Search
Close this search box.
Search
Close this search box.

2024 TM Pricing Outlook: Exception Pricing Gains

With continued pressures on net interest income and competition for deposits, treasury management (TM) pricing is one of the quickest levers to pull to drive fee revenues and protect balances at risk of remixing to interest-bearing options. 

According to Curinos’ recent Commercial Analyzer Executive Summary, nearly two thirds of banks plan to increase overall TM prices by 3% or more, with a quarter seeking increases greater than 5% (see chart). While still robust, these numbers are down from 2023, when over 90% sought price increases of more than 3%. 

At the same time, a high number of banks are seeking larger increases from exception pricing. In 2023, 23% of banks sought exception price increases of 5% or more, which doubled to 45% in 2024. While the leading banks have put in periodic review processes for making exceptions, we know anecdotally that exception prices for certain clients and banks have been left alone post-pandemic. This is likely a large driver of the uptick in focus on exception prices as it’s hard at many banks to drive meaningful growth only through standard price changes.

Bank Expectations For 2024 Treasury Management Pricing​

Which of the following best characterizes your planned or implemented PxV Pricing Event(s) for 2024 across standard prices, exception prices and the overall portfolio?​

Latest Insights

Curinos Perspectives, Insights

Curinos Perspective: Impact of Falling Rates on Consumer Lending – ...

From “Consumer Lending In Transition: The Impact of Falling Rates,” a Cu...

Insights, Webinars

Consumer Lending in Transition: The Impact of Falling Rates

Oct 17 | 1PM ET

According To The Data, Insights

The Fintech Winter Has Given Way to Emergent Growth

The year 2023 may be considered the fintech winter, when the list of fai...

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Let's start a conversation...

Maximize your small business
lending performance.