Commercial Analyzer

Price with Precision. Compete with Confidence.

Make the right pricing decisions with confidence

The simplified story executives need and the precise pricing guidance front line teams want

Curinos’ Commercial Analyzer provides financial institutions with the clarity and data-driven insights needed to make confident pricing decisions. Executives gain a simplified market story that contextualizes performance against competitors, while front-line teams receive precise pricing guidance to optimize acquisition, retention, and profitability.

Backed by the most accurate, informative and detailed commercial deposit and treasury management fee benchmarks, Commercial Analyzer helps institutions navigate an opaque market with confidence. Whether identifying opportunities to price competitively or holding the line to protect margins, this powerful solution ensures strategic, data-driven pricing decisions at every level.

Clarity, Discipline and Market Insight​
Gain a deeper understanding of deposit and fee performance compared to the industry and begin isolating controllable vs. uncontrollable factors, to enable more informed strategic decisions.
Optimized Pricing Strategy​
Data-driven insights to implement the right mix of exception pricing, striking a balance between acquisition growth and value extraction from the existing portfolio.​
Market and Financial Outperformance
Stay ahead with the most reliable benchmarking data, ensuring competitiveness in pricing, product offerings and overall business strategy.​

Why Commercial Analyzer?

Data-driven Intelligence Leveraging:
Delivery and Access:
Support and Services:
  • Historical data and trend analysis
  • Detailed product and portfolio insights
  • Transparent market pricing
  • Indstry-wide supply and demand
  • Cloud-based platform
  • Dashboards & visualization tools
  • API integrations
  • Executive summary reports
  • Dedicated client support & training
  • Regular data updates
  • Expert consultation

Top quartile banks achieved above average annual balance
growth while achieving outperformance on portfolio interest rates

All-in Commercial Rates and Growth | Top Quartile Banks vs. All Banks Benchmark

Note(s): 1Annual interest expense saved calculated as an average of cumulative expense saved over ~3-year time horizon; All Banks benchmark excludes top quartile banks
Source(s): Curinos Commercial Analyzer

  • Accurate and Consistent Data
  • Timely and Accessible Reports
Accurate and Consistent Data

Intelligence is sourced from survey-based data with consistent definitions and calculation of metrics applied across institutions.

Timely and Accessible Reports

Quarterly PDF available 6 weeks after the quarter end with access to subject area experts for deep-dive reviews.

Disciplined Pricing

Banks leveraging Commercial Analyzer with disciplined pricing strategies have seen a:
50- X

Return on investment annually

5- bps

Improvement in interest expense per $1B
in interest bearing commercial deposits

2- %

Increase in TM fee revenue over BAU

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Commercial Analyzer By The Numbers

10
Years of Data
3T+
Commercial Deposits
30+
Banks Contributing​

Our Insights

Let’s turn insight into impact.

Connect with Curinos to see how our AI-first platform helps you accelerate impact, drive profits and grow with purpose.

Request a Demo

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Marketing@curinos.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Marketing@curinos.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Marketing@curinos.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Marketing@curinos.com

Let's start a conversation...

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