Margin Management

Optimize your pricing strategy and profitability.

Create and implement a pricing strategy that optimizes revenue to maximize profits.

Born out of our origination and pricing analytics, our margin management solution provides a hybrid suite of products and services that provide our clients with the insight and tools to manage their loan production revenue effectively and proactively at the channel level.  Driven by client demand and backed by 30+ years of industry-specific knowledge and data, Margin Management is the solution of choice to optimize your profitability.

Timely Analysis and Decision Making

Allows for decisions based on current data where you can move without lag to current market conditions.

Proactively Make Margin Changes

Lenders can track margin changes and their impact to price position in real time (and share changes weekly), creating an environment where testing the boundaries is possible.

Reduce Company Costs

The Margin Management solution includes every data point, out of the box reporting and flexibility to get what you need at a dramatically discounted price.

Solution Highlights

  • Pricing Strategy Implementation and Tracking (Notifications)
  • Pricing Grid Analysis and Comparative Analytics
  • Break-Even Analysis on Contribution and Total Margin Levels
  • Net Pricing Comparison Across Credit-Risk Spectrum
    and Loan Amount Tiers
Pricing Strategy Implementation and Tracking (Notifications)

Proactive alerts to monitor strategy or active price tests across multiple markets and strategies.

Pricing Grid Analysis and Comparative Analytics

Comprehensive note rate stack views and historical price trending analysis.

Break-Even Analysis on Contribution and Total Margin Levels

Margin impact analysis that allows for successful assessment of price change effectiveness.

Net Pricing Comparison Across Credit-Risk Spectrum
and Loan Amount Tiers

Detailed pricing views across LTV, FICO, DTI and loan amounts, allowing for holistic visibility into various components of margin and how lenders establish pricing levels.

30+ Years

Industry-Specific
Knowledge and Data

42

Of the Top 50 Lenders
in the US Participate

Case Studies

Team

IBERIABANK discusses how product and treasury
leverage PriceTek to collaborate on deposit decisions

Collaboration with KeyBank on next generation deposit optimization solution

What Our Clients Are Saying

Allows us to keep margins elevated for a longer period of time which leads to sustained profitability.

- Capital Markets Executive, National Independent Mortgage Bank

Our Insights

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.