LendersBenchmark Analyzer For Small Business Lending
Maximize your small business lending performance
The only benchmarking of its kind to provide critical insight into small business lending originations and portfolio performance.
The Small Business segment is more valuable than ever, and traditional lenders and fintechs alike know that competition is tight. Having a keen understanding of your small business lending originations, risk profile, portfolio performance and overall market opportunity is critical to compete effectively.
LendersBenchmark Analyzer for Small Business Lending is a competitive intelligence solution that enables lenders to assess originations and portfolio lending performance against an anonymized market benchmarking of their peers, delivering a scalable and dynamic framework to proactively manage margins and optimize operational performance.
Solution Highlights
- Informative, Granular Data
- Actionable Metrics
- Flexible Delivery Model
Originations insights delivered on a weekly basis. Portfolio insights delivered on a monthly basis.
Key lending performance metrics including production, market share, pricing, utilization and credit risk.
Access data and insights in two ways: A user-friendly web-based solution; or directly within Microsoft Excel via our CurinosConnect add-in feature. Both offer a direct linkage to the database.
Lenders provide the following data:
- Production
- Applications
- Approvals
- Dispositions
- Bookings
- Pricing (interest rates, margins)
- Risk attributes (personal and business credit scores, PD, LGD)
Curinos provides the following aggregated, anonymized insights, lender versus peers:
- Production
- Market share
- Pricing opportunity
- Credit risk comparatives
- Operational efficiency
- Marketing effectiveness
- White space discovery
Product Manager:
Identify opportunities in the market by understanding product mix, lender versus peers
Key Insight Gained: Lender has been missing out on the 121-180-month term market with their volume decreasing 21% year over year, yet the market has increased 14%.
The lender has outperformed in the 181–240-month space.
- Is the lender successfully diversifying products according to their strategic plan, causing this variance?
- Is there more opportunity in other terms they should be taking advantage of?
The Product Manager can drill down further to determine the drivers of the difference in mix and where opportunities exist (loan amount, collateral, state and so on).
Pricing Manager: Is my pricing aligned with that of my peers?
Where do I have opportunity for margin improvement and market share gain?
Key Insight Gained: The lender’s rate is closely aligned with peers in all product specs except RE Secured where rates are ~1% below that of peers.
Is there an opportunity to increase rates to match the market? After initial review, the lender decides to make a move and increase price. Upon post-change review, the lender sees that the rate gap to competition has closed, and the market share (black line) has increased.
Knowledge And Data
The US Participate
What Our Clients Are Saying
Our Insights
November 5, 2025
Curinos Review Fall 2025
July 31, 2025
Small Business Lending: Warning Signs of Credit Tightening?
July 15, 2025
UK Small Business: Is Retail Banking’s Latest Darling Showing Signs of Infidelity?
Let’s turn insight into impact.
Connect with Curinos to see how our AI-first platform helps you accelerate impact, drive profits and grow with purpose.
