Retail Deposit Analyzer

Manage your portfolio and maximize portfolio performance with actionable deposit intelligence

Make more informed portfolio decisions in a rapidly changing market

Between COVID stimulus, Fed balance sheet tapering and rate increases, FIs need to have a pulse on market trends and their own performance in a timely fashion to compete. With access to the deposit activity of over 75 million customers across top banks, Retail Deposit Analyzer exposes the supply and demand for deposits to help you understand customer behaviors, know how to respond to market shifts and make more informed strategic deposit portfolio decisions.

Monitor Surge
Deposit Runoff

Deposit flow of funds built from $2.5T of account level data, delivering insight on when surge deposits run off and where they are going.

Manage Growth
And Remixing

As rates rise, track deposit churn from DDA and low-rate savings into higher yielding deposits.

Track Portfolio
Rates And Betas

Detailed betas and deposit dispersion by rate, including promotional, exception and back book pricing.

Solution Highlights

Gain insight into how your institution is performing relative to your peers and access industry trends across key performance metrics with just a few clicks.

Consistent Intelligence And Data
Innovative And Actionable Insights
Full Portfolio Rates

Consistent Intelligence And Data

Sourced from account-level data with uniform definitions and metrics calculation across institutions.

Innovative And Actionable Insights

Proprietary metrics created by leading experts in consumer and banking to support business processes, plus actionable segmentation schemes such as rate bands, vintage-based, customer vs. account acquisitions and more.

Full Portfolio Rates

Rate dispersion by product, term and tier shows where acquisition rates and portfolio rates track over time. What are competitors actually paying to their entire portfolio supplements data on rate sheet pricing.

Retail Deposit Analyzer By The Numbers

Years of Data

Consumer, Wealth & Commercial Deposits

30+

Banks Contributing

Our Insights

According To The Data // Insights

October 10, 2024

Fed’s First Big Cut Means (Surprise!) a Big Gain for CDs

The Fed’s 50 bp salvo in September has marked the official start of the rate downcycle, and FIs across the industry have responded by pulling back rates on both their retail CD and savings products.

READ TIME: 1 MIN

Curinos Perspectives // Insights

September 25, 2024

Curinos Perspective: Down-Pricing in a Falling Rate Environment – State of the Market and 5 Strategic Imperatives

From “How to Optimize Down-Pricing in a Falling Rate Environment,” a Curinos webinar presented on September 24, 2024, in conjunction with Consumer Bankers Association and featuring Curinos managing directors Peter Serene and Robert Warnock.

READ TIME: 5 MINS

Curinos Perspectives // Insights

September 23, 2024

Curinos Perspective: How To Win In Small Business – 5 Takeaways

From “How to Win in Small Business,” a Curinos webinar on September 19, 2024, presented in conjunction with Consumer Bankers Association and featuring Curinos managing director Adam Stockton and Curinos senior vice president Olivia Lui.

READ TIME: 4 MINS

Retail Deposit Analyzer

Solution Highlights

Retail Deposit Analyzer By The Numbers

Our Insights

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Comparative Analytics

Optimization Platforms

Intelligent Data

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Financial Institutions

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Curinos Review

According To The Data

Curinos Perspectives

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Maximize your small business lending performance.

Maximize your small business
lending performance.