Author: Scott Musial

Maximizing Treasury Management Fee Revenue In 2023 (And Beyond)

Banks rode a wave of rising interest income in 2022, but a potential Fed Funds plateau and increasing competition for deposits means banks may be approaching peak NIM
READ TIME: 3 MINS

January 30, 2023

This Month in Commercial Banking: Rates, Digital Investment and Pricing

Welcome to the November 2022 issue of “This Month in Commercial Banking,” which examines the latest trends in rates, plans for 2023 digital investments and the outlook for treasury management pricing
READ TIME: 8 MINS

November 29, 2022

This Month in Commercial Banking: Rates, Deposits and APIs

Welcome to the October issue of "This Month in Commercial Banking" where we dig into the latest data about rates and balances and examine the value of APIs as a driver of revenue.
READ TIME: 12 MINS

October 27, 2022

TM Services: Driving Value in Any Rate Cycle

Gross fees for treasury management (TM) services are starting to fall across the industry, putting pressure on financial institutions to recalibrate the relationship between TM pricing and earnings credit rates (ECRs)
READ TIME: 7 MINS

September 28, 2022

This Month in Commercial Banking: The Latest on Rates, Pricing and More…

The most recent Curinos data that reflect the July Fed hike show banks running lower commercial deposits betas relative to the end of the last cycle
READ TIME: 11 MINS

August 25, 2022

This Month in Commercial Banking: Managing the Business as Rates Rise

The Federal Open Market Committee just announced another interest rate increase of 75 basis points
READ TIME: 10 MINS

July 28, 2022

This Month in Commercial Banking: Staying Ahead

Welcome to the May issue of This Month in Commercial Banking. There is little doubt that rates and pricing will be a big juggling act for the rest of the year as bankers weigh customer needs against the institution's strategic and economic goals
READ TIME: 11 MINS

May 26, 2022

This Month in Commercial Banking: Staying Focused As Rates Rise

This Month in Commercial Banking unpacks early reaction to the March Fed hike and potential implications from the upcoming May meeting. Between anticipation of a 50 bp rate hike and signs that point to a faster-than-expected pace of balance sheet reduction, things are likely about to get more complicated
READ TIME: 12 MINS

April 28, 2022

This Month in Commercial Banking: The Final Countdown

It's the final countdown. This will be our last issue of This Month In Commercial Banking prior to the March FOMC meeting, which is widely expected to mark the start of the next rising rate cycle. And as we've written for several months now, this cycle promises to be like none other.
READ TIME: 9 MINS

February 24, 2022

This Month in Commercial Banking: How to Find (and Provide) Value When Rates Rise

All eyes remain on the Fed as the markets await any additional guidance on the timing of rate lift-off and insights into the potential trajectory of balance sheet reduction.
READ TIME: 9 MINS

January 27, 2022

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