Insights Archives

Creating Better Friction For P2P Payments

Today’s consumers demand a fast and smooth digital experience – no surprise there. But as retail checking providers try to gain traction in the increasingly competitive P2P space, their customers say they’d welcome a little more friction in exchange for a lot more security.

READ TIME: 1 MIN

April 18, 2024

According To The Data // Insights

First-Time Homebuyers Are Reshaping The Market

Rates and housing values are at multi-year highs, so there probably aren’t many first-time homebuyers (FTHB) entering the market, right? Not so.

READ TIME: 1 MIN

April 16, 2024

According To The Data // Insights

Commercial: Falling Rates Won’t Stop Deposit Flow To IB

Migration from non-interest-bearing (NIB) commercial deposits to interest-bearing (IB) continues. It’s no mystery: The market rate for IB is about 400 bp, nearly five times what NIB deposits earn.

READ TIME: 1 MIN

April 11, 2024

According To The Data // Insights

How Does Branch Consolidation Affect Your Results?

Most regional banks have reduced their branch networks over the last three years, but there’s been significant divergence in their results, according to Curinos’ BranchScape.

READ TIME: 1 MIN

April 9, 2024

According To The Data // Insights

2024 TM Pricing Outlook: Exception Pricing Gains

With continued net interest income pressures and competition for deposits, treasury management (TM) pricing is one of the quickest levers to pull to drive fee revenues and protect balances at risk of remixing to interest-bearing options.

READ TIME: 1 MIN

April 4, 2024

Insights // Mortgage Hot Topics

Mortgage Hot Topics by Curinos

According to Curinos, March 2024 funded mortgage volume decreased -11% YoY and increased 22% MoM.

READ TIME: 1 MIN

April 3, 2024

According To The Data // Insights

Falling CD Rates? Whew! Well, Maybe Not.

Even with higher rates, CD retention rates have been about 85%. That’s the good news.

READ TIME: 1 MIN

April 2, 2024

Curinos Perspectives // Insights

Curinos Perspective: 7 Takeaways From CBA LIVE 2024

The Consumer Bankers Association in late March hosted its 15th annual CBA LIVE event in Washington, D.C. Billed as retail banking's must-attend event, CBA LIVE provides programming to help industry professionals learn about emerging banking trends and share ideas with influential decision makers. Here are several themes that generated significant interest among those attending this year.

READ TIME: 4 MINS

April 1, 2024

Insights

CBA LIVE 2024 Presentations

Presentation slides from CBA LIVE 2024

READ TIME: 1 MIN

March 27, 2024

Insights

Forecasting Deposit Growth: Combining Macro With Your Bank’s Behaviors

Forecasting Deposit Growth: Combining Macro With Your Bank's Behaviors

READ TIME: 1 MIN

March 27, 2024

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