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Curinos Review Fall 2025

Banking is being rewired before our eyes. Artificial intelligence, decision intelligence and the redefinition of customer value are transforming how financial institutions grow, compete and serve. What once felt theoretical is now operational reality—and the pace of change has never been faster.
READ TIME: 4 MINS

November 5, 2025

Good News: Strong Home Equity Growth Ahead in 2025 (Moderate Gains in 2026)

Curinos now forecasts a robust 14–17% increase in home equity originations for 2025 compared with 2024, fueled in part by an exceptional first semester, which saw ~18% annualized growth.
READ TIME: 1 MIN

August 19, 2025

Small Business Lending: Warning Signs of Credit Tightening?

The year’s half over and the results for small business lending are in: volumes and approvals for lines of credit are way down and even booked SBA loans are lagging.
READ TIME: 1 MIN

July 31, 2025

ARMs Are Back! Flexible and Affordable

Adjustable-rate mortgages (ARMs) have made a comeback as homebuyers and refinancers seek relief from stubbornly high interest rates.
READ TIME: 1 MIN

July 22, 2025

Curinos Review Summer 2025

We’re entering the strategic planning season for 2026 amid elevated uncertainty, and as tempting as it may be, among the least useful approaches to planning is to be too reticent. At Curinos, we think this is a time to plan for and take decisive action, which is why we’ve titled our Summer issue of Curinos Review Heightened Uncertainty Calls for Transformational Thinking.
READ TIME: 4 MINS

July 1, 2025

Promotional Offers Are Spurring HELOC Utilization

Expectations for prime rate cuts this year have cooled from as many as four to two or fewer, so it’s fair to assume hopes for an elevated volume of home equity lines of credit (HELOC) would have dwindled.
READ TIME: 1 MIN

June 18, 2025

Lending Affordability Strategy?
You Can’t Afford Not to Have One.

As we approach 2025’s midpoint, many of last year’s headwinds buffeting the lending landscape persist—chief among them the affordability challenge to both borrowers and lenders.
READ TIME: 1 MIN

May 13, 2025

The Outlook for Home Equity Lending: Cautious Optimism

Curinos is projecting a 6-10% increase in home equity originations this year compared with 2024, driven largely by an impressive 16% year-over-year growth rate in Q1.
READ TIME: 1 MIN

April 17, 2025

Home Equity Lending
2015 vs. 2025—5 Takeaways

From Home Equity Lending: 2015 vs. 2025 – a Decade of Evolution, Déjà vu or Stagflation?, a Curinos webinar featuring Rich Martin, SVP, Retail Lending, Ken Flaherty, senior manager, Retail Lending, and Kinley Hicks, senior associate, Retail Lending.
READ TIME: 4 MINS

March 27, 2025

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