As interest rates begin their descent, what effect will there be on the demand for Consumer Lending products? Will softening rates create a transition in the market, reducing interchangeability between Home Equity and Unsecured Lending? The potential for turbulence in the lending space should motivate lenders to prepare today for tomorrow’s shifts in borrower demand, as well as building an understanding of how consumer behavior is key to navigating the road ahead.
In this session, you will hear from Curinos’ Consumer Lending market experts on the state of the market, while guiding you on what to expect for the months ahead. Curinos’ proprietary Home Equity and Unsecured Lending data will be shared with attendees, giving insights on how lenders can leverage market data to make more informed, strategic decisions for tomorrow.
Speakers:
- Ken Flaherty, Senior Manager, Retail Lending
- Kinley Hicks, Senior Associate, Retail Lending
- Rich Martin, Director of Real Estate Lending Solutions
What attendees will learn:
- Context on market conditions across Home Equity and Unsecured lending verticals
- Curinos’ lending experts view on the shifting consumer demands and what lenders need to address now for balance sheet growth in 2025
- Insights into where Curinos’ sees how the credit landscape might shift as the rate deceleration cycle begins
