Curinos Perspectives

The Curinos Perspective is your go-to source for thought leadership articles on important themes in financial services.

Our experienced team of advisors, researchers and analysts dig into the industry’s most comprehensive data trove to identify and explore significant trends affecting banks, credit unions and other financial institutions.

Each Curinos Perspective explains not only what’s happening but also why it’s important – information that financial professionals can use to fill in knowledge gaps and improve business performance.

January 13, 2026

Caution, CD Bubble Ahead: 3 Ways AI-enabled Marketing Can Help

Curinos’ Consumer Deposit Analyzer shows that more than 20% of bank balances on average are in CDs.

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January 13, 2026

Caution, CD Bubble Ahead: 3 Ways AI-enabled Marketing Can Help

Curinos’ Consumer Deposit Analyzer shows that more than 20% of bank bala...

January 8, 2026

The Stages of AI Maturity in Banking and the Fork in the Road—From ...

2026: The First Full Year of AI-Native Banking - Banks have experimented...

January 6, 2026

Finding a Lane and Shifting into the Growth Gear

This is the first in a series of reports on the current state of consume...

December 15, 2025

Curinos 2025 Home Equity Summit – 7 Takeaways

Curinos welcomed home equity leaders from more than 50 financial institu...

December 4, 2025

Growing Profitably When the Market Won’t Sit Still – 7 Takeaways

From the Curinos webinar, “Banking in 2026: Growing Profitably When the ...

October 28, 2025

Cash Sweeps: What Broker-Dealers Need to Consider

As we reenter a falling rate cycle, the rate differential between wealth...

October 21, 2025

A Relationship with a Small Business Calls for Commitment

Growing small business relationships is a central strategic pillar for m...

October 9, 2025

Curinos 2025 Commercial & Wealth Summit – 7 Takeaways

Curinos welcomed banking executives from more than 30 financial institut...

September 30, 2025

UK Car and Home Insurance: A Market in Flux

Post-covid insurance price volatility and inflation may finally be taper...

September 19, 2025

Curinos Perspective: The Fed is Back in Action—3 Cuts Now Expected ...

In a move that was widely expected, the FOMC cut the target range for th...

September 16, 2025

5 Takeaways from “Expanding into New Markets”

From “Expanding into New Markets: Strategies for Growth and Optimization...

August 7, 2025

A New Kind of CRM: Using Data to Optimize In-Branch Activities

Most banks and credit unions are looking to act on digital customer data...

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