Treasury Analyzer

Make better pricing decisions with access to comparative deposit data and insights

Make smarter decisions with access to consistent peer insights and a lens on industry trends

Treasury Analyzer provides comprehensive business intelligence and treasury-oriented deposit study analytics – for your portfolio and the industry at large. With access to the account-level deposit data from over 250 million consumer and commercial accounts, Curinos’ Treasury Analyzer provides intelligence that enables more accurate ALM, FTP and more effective ALCO committee decisions.

View Sample Report

Includes “ready-to-go” reports for ALCO and other deposit committees/forums and
direct inputs for A/L models and FTP systems.

Better Investment Portfolio Management Decisions

Improved understanding of the stability and duration of deposits.

Proactive Management Of Deposit Rates

Deliver instantaneous industry beta analytics through changing rate environments.

Accurate Business/
Product Profitability Understanding

Have “real-time” deposit quality insights applied in ALM/FTP.

Improved Operational Efficiency And Regulatory Dialogue

A transparent, automated deposit analytics solution.

Solution Highlights

With Treasury Analyzer, you will gain insights into how your institution performs relative to the industry across key performance metrics, including deposit quality metrics critical to Treasury.
  • Accurate And Consistent
  • Innovative And Actionable
  • Timely And Accessible
Accurate And Consistent

Intelligence is sourced from account-level data with more than 10 years of  history, consistent definitions and calculation of metrics applied across institutions. 

Innovative And Actionable

Actionable deposit insights including standard and advanced analytics to support complex treasury functions.

Timely And Accessible

Monthly reports that provide up-to-date new insights, with access to subject area experts for deep dive reviews. 

Treasury Analyzer By The Numbers

10
Years of Data
2.5T
Consumer, Wealth and Commercial Deposits
45+
Banks Contributing​
Monthly
Refreshes

Our Insights

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September 21, 2023

Curinos Review Fall 2023

Welcome to the Fall 2023 issue of the Curinos Review. No one needs to be reminded that profits at many traditional banks are under intense pressure. But while unfavorable lending performance drove many past downturns, the current challenges are emanating from the liability side of the balance sheet.
READ TIME: 3 MINS

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September 20, 2023

Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau

As expected, the FOMC in September held the Federal Funds rate flat in a target range of 5.25% to 5.50%. The process of balance sheet reduction (quantitative tightening) will continue at the previously communicated rate of $95 billion per month.
READ TIME: 6 MINS

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August 30, 2023

Commercial Balance Levels Stabilize, But Betas Continue To Rise

Fed Funds rates are leveling off in a higher-for-longer range, but quantitative tightening continues. In this environment, commercial banks will have to balance the difficult tradeoff between deposit levels and deposit costs.
READ TIME: 3 MINS

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.