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Insights

Banks May Have Turned The Tide On Commercial Outflows

After well over a year of significant outflows, commercial deposit balance levels stabilized in the second half of 2023. The average bank ended the year down 7%, but many managed to end up flat for the year and some even printed a little growth. What changed?
READ TIME: 1 MIN

February 29, 2024

Want Small Business Deposits? Focus On Primacy

By providing small businesses access to credit and other services, banks can realize better performance in their overall deposit portfolios.
READ TIME: 1 MIN

February 27, 2024

Curinos Perspective: 5 Takeaways From “Unlocking Digital Success”

From “Unlocking Digital Success: Insights from Community Financial Leaders,” a Curinos webinar on February 21, 2024, presented in conjunction with PSCU.
READ TIME: 3 MINS

February 26, 2024

Curinos Perspective: What Other Banks Can Learn From Chase’s Branch Expansion

Much has been said and written recently regarding The Wall Street Journal’s article about Chase’s investment program in branches. We at Curinos wanted to offer our thoughts as well, with particular emphasis on the implications for regional and community banks across the country.
READ TIME: 4 MINS

February 22, 2024

CD Growth Still Strong, But Trend Line Has Gone Flat

Even though their growth may be slowing, CDs will continue to represent a substantial share of deposits and will be critical to a depository institution’s success.
READ TIME: 1 MIN

February 22, 2024

Unlocking Digital Success: Insights from Community Financial Leaders

Watch our engaging webinar hosted by Curinos and PSCU's Advisors Plus, where industry experts and Credit Union leaders come together for a dynamic panel discussion.
READ TIME: 1 MIN

February 21, 2024

Wealth Clients Were Late To The CD Party And Will Likely Leave Early

Banks should adopt the high-touch, personalized engagement of wealth advisors by proactively reaching out to clients prior to maturity.
READ TIME: 1 MIN

February 20, 2024

AI-Powered Personalization Can Help Sustain Marketing Lift

AI continuously updates optimization so marketers don’t have to.
READ TIME: 1 MIN

February 15, 2024

Curinos Perspective: FIs Have Two Options Under CFPB’s Overdraft Proposal

The Consumer Financial Protection Board continues its crusade against overdraft, the rationale being that “very large banks” (those over $10 billion in assets) are abusing their customers. This view ignores the CFPB’s own data, which suggests that smaller institutions have a higher pro-rata rate of overdraft.
READ TIME: 6 MINS

February 15, 2024

Curinos Perspective: Personalization – Channel Preferences Change Based On Context And Stage Of Journey

Marketers often talk about discovering each customer’s preferred channel, but the assumption that individuals favor a single messaging method misinterprets the way modern consumers shop and engage with brands.
READ TIME: 2 MINS

February 13, 2024

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