According to Curinos, June 2024 funded mortgage volume decreased 13% YoY and decreased 5% MoM. In the Retail channel, funded volume decreased 17% YoY and decreased 5% MoM. The average 30-year conforming retail funded rate in June 2024 was 7.11, 1bps higher than May 2024 and 66bps higher than the same month last year. Purchase rates were 5bps lower MoM and 47bps higher YoY, while Refinance rates were 4bps higher MoM and 97bps higher YoY. Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures.
Jumbo Rate Trends
GSE Delivery Limits
Market Growth Trends
Refi Cycle Times
Refinance Mix
