lb - Curinos

According to Curinos' new proprietary application index, refinances decreased 42% week over week and decreased 26% in November; the purchase index decreased 31% week over week and decreased 9% for November as a whole.

READ TIME: 1 MIN

December 4, 2024

According To The Data // Insights

Regional Pricing: With the Game Changing, Time to Leverage WAMP

At Curinos, we believe, and our data confirm, that not all markets are created equal – variation in regional (state-to-state) pricing is on the increase.

READ TIME: 1 MIN

November 21, 2024

According To The Data // Insights

Growth of Government-Insured Mortgages

Three years ago, government-insured loans represented about 15% of the mortgage market. Today, they’ve almost doubled, to 27%. That’s the highest level in recent memory, and it’s causing a shift in the mortgage-lending landscape.

READ TIME: 2 MINS

November 14, 2024

Curinos Perspectives // Insights

Curinos Perspective: As Expected, the Fed Cuts Another 25 bp

As was widely expected in the markets, the FOMC cut the target range for the Federal Fund rate by 25 basis points to a range of 4.5% to 4.75%.

READ TIME: 4 MINS

November 7, 2024

Curinos Perspectives // Insights

Curinos Perspective: Impact of Falling Rates on Consumer Lending – 5 Takeaways

From “Consumer Lending In Transition: The Impact of Falling Rates,” a Curinos webinar delivered October 17, 2024, featuring Rich Martin, SVP, Retail Lending; Ken Flaherty, senior manager, Retail Lending; and Kinley Hicks, senior associate, Retail Lending.

READ TIME: 4 MINS

October 22, 2024

According To The Data // Insights

Preempting Conforming Home Loan Limits Can Boost Year-End Volume

As the Federal Housing Finance Agency (FHFA) prepares to announce the 2025 conforming loan limits (CLL) in November, many forward-thinking lenders are raising their CLL preemptively

READ TIME: 1 MIN

October 3, 2024

According To The Data // Insights

Falling Refi Rates Are Driving Demand and Elevated Application Pull-Through

As mortgage interest rates continue their welcomed descent, refinance applications have surged – up 83% month over month in August alone, according to Curinos’ LendersBenchmark Application Index.

READ TIME: 1 MIN

September 26, 2024

According To The Data // Insights

In Unsecured Lending, Speed Can Mean Higher Profits

A lender’s intuition might reason that borrowers with the highest credit scores will qualify for the industry’s lowest rates and will therefore be among the most price sensitive.

READ TIME: 1 MIN

September 24, 2024

Curinos Perspectives // Insights

Curinos Perspective: The Fed Goes Big

The FOMC cut the Federal Funds target rate by a decisive 50 basis points to a new range of 4.75% to 5%.

READ TIME: 6 MINS

September 18, 2024

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