Lenders Margin Analyzer

Optimize your pricing strategy and profitability

Create and implement a pricing strategy that optimizes revenue to maximize profits

Born out of our origination and pricing analytics, our Lenders Margin Analyzer solution provides a hybrid suite of products and services that provide our clients with the insight and tools to manage their loan production revenue effectively and proactively at the channel level.  Driven by client demand and backed by 30+ years of industry-specific knowledge and data, Lenders Margin Analyzer is the solution of choice to optimize your profitability.

Timely Analysis And Decision Making​

Allows for decisions based on
current data where you
can move without lag to
current market conditions.​

Proactively Make Margin Changes​

Track margin changes and their impact to price position in real time, creating an environment where testing the boundaries is possible.

Reduce Company
Costs​

Lenders Margin Analyzer includes every data point, out of the box reporting and flexibility to get what you need at a discounted price. ​

Solution Highlights

  • Pricing Strategy Implementation And Tracking (Notifications)
  • Pricing Grid Analysis And Comparative Analytics
  • Break-Even Analysis On Contribution And Total Margin Levels
  • Net Pricing Comparison Across Credit-Risk Spectrum
    And Loan Amount Tiers
Pricing Strategy Implementation And Tracking (Notifications)

Proactive alerts to monitor strategy or active price tests across multiple markets and strategies.

Pricing Grid Analysis And Comparative Analytics

Comprehensive note rate stack views and historical price trending analysis.

Break-Even Analysis On Contribution And Total Margin Levels

Margin impact analysis that allows for successful assessment of price change effectiveness.

Net Pricing Comparison Across Credit-Risk Spectrum
And Loan Amount Tiers

Detailed pricing views across LTV, FICO, DTI and loan amounts, allowing for holistic visibility into various components of margin and how lenders establish pricing levels.

Lenders Margin Analyzer By The Numbers

30+ Years​
Industry-Specific
Knowledge & Data
42​
Of The Top 50 Lenders
In The US Participate

What Our Clients Are Saying

SVP Capital Markets

By leveraging the Curinos solution set, we were able to hold margins at an elevated level for an extended period of time, which ultimately materialized in above average gain-on sale performance.

Large National Independent Mortgage Company

Capital Markets Executive

Allows us to keep margins elevated for a longer period of time which leads to sustained profitability.

National Independent Mortgage Bank

VP Lending

My team leverages the various market analytics platforms that Curinos offers when calibrating our pricing to ensure we’re maintaining a competitive edge in our key markets. When it comes to competitive benchmarking and overall market analytics in Real Estate lending, the solutions offered by Curinos are second to none!

Super Regional Bank

Our Insights

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September 21, 2023

Data, Discipline And Technology Can Unlock Mortgage Lending’s Potential

Today’s high interest rates are taking too much of the blame for depressed home sales.
READ TIME: 7 MINS

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September 21, 2023

Curinos Review Fall 2023

Welcome to the Fall 2023 issue of the Curinos Review. No one needs to be reminded that profits at many traditional banks are under intense pressure. But while unfavorable lending performance drove many past downturns, the current challenges are emanating from the liability side of the balance sheet.
READ TIME: 3 MINS

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September 20, 2023

Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau

As expected, the FOMC in September held the Federal Funds rate flat in a target range of 5.25% to 5.50%. The process of balance sheet reduction (quantitative tightening) will continue at the previously communicated rate of $95 billion per month.
READ TIME: 6 MINS

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.