April 2026 funded mortgage volume increased 17% YoY and increased 1% MoM. In the Retail channel, funded volume increased 25% YoY and decreased 3% MoM. The average 30-year conforming retail funded rate in April 2026 was 6.16, 16bps higher than March 2026 and 48bps lower than the same month last year. Purchase rates were 20bps higher MoM and 43bps lower YoY, while Refinance rates were 5bps higher MoM and 55bps lower YoY. Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures.


