According To The Data

According To The Data, our thought leadership blog, leverages the deep research and analytical prowess of the Curinos team.

We dig down into the numbers to generate actionable intelligence for financial services professionals looking for edge in an increasingly competitive marketplace.

Concise, visual and insightful – each According To The Data post offers informative and relevant information to keep you informed about key industry trends and help you make better business decisions.

April 29, 2025

With CD Rates Falling, High-Yield Savings Accounts Are the Big Winners

Over the past two years, during which the Fed implemented its most aggressive rate-hiking regimen of the last decade, demand for CDs surged to a new peak. Now, as rates have fallen, banks have moved quickly to follow the Fed’s lead in reducing CD rates to depositors at an 80%+ beta, and the impact has come quickly.

Get the latest in your inbox

April 29, 2025

With CD Rates Falling, High-Yield Savings Accounts Are the Big Winners

Over the past two years, during which the Fed implemented its most aggre...

April 24, 2025

Successful De Novo Branching Calls for the Right Ingredients

In search of core customer growth, many banks have announced investments...

April 22, 2025

Among Wealth Clients, CDs Have Their Limits

At their peak last summer, retail CDs accounted for nearly 30% of all we...

April 17, 2025

The Outlook for Home Equity Lending: Cautious Optimism

Curinos is projecting a 6-10% increase in home equity originations this ...

April 15, 2025

Treasury Management Rides Pricing to Strongest Growth Since 2021

Gross treasury management (TM) fees were up 6.6% for the full year 2024....

April 10, 2025

UK Digital Banking: Today, It’s Got To Be About Engagement

The pace of change in UK digital banking accelerated rapidly after the o...

April 8, 2025

A Chatbot-First Approach Relies on Relationship Data

Many U.S.-based retail checking providers are adding more core capabilit...

April 3, 2025

To Maximize CD Retention at the Right Price, Look to Segmentation

Nearly $2 trillion of CDs will mature this year. How FIs mange those mat...

April 1, 2025

Brokerage Cash Sweeps: No Longer Just the Leftovers

The traditional rule-of-thumb has been that wealth clients hold 5-7% of ...

March 20, 2025

FIs Redefine What Banking Means to the Affluent

Leading retail checking providers are taking a much broader approach to ...

March 13, 2025

Home Lending: Don’t Discount the Buydown

Even with the expectation of an interest-rates thaw in the year ahead, h...

March 5, 2025

High Volumes of CDs Will Continue to Mature in 2025

A cursory look at upcoming CD maturities might reveal a sharp decline in...

Be Inspired

Stay up to date on the latest trends and insights from Curinos

According To The Data

With CD Rates Falling, High-Yield Savings Accounts Are the Big Winners

Get the latest in your inbox

With CD Rates Falling, High-Yield Savings Accounts Are the Big Winners

Successful De Novo Branching Calls for the Right Ingredients

Among Wealth Clients, CDs Have Their Limits

The Outlook for Home Equity Lending: Cautious Optimism

Treasury Management Rides Pricing to Strongest Growth Since 2021

UK Digital Banking: Today, It’s Got To Be About Engagement

A Chatbot-First Approach Relies on Relationship Data

To Maximize CD Retention at the Right Price, Look to Segmentation

Brokerage Cash Sweeps: No Longer Just the Leftovers

FIs Redefine What Banking Means to the Affluent

Home Lending: Don’t Discount the Buydown

High Volumes of CDs Will Continue to Mature in 2025

Be Inspired

Our Solutions

Who We Help

Our Company

Subscribe

Follow Us

Comparative Analytics

Optimization Platforms

Intelligent Data

Need to contact a specific team?

Financial Institutions

Need to contact a specific team?

Curinos Review

According To The Data

Curinos Perspectives

Need to contact a specific team?

Need to contact a specific team?

Need to contact a specific team?

Let's start a conversation...

Maximize your small business lending performance.

Maximize your small business
lending performance.