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Insights

Last Year’s High-Rate CDs Are Coming Home To Roost

Financial institutions will need to sustain high CD rates to retain balances, especially because deposit betas are likely to lag any downward actions by the Fed.
READ TIME: 1 MIN

March 12, 2024

How Essential Analytics Can Drive An Effective Deposit Strategy

Join deposit strategy experts from Curinos for an insightful webinar focusing on the essential analytics needed to navigate and succeed in this difficult environment. With many bank teams being forced to manage across multiple fronts, we will share practical tips for streamlining your analytical focus and succeeding without deep FTE and technology investment.
READ TIME: 1 MIN

March 7, 2024

Innovators Push Funding Of New Digital Accounts

To gain primacy, leading financial providers target the funding journey in account opening, including adding direct deposit.
READ TIME: 1 MIN

March 7, 2024

Curinos Perspective: Deposit WAL – A Key Measure To Gauge Interest Rate Risk

Bank treasury teams focused on interest rate and liquidity risk management, business line teams focused on the competitive environment, and investor/analyst teams focused on bank valuation continue to devote considerable attention to deposit repricing betas, seeing it as the key interest rate risk (IRR) indicator.
READ TIME: 4 MINS

March 5, 2024

FHA Rates Are Attracting Higher-Quality Borrowers

The biggest rate gap in 15 years between FHA and conforming loans has boosted FHA volumes, and today’s borrowers come with better quality than in the past.
READ TIME: 1 MIN

March 5, 2024

Banks May Have Turned The Tide On Commercial Outflows

After well over a year of significant outflows, commercial deposit balance levels stabilized in the second half of 2023. The average bank ended the year down 7%, but many managed to end up flat for the year and some even printed a little growth. What changed?
READ TIME: 1 MIN

February 29, 2024

Want Small Business Deposits? Focus On Primacy

By providing small businesses access to credit and other services, banks can realize better performance in their overall deposit portfolios.
READ TIME: 1 MIN

February 27, 2024

Curinos Perspective: 5 Takeaways From “Unlocking Digital Success”

From “Unlocking Digital Success: Insights from Community Financial Leaders,” a Curinos webinar on February 21, 2024, presented in conjunction with PSCU.
READ TIME: 3 MINS

February 26, 2024

Curinos Perspective: What Other Banks Can Learn From Chase’s Branch Expansion

Much has been said and written recently regarding The Wall Street Journal’s article about Chase’s investment program in branches. We at Curinos wanted to offer our thoughts as well, with particular emphasis on the implications for regional and community banks across the country.
READ TIME: 4 MINS

February 22, 2024

CD Growth Still Strong, But Trend Line Has Gone Flat

Even though their growth may be slowing, CDs will continue to represent a substantial share of deposits and will be critical to a depository institution’s success.
READ TIME: 1 MIN

February 22, 2024

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Sales Inquiries:
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Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

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