Insights

Network Optimization: How Many Banks are Winning

Too many institutions still treat network strategy as cost-cutting, but in 2026 it’s a growth lever. Across the industry, national banks are launching de novo expansions, while fintechs are building pseudo-networks through partnerships and digital convenience.
READ TIME: 1 MIN

March 3, 2026

Dating the Right Customers: Driving Profitable Demand Deposit Acquisition Growth

As acquisition costs rise and margins tighten, leading financial institutions are shifting away from volume-led growth toward Demand Deposit Acquisition (DDA) strategies that deliver measurable balance-sheet impact.
READ TIME: 1 MIN

February 26, 2026

Cash Sweeps Likely to Continue to Benefit from Declining Rates

Cash sweeps balances continued to rebound in 2025 even as average yields remained well below that of competing products.
READ TIME: 2 MINS

February 26, 2026

Add to Deposits? Maybe Better to Deepen the Relationship through Unsecured Lending

As deposit growth continues to be a primary challenge in 2026, FIs may need to look beyond the liability side of the balance sheet for relief.
READ TIME: 1 MIN

February 24, 2026

Generative AI for Executives: Instant Insight, Zero Noise

This is the fourth in a series of reports on trends in AI-enabled technology in banking and how decision intelligence is quickly and dramatically altering the industry as we enter the first full year of AI-native banking.   
READ TIME: 2 MINS

February 19, 2026

The Opportunity Banks Are Overlooking Isn’t Affluent — It’s Mass Market

Over the recent past, banks have shifted resources up-market, treating the mass market as something to manage efficiently rather than to invest in.
READ TIME: 2 MINS

February 17, 2026

Growing Pains for Customer Relationships

Growing consumer banking balances turned out to be easier than growing customers in 2025, against the backdrop of falling rates and overall lower money in motion.
READ TIME: 1 MIN

February 12, 2026

Commercial Profitability Hinges on Getting Deposit and Fee Pricing Right

In the latest Curinos Quarterly Commercial Executive Summary, banks were asked about the market outlook for 2026. Over half said they expected increased competition for commercial deposits, the remainder said they expect the same, and none said that they anticipate less.
READ TIME: 1 MIN

February 10, 2026

Customer-Centered Banking: AI as the New Operating Model

For decades, banks have operated through the logic of products rather than customers. Organizational structures, data architectures, budgeting processes and even success metrics have been defined around checking, savings, lending, cards and digital.
READ TIME: 4 MINS

February 5, 2026

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Sales Inquiries:
Sales@curinos.com

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CurinosAP@curinos.com

Media Inquiries:
Marketing@curinos.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Marketing@curinos.com

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