Your trusted partner in the small business space, providing clients with a 360-degree view to enable optimal decision-making across the balance sheet.
The importance of small business
In today’s challenging market environment, focus on a comprehensive small business strategy across deposits, lending and delivery is critical for success. Small business customers provide a low-cost source of deposits to increase cash reserves at more profitable margins, which are proven to be strengthened with a coinciding lending relationship. To effectively capture these relationships, financial institutions must provide a customized omni-channel experience to best suit business needs.
Use our proprietary data and insights to partner with your financial institution to make data-driven decisions to expertly optimize your small business portfolio.
Small Business Imperatives For Success
Banks are increasingly competing with non-bank providers for small business products and services, with most competitors being digitally-led.
Attitudes of business owners are shifting away from branch-based value propositions.
Client attitudinal segments have unique servicing preferences and unmet needs that institutions should consider when designing offerings.
Product packages need to be more comprehensive and targeted to client segment needs, including payments and even lending.
On March 30th, the Consumer Financial Protection Bureau (CFPB) issued its final rule to amend Regulation B to implement changes made to the Equal Credit Opportunity Act (ECOA) via section 1071 of the Dodd-Frank Act.
Curinos has the tools and expertise needed to identify potential 1071 impacts to your financial institution prior to rule implementation so that you can make the business decisions needed to more equitably serve your small business lending clients now!
When you become a participant in LendersBenchmark Analyzer (LBA) for Small Business Lending, our anonymized “give to get” consortium, Curinos can analyze your input data compared to your peers in the market – and overlay domestic U.S. minority demographic information – to identify key areas of focus.
Example: How does lender pricing align with that of peers in minority-concentrated areas?1
1Example contains fictitious data and is used for illustrative purposes only.
Small Business Solutions
Digital Banking Analyzer
Enhance your user experience in today’s digital first world.
LendersBenchmark Analyzer For Small Business Lending
Maximize your small business lending performance.
Small Business Deposit Analyzer
Unparalleled insights into deposit performance, helping financial institutions identify growth opportunities and optimize their bottom line.
Small Business Deposit Pricing And Fee Data
Industry leading deposit solutions that enable effective pricing decisions to positively impact your portfolio.
Small Business Lending Pricing And Fee Data
Comprehensive insight into lenders relative pricing position.
What Our Clients Are Saying
Large Regional Bank
Large West Coast Credit Union
Existing Benchmarking IMB Client
Regional Midwest Bank
$500m Savings Bank