Mortgage Hot Topics by Curinos

Jumbo Rate TrendsGSE Delivery Limits | Market Growth Trends | Refi Cycle Times

According to Curinos, February 2023 funded mortgage volume decreased 62% YoY and 4% MoM. In the retail channel, funded volume was down 68% YoY and up 4% MoM. The average 30-year conforming retail funded rate in February was 6.16%, -21bps lower than January and 251bps higher than the same month last year. Purchase rates were -19bps lower MoM and 244bps higher YoY, while refinance rates were -26bps lower MoM and 270bps higher YoY. Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures. 

February 2023 Retail Mortgage Market Trends

Jumbo Rate Trends

Jumbo Rate Trends

GSE Delivery Limits

GSE Delivery Limits

Market Growth Trends

Refi Cycle Times

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