Insights Archives - Page 4 of 39

Insights // This Month In Commercial Banking

Pricing Is Driving TM Fee Growth, But We See Headwinds Ahead

Despite market disruptions in the spring, commercial banks have been able to hold the line on treasury management (TM) fees in 2023.

READ TIME: 3 MINS

October 5, 2023

Insights

The Deposit Dilemma: Investing For The Long Term

The pandemic-induced deposit surge has all but evaporated. On top of that, deposit betas are rising as customers wake up to the prospect of higher yields that are putting pressure on short-term profitability.

READ TIME: 2 MINS

October 4, 2023

Insights

The Deposit Dilemma: Getting It Right In The Near Term

Threading the needle between deposit runoff and increasing costs is becoming more difficult.

READ TIME: 2 MINS

October 3, 2023

Insights // This Month In Retail Banking

Higher-For-Longer Rates Complicate Once-Easy Decisions On Branch Closures

As we enter a period of higher-for-longer interest rates, compressed NIM and slower loan growth, financial institutions will inevitably turn to managing expenses as they work to stay in the black.

READ TIME: 2 MINS

October 3, 2023

Insights

CD Renewals: Managing The Coming Expense Wave

CDs are renewing into an environment with the highest rates in a generation. By January 2024, the rate on more than half of maturing CDs will be 400 basis points or more

READ TIME: 2 MINS

October 2, 2023

Curinos (F)insights // Insights // Podcasts

Curinos (F)insights: There’s No Time For Delay In Getting Ready For 1071

Lindsay Burkhalter, director of small business solutions at Curinos, explains risks that banks and credit unions face if they are not diligent now in preparing to collect, analyze and report data on lending to minority-owned, women-owned and small businesses.

READ TIME: 12 MINS

September 27, 2023

Curinos Perspectives // Insights

Curinos Perspective: Top Takeaways – Curinos Small Business Webinar

For financial institutions, winning in small business comes down to five key imperatives...

READ TIME: 3 MINS

September 25, 2023

Insights // Prioritizing Personalization

Empower Marketing Incentives With AI

As competition for deposits increases, getting incentives right is a core component in unlocking enhanced customer lifetime value. Here are nine best practices for managing incentives.

READ TIME: 5 MINS

September 25, 2023

Webinars

Creating A Winning Deposit Strategy In 2024

Sept 21 | 2pm ET

READ TIME: 1 MIN

September 21, 2023

Curinos (F)insights // Insights // Podcasts

Curinos (F)insights: Are Some Banks Misjudging The Deposit Repricing Cycle?

Peter Serene, head of commercial, and Adam Stockton, head of retail deposits, explain why they believe some institutions may have an overly optimistic outlook about when deposit prices will reach their peak.

READ TIME: 13 MINS

September 21, 2023

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