Insights

Insight to Impact Growth Summit 2026: Why Decision Quality, Not AI, is the Bottleneck to Growth — 7 Key Takeaways

At the 2026 Curinos Insight to Impact Growth Summit May 12-13 in Nashville, retail banking leaders from 35 financial institutions gathered to discuss a reality facing the industry: growth has become materially harder, customer behavior is changing faster than institutions can adapt and AI is reshaping how financial decisions will be made.
READ TIME: 10 MINS

May 19, 2026

Trends in Wealth Deposits: Falling Rates Reveal Disparate Strategies and Outcomes

Excerpted from the author’s remarks at SIMFA’s Operations Conference & Exhibition at on May 13, 2026, in Marco Island, Fla. In wealth deposits, banks didn’t enter the falling-rate period with identical books, and the impacts of previous strategic decisions are still being seen.
READ TIME: 1 MIN

May 14, 2026

Retail Banking Decision-Making: It’s A Whole New World

Excerpted from the author’s keynote address at FinovateSpring 2026 on May 7 in San Diego. A fundamental shift in retail banking is underway: moving from siloed, product-centric decision-making to truly customer-centered engagement.
READ TIME: 1 MIN

May 11, 2026

Taking the Effort Out of Customer Onboarding: An Imperative for Growth

Excerpted from the author’s presentation at FinovateSpring 2026 on May 8 in San Diego. Sustainable deposit growth increasingly depends on a bank’s ability to be efficient in acquiring, converting and retaining new-to-bank relationships.
READ TIME: 2 MINS

May 8, 2026

The Digital Conundrum: High Customer Preference, Lower Quality

As comfort with digital and remote delivery increases, so does the preference to open accounts digitally—with the share of new accounts originated digitally up 11 percentage points (40%) in only two years.
READ TIME: 1 MIN

May 7, 2026

Mortgage Hot Topics by Curinos

April 2026 funded mortgage volume increased 17% YoY and increased 1% MoM.
READ TIME: 1 MIN

May 6, 2026

Automating the Messy Middle: The Operational Frontier of Banking AI

Every bank has a “messy middle”: the manual processes between strategy and execution—campaign setup, reporting, targeting, exception handling, file transfers, budgeting, and more.
READ TIME: 1 MIN

May 5, 2026

In Wealth Deposits, High-quality Growth Means More than Managing Beta

How wealth deposits have grown over the falling rate cycle has almost always been a function of the strategy firms employed during the rising rate cycle.
READ TIME: 1 MIN

April 30, 2026

Moving from Insight to Impact Requires Decision Intelligence

Virtually all banks have put a high priority on customer-facing AI, but fewer than a third of them are realizing significant returns.
READ TIME: 1 MIN

April 28, 2026

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