Like other areas of banking, digital channels are increasingly important to treasury management. Curinos research has found that a third of banks spend more than 3% of TM revenue on digital annually.
As a % of total Treasury Management gross revenue, how much do you spend annually on your digital platform?
Annual digital platform spending varies widely by bank but is generally greater than 1%.
Of your annual digital spend, what % is new investment vs. BAU?
Nearly half of banks allocate over 10% of their annual digital spending towards new investment, indicating a growing digital market.
Is your digital platform predominately developed in-house or vendor white labeled?
There is a fairly even split among in-house versus vendor white-labeled digital platform use among banks.
Source: Curinos CDA
