Retail Deposit Optimizer
Precision deposit management
Manage your way to more profitable customer relationships with Retail Deposit Optimizer's deposit pricing model
Retail Deposit Optimizer is the leading application for precision deposit management using Curinos’ propriety deposit pricing model. The platform intuitively guides financial institutions through today’s sea of data, uncovering key insights and creating a single source of truth for cross-functional teams to manage and improve the profitability and growth of deposit products and customers.
With over 40 installations and $5T of balances under management, Retail Deposit Optimizer is the most trusted and established deposit pricing model of its kind.
Optimize Product And Pricing Decisions
Maximize deposit revenue with precision pricing on acquisition and existing portfolio balances.
Optimize balance/rate trade-off decisions across your portfolio based on underlying customer segment behavioral and price sensitivity modeling.
Understand Portfolio Performance
Uncover trends in your deposit portfolio by incorporating customized segmentation via our proprietary analytic algorithms. Compare granular deposit growth and rate performance to peers with our benchmarking platform built with >$5T of account-level deposit data.
Increase Efficiency And Reduce Risk
Leverage Retail Deposit Optimizer as an interactive data warehouse.
With access to cleaned data and key metrics to support teams across pricing, treasury, marketing, ALCO and more.
Solution Highlights
Retail Deposit Optimizer delivers advanced analytics and business intelligence through a configurable web interface, enabling users to understand drivers of deposit product performance, make better pricing decisions, automate advanced analytics and optimize pricing.
- Business Intelligence
- Product and Pricing Optimization
- Benchmarking
Analyze bank deposit and customer performance, leveraging our proprietary analytic algorithms to understand underlying trends and reveal pockets of upside opportunity.
Optimize your deposit product pricing strategy by leveraging our customer behavior and price elasticity modeling to make balance/rate trade-off decisions across your portfolio.
Compare granular deposit growth and rate performance relative to peers through Comparative Deposit Analytics (CDA), our benchmarking platform built with over $5T of account-level deposit data.
Retail Deposit Optimizer By The Numbers
What Our Clients Are Saying
Lionel Poudevigne Vice President, Product Management Pricing and Forecasting
KeyBank
Our Insights
May 24, 2023
Five Takeaways From Bank Earnings Season
May 19, 2023
Retail Deposits: More Aggressive Pricing Is Widening The Rate Gap Between Banks
May 11, 2023
Boost Branch Performance? Make It Opportunity-Based.