Unsecured Segment Drives Surge in Small-Business Loans

Demand and originations for small-business loans and lines of credit have ebbed and flowed, but were on an upward trajectory this summer. Unsecured lines of credit are the primary drivers of the year-over-year increase, driving 72% of the increase in demand and 35% of the increase in originations.

For more information, watch to a re-play of our Aug. 30 webinar, What’s the Biz in Small Business? Join our session at the American Banker Small Biz Banking Conference in Nashville, TN on Oct. 3.

Demand for Small-Business Loans and Lines of Credit ($)

Source: LendersBenchmark for Small Business Lending Originations. Data as of 7/31/22.

Originations for Small-Business Loans and Lines of Credit ($)

Source: LendersBenchmark for Small Business Lending Originations. Data as of 7/31/22.

Drivers of demand by sector and geography

Sector Mix u2013 Demand $ Variance vs Prior Yearn

Geography (State) u2013 Demand $ Variance vs Prior Yearn

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