Commercial Analyzer

Make better pricing decisions with access to comparative commercial deposit data and insights

Optimize your pricing strategy and operate more efficiently...

Commercial Analyzer enables you to optimize your pricing strategy and operate more efficiently with data-driven pricing analytics and a leading source of market intelligence. Commercial Analyzer exposes the supply and demand for deposits, making you smarter, faster and more agile than ever before.

Through Commercial Analyzer, you can achieve greater confidence in understanding relative performance and assessing current and historical opportunities based on comparisons to industry trends.

Drive Efficient Growth
Break the reliance on anecdotal intelligence of competitor rates with targeted acquisition offers.
Optimize And
Increase Confidence
Manage rates prudently while spotting potential attrition risk.
Empower Better Pricing Decisions​
Inform investment priorities with survey based data and insights into customers' product preferences.

Solution Highlights

Gain insight into how your institution is performing relative to your peers
and access industry trends across key performance metrics.

  • Accurate and Consistent Data
  • Timely and Accessible Reports
Accurate and Consistent Data

Intelligence is sourced from survey-based data with consistent definitions and calculation of metrics applied across institutions.

Timely and Accessible Reports

Quarterly PDF available 6 weeks after the quarter end with access to subject area experts for deep-dive reviews.

Commercial Analyzer By The Numbers

10
Years of Data
3T+
Commercial Deposits
30+
Banks Contributing​

Our Insights

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September 21, 2023

Curinos Review Fall 2023

Welcome to the Fall 2023 issue of the Curinos Review. No one needs to be reminded that profits at many traditional banks are under intense pressure. But while unfavorable lending performance drove many past downturns, the current challenges are emanating from the liability side of the balance sheet.
READ TIME: 3 MINS

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September 20, 2023

Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau

As expected, the FOMC in September held the Federal Funds rate flat in a target range of 5.25% to 5.50%. The process of balance sheet reduction (quantitative tightening) will continue at the previously communicated rate of $95 billion per month.
READ TIME: 6 MINS

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August 30, 2023

Commercial Balance Levels Stabilize, But Betas Continue To Rise

Fed Funds rates are leveling off in a higher-for-longer range, but quantitative tightening continues. In this environment, commercial banks will have to balance the difficult tradeoff between deposit levels and deposit costs.
READ TIME: 3 MINS

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.