According To The Data

According To The Data, our thought leadership blog, leverages the deep research and analytical prowess of the Curinos team.

We dig down into the numbers to generate actionable intelligence for financial services professionals looking for edge in an increasingly competitive marketplace.

Concise, visual and insightful – each According To The Data post offers informative and relevant information to keep you informed about key industry trends and help you make better business decisions.

December 9, 2025

Managing Wealth Beta Requires the Right Analytics

Savings/MMS offer higher beta passthroughs than interest checking and quicker passthroughs than CDs, and as a result, Wealth savings/MMS beta has been considerably higher  than beta on overall Wealth deposit portfolios.

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December 9, 2025

Managing Wealth Beta Requires the Right Analytics

Savings/MMS offer higher beta passthroughs than interest checking and qu...

November 25, 2025

Mortgage Lending: Is Today’s Emphasis on Credit Quality Overlooking...

Credit quality for purchase mortgage transactions has strengthened stead...

November 11, 2025

Home Equity’s Next Chapter: Resilient Growth and a Race Toward Effi...

As 2025 enters its final stretch, the home equity market continues to le...

November 6, 2025

SBA Lending Halted as Government Shutdown Continues

Because of the ongoing federal government shutdown, the Small Business A...

October 30, 2025

Slow & Steady: Fewer Banks Following the Fed’s Lead on Rates

Almost exactly a year ago, September 2024, the Fed lowered the Fed Funds...

October 14, 2025

ID Scan Prefill Cuts Onboarding Friction by 15 Points

Data from Curinos’ Journey Effort Score benchmarking shows that provider...

September 23, 2025

Which Customer is About to Leave? Check the Relationship

For many financial institutions, consumer deposit growth this year has b...

September 11, 2025

Curinos’ Flow of Funds Dashboard Shows Commercial Balances are Eroding

In commercial portfolios, balance churn has remained elevated year to da...

September 9, 2025

Digital Low-Fund Alerts Can Lead to Better Retention

U.S. banks are looking for ways to support customers heading for the red...

August 28, 2025

Looking to Retain More Wealth Deposits? Focus on Checking

As rates climbed and remained high throughout most of last year, many ba...

August 21, 2025

The Right Commercial DDA Strategy Starts with the Right Line of Sight

In Q2, non-interest-bearing (NIB) DDA balance levels remained flat in ag...

August 19, 2025

Good News: Strong Home Equity Growth Ahead in 2025 (Moderate Gains ...

Curinos now forecasts a robust 14–17% increase in home equity originatio...

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