Comparative Deposit Analytics

Retail Deposits

Manage your portfolio and maximize portfolio performance with actionable deposit intelligence

Make more informed portfolio decisions in a rapidly changing market

Between COVID stimulus, Fed balance sheet tapering and rate increases, FIs need to have a pulse on market trends and their own performance in a timely fashion to compete. With access to the deposit activity of over 75 million customers across top banks, CDA exposes the supply and demand for deposits to help you understand customer behaviors, know how to respond to market shifts and make more informed strategic deposit portfolio decisions.

Monitor Surge
Deposit Runoff
Deposit flow of funds built from $2.5T of account level data, delivering insight on when surge deposits run off and where they are going.
Manage Growth
And Remixing
As rates rise, track deposit churn from DDA and low-rate savings into higher yielding deposits.
Track Portfolio
Rates And Betas
Detailed betas and deposit dispersion by rate, including promotional, exception and back book pricing.​

Solution Highlights

Gain insight into how your institution is performing relative to your peers and access industry trends across key performance metrics with just a few clicks.
  • Consistent Intelligence And Data
  • Innovative And Actionable Insights
  • Full Portfolio Rates
Consistent Intelligence And Data

Sourced from account-level data with uniform definitions and metrics calculation across institutions.

Innovative And Actionable Insights

Proprietary metrics created by leading experts in consumer and banking to support business processes, plus actionable segmentation schemes such as rate bands, vintage-based, customer vs. account acquisitions and more.

Full Portfolio Rates

Rate dispersion by product, term and tier shows where acquisition rates and portfolio rates track over time. What are competitors actually paying to their entire portfolio supplements data on rate sheet pricing.

CDA By The Numbers

10
Years of Data
5T
Consumer, Wealth & Commercial Deposits
30+
Banks Contributing​

Our Insights

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May 3, 2023

Curinos Perspective: Fed Hikes Again – Implications For A Potential Plateau

The Fed raised the Fed Funds rate by another 25 basis points to a range of 5.00% to 5.25%.
READ TIME: 12 MINS

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March 22, 2023

Curinos Perspective: Fed Keeps Up The Fight Against Inflation Amid Banking Sector Uncertainty

Despite the recent bank failures and market disruption, the Fed kept up the fight against inflation by raising the Fed Funds rate by 25 basis points to a range of 4.75% to 5.00%
READ TIME: 12 MINS

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March 16, 2023

Curinos Perspective: Key Considerations Amid Industry Disruption

There’s little doubt that the U.S. banking industry has been whipsawed by fast-moving events in recent days
READ TIME: 5 MINS

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.