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Mortgage Hot Topics by Curinos

According to Curinos, June 2024 funded mortgage volume decreased 13% YoY and decreased 5% MoM.
READ TIME: 1 MIN

July 3, 2024

The Key To Digital Retention? Early Funding

As all financial institutions have experienced, the retention and quality of digitally originated relationships significantly lag those originated in the branch.
READ TIME: 1 MIN

July 2, 2024

Curinos Perspective: Takeaways from Curinos’ Retail Deposit Optimizer Forum

Curinos was pleased to welcome senior retail banking leaders from deposits product, pricing, finance and balance sheet management from more than 15 financial institutions to its Retail Optimizer Forum for 2024 in Dallas/Fort Worth, June 11 and 12. Guests, representing Curinos’ current customer institutions, got an in-depth look at Curinos data, platforms and insight capabilities and engaged with Curinos deposits-industry experts, and each other, on how to think about and plan for the complex problems facing retail financial institutions at this time of great economic uncertainty.
READ TIME: 7 MINS

July 1, 2024

Home Lending: How To Best Position For A Bounce-Back

It’s hardly news that residential lending is currently hamstrung by high interest rates and diminished supply.
READ TIME: 5 MINS

June 27, 2024

How To Manage Deposits If No Fed Rate Cuts Until Next Year

As recent as early 2024, the idea that rate cuts would be postponed until 2025 would have been a banking CFO’s worst nightmare.
READ TIME: 5 MINS

June 27, 2024

Commercial: How To Deal With Declining NIB Deposits

Non-interest-bearing (NIB) deposits have been one of the pillars of commercial banking profitability in the United States, but a combination of higher interest rates and regulatory changes has put their future at risk.
READ TIME: 6 MINS

June 27, 2024

How To Build Banking Relationships Through Personalization? Ditch The Retail Playbook

In the fast-paced world of digital marketing, personalization has emerged as a critical strategy for engaging customers and driving sales.
READ TIME: 6 MINS

June 27, 2024

Mass Market: How To Make Up For Flagging Economics

In 2019, the average cost per acquisition (CPA) for checking customers at branch banks was $293, which drove $185 in annual value from interchange, fees and net interest margin.
READ TIME: 7 MINS

June 27, 2024

How To Bring An Open Mind To Open Banking

Opposition to the Consumer Financial Protection Bureau’s proposed rules to formalize open banking in the U.S. may seem like a natural reaction and in some ways legitimate.
READ TIME: 6 MINS

June 27, 2024

Wealth: How To Prepare For A Digital-First Future

More than $80 trillion will pass to younger heirs in the next 20 years, leaving financial institutions with a steep learning curve on how best to serve them.
READ TIME: 5 MINS

June 27, 2024

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Need to contact a specific team?

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CurinosAP@curinos.com

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Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

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