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Retail Deposit Analyzer

Manage your portfolio and maximize portfolio performance with actionable deposit intelligence

Make more informed portfolio decisions in a rapidly changing market

Between COVID stimulus, Fed balance sheet tapering and rate increases, FIs need to have a pulse on market trends and their own performance in a timely fashion to compete. With access to the deposit activity of over 75 million customers across top banks, Retail Deposit Analyzer exposes the supply and demand for deposits to help you understand customer behaviors, know how to respond to market shifts and make more informed strategic deposit portfolio decisions.

Monitor Surge
Deposit Runoff
Deposit flow of funds built from $2.5T of account level data, delivering insight on when surge deposits run off and where they are going.
Manage Growth
And Remixing
As rates rise, track deposit churn from DDA and low-rate savings into higher yielding deposits.
Track Portfolio
Rates And Betas
Detailed betas and deposit dispersion by rate, including promotional, exception and back book pricing.​

Solution Highlights

Gain insight into how your institution is performing relative to your peers and access industry trends across key performance metrics with just a few clicks.
  • Consistent Intelligence And Data
  • Innovative And Actionable Insights
  • Full Portfolio Rates
Consistent Intelligence And Data

Sourced from account-level data with uniform definitions and metrics calculation across institutions.

Innovative And Actionable Insights

Proprietary metrics created by leading experts in consumer and banking to support business processes, plus actionable segmentation schemes such as rate bands, vintage-based, customer vs. account acquisitions and more.

Full Portfolio Rates

Rate dispersion by product, term and tier shows where acquisition rates and portfolio rates track over time. What are competitors actually paying to their entire portfolio supplements data on rate sheet pricing.

Retail Deposit Analyzer By The Numbers

Years of Data
Consumer, Wealth & Commercial Deposits
Banks Contributing​

Our Insights

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.