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Unlocking Digital Success: Insights from Community Financial Leaders

Watch our engaging webinar hosted by Curinos and PSCU‘s Advisors Plus, where industry experts and Credit Union leaders come together for a dynamic panel discussion. Dive into the world of digital transformation and gain firsthand insights into how these community financial institutions navigate the fast-paced digital landscape.  
 
Key Insights Include:
 
  • Identifying major trends shaping community FIs
  • Strategizing digital priorities and consumer feedback
  • Exploring success stories in digital transformation
  • Understanding strategic conversations with digital partners 

Gain valuable insights into the digital strategies employed by successful leaders.   

Featured Panelists:

  • Suraya Randawa, Head of Omnichannel Experience at Curinos
  • Brian Day, Solutions Consultant at PSCU’s Advisors Plus
  • Chris Giles, Chief Experience Officer at Maps Credit Union
  • Eli Martinez, VP of Digital Channels at Wescom Credit Union 

Latest Insights

Insights, Mortgage Hot Topics

Mortgage Hot Topics by Curinos

According to Curinos, new proprietary application index, refinances are ...

According To The Data, Insights

The $900M Question: Have You Been Attracting New Dollars This Year?

In an era in which "personalization" is often just a buzzword, one bank ...

According To The Data, Insights

Nowhere is the mortgage shakeout more apparent than in the wave of mergers and acquisitions that have washed across the industry ever since interest rates started to rise. And that wave is occurring even though credit trends aren’t deteriorating significantly. Courageous buyers view the upheaval as an opportunity to enter new markets and then cut costs from overlapping operations. As these are early days, it is unclear whether these classic strategies to grab market share will ultimately succeed. If economic conditions deteriorate and credit trends weaken, some lenders may experience buyer’s remorse. What’s clear is that the industry’s trends aren’t showing any signs of recovery, with volume down 53.3% year over year. Market trends are showing lower weighted average FICOs (dropping from 760 to 745), higher LTVs (increasing from 72% to 81%). Both metrics are associated with a move away from the refinance boom and toward a stronger purchase market. This means that buyers can’t rely on new geographies to guide them to better times. Instead, lenders will need to keep charging ahead with efforts to optimize margins by using granular pricing strategies. They also must have a clear retention strategy for their mortgage servicing portfolio because recapture will represent a significant opportunity when rates start to come back down.

Lower Rates Are Prompting Changes To Mortgage Servicing

Since the start of 2023, nearly 40% of mortgages have locked in to rates...

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.

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Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

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