ever, Deposits Are Key To Profitability
- Mortgage Hot Topics by Curinos
- Mortgage Servicing Rights: What Lenders Need to Know Now
- Mortgage Upheaval Prompts Some Buyers To Pounce
- Mortgage Volumes Fall And Margins Tighten As Rates Tick Up
- Mortgages: The 5 Digital Ingredients for a better pre-qualification journey
- Navigating Rising Rates: Q&A session
- Navigating the Present and Preparing for Tomorrow
- Network Optimization In A High-Rate Environment
- Network Optimization: Moving from a Hatchet to a Scalpel Webinar
- New Primary Relationships At Fintechs Are Surging
- New U.S. Shopper Survey: Digital Delivery Is Top Consumer Preference
- New-to-Bank Checking: Quantity At Odds With Quality
- November MBS Rally Is Helpful, But Not Enough
- Now May Be The Time For A Brand Refresh
- Onboarding wars: Retail banks aim to refine account opening processes
- Open for Business: How to Benefit from Open Banking Around the World
- Opportunity Lost: Retail Sales Underperformance
- Optimizing The Branch Network: From Divesting To Investing
- Overcoming Potential Obstacles To Commercial Onboarding
- Overdraft Innovations Speed Disruption of Checking
- Overdraft Q&A Series: Do I need to take action now?
- Overdraft Q&A Series: How does regulatory pressure impact banks and credit unions?
- Overdraft Q&A Series: What is the industry climate?
- Overdraft Q&A Series: What should banks and credit unions do in the face of regulatory pressure?
- Payments: What The Continuing Migration To Digital May Mean
- Personalization: Larger Banks Report Struggling To Get Their Data Right
- Personalization: Making The Shift From Volume To Value
- Pick Your Spot in Treasury Management
- Pillars of digital banking: Automation to personalize marketing
- Pillars of digital banking: Real-time payments stir innovation
- Preempting Conforming Home Loan Limits Can Boost Year-End Volume
- Prepare Now for Rising Rates Webinar
- Preserve Margins By Managing Expenses
- Pressure On Net TM Fees Is Mounting
- Price Is Driving Changing Dynamics In Portfolio Lending
- Pricing Is Driving TM Fee Growth, But We See Headwinds Ahead
- Prime Your Bank for Primary Retail Deposit Customers
- Priorities For Funds Transfer Pricing In Fast Times
- Prioritizing Personalization
- Product discovery: Does your bank offer too much?
- Product Fee Overview
- Product Fee Sample Report
- Product Innovation is Key Driver for 2022
- Profile: Webster Bank’s Purcell on helping customers look around corners
- Profitable Commercial Growth Can Hinge On The Right Client Mix
- Profits Are Challenged. Cultivating Relationships Can Help.
- Prospects for progress in unsecured lending applications
- Providers Must Put A Positive Spin On Savings
- Providers Revamp In-App Internal Transfers
- Providers Tighten Security Amid Increased Fraud
- Proving (and Improving) your Institution’s Marketing ROI
- PSCU Member Forum Underscores the Accelerating Need to Innovate
- Q1 ‘24 Mortgage Trends Signal Continuing Resilience
- Q4 Mortgage Volume: Weak Overall, Worse For Banks And CUs
- Race to Quality: Rethinking Digital Onboarding
- Raising Meaningful Deposits In 2024: Buy Or Build?
- Rate Revival
- Rates and Economic Outlook
Spurring HELOC Growth - Rates Are Falling, And CDs Are Already Leading The Way
- Reality Sets In For Loan-To-Deposit Ratios
- Realizing The Promise Of Generative AI
- Regional Pricing: With the Game Changing, Time to Leverage WAMP
- Reimagining Branches: How to Adapt Your Goal Setting to a New Reality
- Retail Banks Aim To Pump Up Digital Account-Opening
- Retail Deposits: More Aggressive Pricing Is Widening The Rate Gap Between Banks
- Retail Deposits: Stable, But More Competition Possible
- Revisiting Network Optimization As Economic Tides Shift
- Rising Excess ECR Poses Another Risk To NIB Deposits
- Rising Rates Are Transforming Commercial Deposit Economics
- Rising Rates: How to Navigate Deposit Runoff, Churn and Increasing Betas
- Rutger Responds
- Savings Marketing Spend – Trends And Analysis
- Savings Providers Should Look To Play To Strengths
- Seamless & Personalized: The AI Edge For Omnichannel Customer Engagement
- Section 1071 For Small Business Lending: Are You Ready?
- Seeds Of Disruption Lurk
- Shorter Deposit Life: Another Wrinkle for Treasury
- Should Consumers Set Limits on Contactless Transactions?
- Small Business Banking: Are you Winning or Losing?
- Small Business Could Mean Big Opportunity
- Small Business Loan Demand Remains Strong, Lenders Become More Efficient
- Small Business Market Update
- Small Business Market Update
- Small Business Needs Big Banking
- Small Business Needs Big Banking Webinar
- Small Business: Attractive for Deposits, but Getting More Competitive
- Small Businesses Offer A Clear Profitability Upside For Banks
- Spend Categorization And Account Deletion Requirement
- Strategic Planning Masterclass for Data and Analytics
- Strategic Planning Masterclass for Marketing and Operations
- Strategic Planning Masterclass for Marketing Leaders
- Supermarket Banks: Opportunity for Some, Retreat for Others
- Sweeps Can No Longer
Be Swept Under The Rug - Target Regularity To Boost Customer Lifetime Value
- Targeting Affluent Consumers? You’re Not Alone
- The $900M Question: Have You Been Attracting New Dollars This Year?
- The Abundant Opportunities To Serve Canada’s Small Businesses
- The BankTrends Bulletin: Volume I
- The Best Way To Boost Commercial Profits: Own The TM Relationship
- The Big Opportunities in Serving Small Business
- The Broadcast
- The Broadcast
- The Broadcast
- The Broadcast
- The Broadcast
- The Broadcast
- The CD Takes On New Life As Rates Rise
- The CECL Debate: SCALE Vs. WARM
- The Challenge Of Managing Net Interest Margins
- The Changing Economics Of Mass-Market Banking
- The Chrisman Commentary – Daily Mortgage News
- The Chrisman Commentary – Daily Mortgage News
- The Chrisman Commentary – Daily Mortgage News
- The Deposit Dilemma: Getting It Right In The Near Term
- The Deposit Dilemma: Investing For The Long Term
- The Digital Transition
- The Digital Transition in Commercial Banking
- The Evolution of Business Banking
- The Fintech Winter Has Given Way to Emergent Growth
- The Importance Of Acting On Price Elasticity
- The Importance of Deposit Due Diligence As Rates Start to Rise
- The Increasing Criticality Of Agility
- The Key To Digital Retention? Early Funding
- The Lock-in Effect Spells Opportunity for Home Equity Lending
- The Long-term Appeal of Short-term Liquidity
- The Moat You Thought You Had? It’s Been Breached
- The Need For A Deposit Playbook
- The Need for Speed
- The Rundown with Rob and Rich Podcast
- The Six Opportunities As Rates Rise
- The Surge Recedes: Where U.S. Deposit Levels May Be Headed From Here
- The Year Ahead: How to Tackle the Challenges of 2023
- The Year Ahead: Planning For Success In 2024
- There’s High Repricing Risk In Those Low-Rate Balances
- Thinking Beyond Rate To Get And Keep Wealth Deposits
- This Month In Commercial Banking | Boost Competitiveness Amid Uncertainty
- This Month in Commercial Banking: Getting Ready
- This Month in Commercial Banking: How to Find (and Provide) Value When Rates Rise
- This Month in Commercial Banking: Managing the Business as Rates Rise
- This Month in Commercial Banking: Meeting Client Needs
- This Month in Commercial Banking: Primacy and Other Topics for 2022
- This Month in Commercial Banking: Rates, Deposits and APIs
- This Month in Commercial Banking: Rates, Digital Investment and Pricing
- This Month in Commercial Banking: Rising Rates and Headwinds?
- This Month in Commercial Banking: Staying Ahead
- This Month in Commercial Banking: Staying Focused As Rates Rise
- This Month in Commercial Banking: The Final Countdown
- This Month in Commercial Banking: The Latest on Rates, Pricing and More…
- This Month in Retail Banking | New Products, New Uncertainty
- This Month in Retail Banking: Customers Drive Industry Changes
- This Month in Retail Banking: Customers Wake Up
- This Month in Retail Banking: Fintech Shake-Up, Rates and Overdraft
- This Month in Retail Banking: Keeping Up with the World Around Us
- This Month in Retail Banking: Mixed Messages for Retail
- This Month in Retail Banking: Navigating Today’s Challenges
- This Month in Retail Banking: Setting a New Tone
- This Month in Retail Banking: Speeding Through the Year
- This Month in Retail Banking: Spending, Shopping and More
- This Month in Retail Banking: Supermarket Retreat, Mortgage
- This Month in Retail Banking: The Juggling Act
- This Month in Retail Banking: Thinking About 2023
- This Quarter in Canadian Banking: Branch Sales Recover From Pandemic, But Productivity Doesn’t
- This Quarter in Canadian Banking: Challenging Times
- This Quarter in Canadian Banking: Challenging Times
- Tips for a Successful Personalization Journey
- TM Fees: How High Can They Go?
- TM Investment: Running Fast But Standing Still
- TM Services: Driving Value in Any Rate Cycle
- To Gauge A Consumer’s Channel Preference, Consider The Entire Portfolio
- To Limit Deposit Costs, Look To Small Business
- To Make Small Business Profitable, Look at the Entire Relationship
- Too Many Tellers Or Too Few Transactions? The Answer Is “Yes.”
- Treasury Analyzer
- Treasury Management Fees Post Modest Growth On Headwinds From Declines In Deposit Administration Fees (DAF)
- Treasury Management Pricing Events: Banks Remain Assertive
- Treasury Needs More And Better Data To Manage Falling Rates
- U.K. Consumers To Investment Providers: Don’t Make It So Hard
- UK Digital Insights Report
- UK: Why Open Banking is Critical to Customer Growth in Direct-to-Consumer Investing
- UK’s Consumer Duty Goes Live As FIs Reaffirm Integrity Of User Needs
- Understanding And Managing Card Payment Costs
- Understanding Deposit Value in a Turbulent Rate and Macroeconomic Environment
- Unlocking Digital Success: Insights from Community Financial Leaders
- Unsecured Segment Drives Surge in Small-Business Loans
- Untapped Potential In Your Branch Network
- Up for Debate: Home Equity vs. Unsecured Lending
- Using AI To Deepen Your Relationships
- Wallets, Credit Card Integrations And Optimizing Small Business Banking
- Want More Small Businesses? Be More Distinctive
- Want Small Business Deposits? Focus On Primacy
- Wealth Clients Were Late To The CD Party And Will Likely Leave Early
- Wealth Customers Won’t Wait Around
- Wealth Deposits: A Return to Normalcy after a Whipsaw 2023
- Wealth Deposits: Instability Grows. What Does The Future Hold?
- Wealth Savings: A Cautionary Lesson From The Last Time Rates Fell
- Wealth: How To Prepare For A Digital-First Future
- Weighted Average Pricing Can Mean Greater Mortgage-Market Precision
- What’s Next in the Home Equity Comeback?
- What’s the “Biz” in Small Business? Webinar
- When it Comes to Commercial Balances,
Think Small - Where Have All The Branch Closures Gone?
- Why Direct Deposit Indicators Can Mislead The Primacy Pursuit
- Why The U.K.’s Next Rising Rate Cycle Will Be Different
- Why You Should Invest in Your Branch Workforce
- Will 2022 Be A Year of Innovative Short-Term Liquidity Products?
- Winning in a Falling Rate Environment: To Finish Strong, Know Your Starting Point
- Winter is around the corner, but CECL is getting WARMer
- With Rates Set To Fall, So Too
Will Treasury Management Pricing - You Get What You Measure – Adjusting Prospecting KPIs for Success in the New Consumer Deposit Market
- Zelle® Usage Drives Customer Engagement
Mortgage Hot Topics
Overdraft Series
- An Update: Competition Drives Overdraft Disruption
- Introducing the Overdraft Q&A Series
- Overdraft Q&A Series: Do I need to take action now?
- Overdraft Q&A Series: How does regulatory pressure impact banks and credit unions?
- Overdraft Q&A Series: What is the industry climate?
- Overdraft Q&A Series: What should banks and credit unions do in the face of regulatory pressure?
Podcasts
- Amplero Takes Center Stage at FinovateSpring
- Banking for the Next Generation
- Bringing AI to the Onboarding Process
- Contextual Engagement Requires Better Use of Data and AI
- Credit Unions at the Crossroads in 2022
- Credit Unions of the Future
- Curinos (F)insights Bonus: Latest Fed Hikes Comes As Rates, Behaviors Start to Shift
- Curinos (F)insights Presents: The Chrisman Commentary
- Curinos (F)insights: 2023 CMO Summit Key Take Aways
- Curinos (F)insights: 2024 Banking Outlook: Planning for Success
- Curinos (F)insights: Are Some Banks Misjudging The Deposit Repricing Cycle?
- Curinos (F)insights: Better Deposit Pricing For Smaller Banks And Credit Unions
- Curinos (F)insights: Deposit Life Is A Critical Metric That Needs More Attention
- Curinos (F)insights: Even With Fed Rate Pause, FIs Will Keep Jockeying On Deposit Prices
- Curinos (F)insights: Fed Hikes Again – Implications for Small Businesses
- Curinos (F)insights: Finding Massive Opportunity in Precision Pricing
- Curinos (F)insights: Get to Know Your Customer Through Marketing Personalization
- Curinos (F)insights: How An Innovative Credit Union Is Approaching Customer Segmentation
- Curinos (F)insights: How To Make Bank Branches Relevant In 2023
- Curinos (F)insights: Implications for Mortgages as Fed Hikes Rates Again
- Curinos (F)insights: Journey Across the Digital Landscape
- Curinos (F)insights: Latest Fed Rise Puts Spotlight on Deposit “Haves” and “Have-Nots”
- Curinos (F)insights: New Digital Banking Tools Can Encourage Good Financial Habits
- Curinos (F)insights: Not All Deposits Are Created Equal
- Curinos (F)insights: Rate Hike Pause: What Does It Mean For Financial Institutions?
- Curinos (F)insights: Rob Chrisman On Today’s Challenges In The Mortgage Market
- Curinos (F)insights: The Boom in Unsecured Lending
- Curinos (F)insights: The Challenges And Opportunities In Today’s Mortgage Market
- Curinos (F)insights: The Decline of Overdraft Fees
- Curinos (F)insights: The Fast-Moving Mortgage Market – from ARMs to Servicing
- Curinos (F)insights: The Fed’s Latest Bump – Higher-For-Longer Will Tighten Squeeze On Bank Profits
- Curinos (F)insights: The Future of Fintechs
- Curinos (F)insights: The Implications of Higher Interest Rates
- Curinos (F)insights: The Resurgence of Home Equity
- Curinos (F)insights: The Social Importance of Financial Services
- Curinos (F)insights: The State of Play in Canada Following Latest BOC Rate Hike
- Curinos (F)insights: The Year Ahead: How to Tackle the Challenges of 2023
- Curinos (F)insights: There’s No Time For Delay In Getting Ready For 1071
- Curinos (F)insights: Using Real-Time Data To Drive Small Business Lending Relationships
- Curinos (F)insights: Viva Las Vegas! Insights from CBA Live 2023
- Curinos (F)insights: What Do Higher Rates Mean for Commercial Banking?
- Curinos (F)insights: What Does The Latest Fed Rate Hike Mean For Commercial Deposits?
- Curinos (F)insights: What Does The Slower Pace of Fed Hikes Mean For Financial Institutions?
- Curinos (F)insights: Why Digital Differentiation Matters For Acquiring New Customers
- Navigating the Present and Preparing for Tomorrow
- The Chrisman Commentary – Daily Mortgage News
- The Chrisman Commentary – Daily Mortgage News
- The Chrisman Commentary – Daily Mortgage News
- The Rundown with Rob and Rich Podcast
Prioritizing Personalization
- Are Your Propensity Models Compromised By Outlier Leakage?
- Building Your Onboarding Experience with Dynamic Creative Optimization
- Content Library Best Practices For Personalized Marketing
- Cracking the Code on Digital Empathy
- Email Marketing from the Frontlines
- Empower Marketing Incentives With AI
- Keys to Success for Effective Personalization
- Race to Quality: Rethinking Digital Onboarding
- Tips for a Successful Personalization Journey
Reports
- Commercial CDA Executive Summary
- Competition Drives Overdraft Disruption
- General Insurance Pricing Practices
- MBCA CFO Conference
- Overdraft Innovations Speed Disruption of Checking
- Treasury Analyzer
- Understanding Deposit Value in a Turbulent Rate and Macroeconomic Environment
- Zelle® Usage Drives Customer Engagement
Sample Reports
This Month In Commercial Banking
- Balance Headwinds Continue
- Boost Your Fee Income? Look to Digital Payments.
- Business Payments, Now Mostly Through Cards, Are Going Virtual
- Centralized Workstations Set To Grow In 2023
- Challenge for 2024: Protecting Profitability Amid Low Margins
- Commercial Balance Levels Stabilize, But Betas Continue To Rise
- Commercial Deposit Balances Stabilized In The Third Quarter
- Commercial Deposits: Market Disruption Means Heated Competition
- Commercial Liquidity Shows A Fast And Furious Start To 2023
- ECR Balances Have Been A Boon So Far, But Keeping Them Is Getting Harder
- Federal Reserve Set To Join Parade Of Real-Time Payments Providers
- Higher Rates Reinforce Value Of Treasury Management Fundamentals
- How Corporate Treasurers Use Money Market Funds, And How Banks Can Respond
- Market Disruption Heats Up Competition For Commercial Deposits
- Maximizing Treasury Management Fee Revenue In 2023 (And Beyond)
- Overcoming Potential Obstacles To Commercial Onboarding
- Pressure On Net TM Fees Is Mounting
- Pricing Is Driving TM Fee Growth, But We See Headwinds Ahead
- Providers Tighten Security Amid Increased Fraud
- Rising Rates Are Transforming Commercial Deposit Economics
- This Month In Commercial Banking | Boost Competitiveness Amid Uncertainty
- This Month in Commercial Banking: Getting Ready
- This Month in Commercial Banking: How to Find (and Provide) Value When Rates Rise
- This Month in Commercial Banking: Managing the Business as Rates Rise
- This Month in Commercial Banking: Meeting Client Needs
- This Month in Commercial Banking: Primacy and Other Topics for 2022
- This Month in Commercial Banking: Rates, Deposits and APIs
- This Month in Commercial Banking: Rates, Digital Investment and Pricing
- This Month in Commercial Banking: Rising Rates and Headwinds?
- This Month in Commercial Banking: Staying Ahead
- This Month in Commercial Banking: Staying Focused As Rates Rise
- This Month in Commercial Banking: The Final Countdown
- This Month in Commercial Banking: The Latest on Rates, Pricing and More…
- Treasury Management Fees Post Modest Growth On Headwinds From Declines In Deposit Administration Fees (DAF)
- Treasury Management Pricing Events: Banks Remain Assertive
- Understanding And Managing Card Payment Costs
This Month In Retail Banking
- 2024 Deposit Growth May Not Meet Expectations
- A Preview Of The Coming CD Renewal Surge
- A Winning Strategy For “Win-Back” Campaigns
- Amid Turmoil, Reassurance is Crucial
- Banks Add Tools and Support to Help Customers Cope
- Banks Raise Rates In Effort To Reduce Churn
- Boost Branch Performance? Make It Opportunity-Based.
- Branch Count Continues Downward, But At A Slower Pace
- Caution: Consumer CD Renewal Bubbles Ahead
- Clear Routes To Action Can Drive CD Renewals To Digital
- Deposit Acquisition Costs: Finding The Right Balance For Success
- Deposit Costs: Finding The Right Balance For Small Business Success
- Digital Wallets: For Many, Becoming The Preferred Way To Spend
- Elevate Digital Onboarding? Remove ID And Verification Frictions.
- Five Takeaways From Bank Earnings Season
- For Mortgage Portfolio Lending, A Barbell Effect Is In “Overdrive”
- Grow Funding? Look To Your Differences By Market.
- Higher-For-Longer Rates Complicate Once-Easy Decisions On Branch Closures
- Housing Values Soar. So Do Property Taxes.
- How’s Your Omnichannel Strategy?
- Memo To Marketers: Treat Your Budget Like An Investment Fund
- Mortgage Servicing Rights: What Lenders Need to Know Now
- Mortgage Upheaval Prompts Some Buyers To Pounce
- New U.S. Shopper Survey: Digital Delivery Is Top Consumer Preference
- November MBS Rally Is Helpful, But Not Enough
- Now May Be The Time For A Brand Refresh
- Reality Sets In For Loan-To-Deposit Ratios
- Retail Deposits: More Aggressive Pricing Is Widening The Rate Gap Between Banks
- Retail Deposits: Stable, But More Competition Possible
- Revisiting Network Optimization As Economic Tides Shift
- Small Business Could Mean Big Opportunity
- Small Business Loan Demand Remains Strong, Lenders Become More Efficient
- The CD Takes On New Life As Rates Rise
- This Month in Retail Banking | New Products, New Uncertainty
- This Month in Retail Banking: Customers Drive Industry Changes
- This Month in Retail Banking: Customers Wake Up
- This Month in Retail Banking: Fintech Shake-Up, Rates and Overdraft
- This Month in Retail Banking: Keeping Up with the World Around Us
- This Month in Retail Banking: Mixed Messages for Retail
- This Month in Retail Banking: Navigating Today’s Challenges
- This Month in Retail Banking: Setting a New Tone
- This Month in Retail Banking: Speeding Through the Year
- This Month in Retail Banking: Spending, Shopping and More
- This Month in Retail Banking: Supermarket Retreat, Mortgage
- This Month in Retail Banking: The Juggling Act
- This Month in Retail Banking: Thinking About 2023
- To Gauge A Consumer’s Channel Preference, Consider The Entire Portfolio
- Where Have All The Branch Closures Gone?
This Quarter In Canadian Banking
- Customer Needs Will Be Critical As Deposit Betas Accelerate
- Digital Delivery, Analytics Are Transforming Financial Advice
- Digital Trends – What Canada Can Learn From The U.K.
- Seeds Of Disruption Lurk
- This Quarter in Canadian Banking: Branch Sales Recover From Pandemic, But Productivity Doesn’t
- This Quarter in Canadian Banking: Challenging Times
- This Quarter in Canadian Banking: Challenging Times
Webinars
- 1071 For Small Business Lending: Are You Ready?
- 2024 Outlook: Three Things Home Equity Lenders Should Know Now
- 5 Strategies For Reducing Consumer Deposit Interest Expense
- A Lender’s Guide To Informed Margin Management
- CBA Webinar – The Customer Deepening Imperative
- Consumer Credit & Access to Cash Webinar
- Consumer Lending in Transition: The Impact of Falling Rates
- Creating A Winning Deposit Strategy In 2024
- Curinos 360: The Lending Roundup Presentation
- Curinos 360: The Lending Roundup Webinar
- Curinos Banking Playbook: How to Navigate a Rising Rate Environment
- Deposit Growth & Retention Strategies In A Flat And Falling Rate Environment
- Digital Insights For Community Institutions: Navigating 2024 And Beyond
- Driving Customer Growth Through Strategic Retail Planning
- Effective Margin Management: Check Your Pricing Competitiveness
- Emerging Solutions in Home Equity – Title, Settlement and Closing
- Greater Profitability in 2025 and Beyond: Ingredients for Success
- Harnessing The 4 Most Crucial Drivers Of Growth In 2025
- HELOC Balance Growth Can Be Achieved! Is Your Growth Strategy Working?
- Home Equity – On the Move in 2022
- How Agile Deposit Promotions Will Help You Navigate Market Uncertainty Webinar
- How Are Consumers Responding to Higher Interest Rates?
- How Essential Analytics Can Drive An Effective Deposit Strategy
- How Optimized Checking Account Origination Can Create Relationship Primacy
- How to Optimize Down-Pricing in a Falling Rate Environment
- How to Transform Your Home Loan Product Solutions
- How to Win in Small Business
- Navigating Rising Rates: Q&A session
- Network Optimization In A High-Rate Environment
- Network Optimization: Moving from a Hatchet to a Scalpel Webinar
- Opportunity Lost: Retail Sales Underperformance
- Prepare Now for Rising Rates Webinar
- Proving (and Improving) your Institution’s Marketing ROI
- Reimagining Branches: How to Adapt Your Goal Setting to a New Reality
- Rising Rates: How to Navigate Deposit Runoff, Churn and Increasing Betas
- Seamless & Personalized: The AI Edge For Omnichannel Customer Engagement
- Small Business Banking: Are you Winning or Losing?
- Small Business Needs Big Banking Webinar
- The Year Ahead: How to Tackle the Challenges of 2023
- The Year Ahead: Planning For Success In 2024
- Unlocking Digital Success: Insights from Community Financial Leaders
- Untapped Potential In Your Branch Network
- What’s the “Biz” in Small Business? Webinar
- You Get What You Measure – Adjusting Prospecting KPIs for Success in the New Consumer Deposit Market
Want to go further?
Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.
