How to Optimize Down-Pricing in a Falling Rate Environment

With the Fed widely expected to cut rates in September, banks are eagerly awaiting a reprieve in funding costs. But bringing down rates following a Fed cut comes with tactical challenges and opportunities. In prior cycles, deposit costs have proved stubbornly slow to come down. And while banks are eager to recoup some of the net interest income that’s been squeezed out, doing so entails risks because the  moments when rates change tend to go hand-in-hand with heightened money in motion. In short, how banks manage the early stages of a falling rate cycle has a big impact on how quickly they’re able to recognize benefits.

 

In this seminar, Curinos experts will outline specific strategies for optimizing beta pass-through as the Fed starts to cut rates, as well as specific pitfalls to avoid. Topics will include: