Search
Close this search box.

lb

Mortgage Hot Topics by Curinos

According to Curinos, March 2024 funded mortgage volume decreased -11% YoY and increased 22% MoM.
READ TIME: 1 MIN

April 3, 2024

Curinos Perspective: 5 Takeaways On Strategies For Realizing HELOC Balance Growth

From “HELOC Balance Growth Can Be Achieved! Is Your Growth Strategy Working?”, a Curinos webinar featuring Rich Martin, director, Real Estate Lending Solutions; Ken Flaherty, manager, Home Equity; and Kinley Hicks, market analyst, Home Equity.
READ TIME: 4 MINS

March 18, 2024

Home-Lending Update: How To Strive Till ’25

Residential real estate lenders across the country are all too happy to put 2023 behind them while also hoping to retire the “Survive till '25” mantra as they look forward to healthier top- and bottom-line growth this year.
READ TIME: 6 MINS

March 18, 2024

Curinos Review Spring 2024

Retail banking fees are again under scrutiny. Our research shows that overdraft and non-sufficient funds fee revenue will continue their steady downward trend, as will credit card late fees and interchange fees. Taken together, this will make profitably serving the mass market even more of a challenge this year, particularly for community banks and credit unions.
READ TIME: 4 MINS

March 18, 2024

FHA Rates Are Attracting Higher-Quality Borrowers

The biggest rate gap in 15 years between FHA and conforming loans has boosted FHA volumes, and today’s borrowers come with better quality than in the past.
READ TIME: 1 MIN

March 5, 2024

Home Equity Is Positioned For A Rebound

Curinos’ Home Equity Forecast predicts that demand for HE products will rise dramatically in the second half of the year.
READ TIME: 1 MIN

February 5, 2024

Curinos Review Winter 2024

Welcome to the Winter 2024 issue of the Curinos Review. The Year of Deposits. That’s how Curinos views 2024 – how to get them and how to keep them at a cost that preserves net interest margin and profitability.
READ TIME: 3 MINS

January 10, 2024

More Mortgage Malaise, Higher Hopes For Home Equity

Curinos expects many of today’s mortgage market challenges – affordability, inventory, lack of demand – to persist in 2024, with a material recovery not likely until 2025.
READ TIME: 5 MINS

January 10, 2024

Curinos Perspective: Taking Stock Of The Rate Cycle And Its Implications

As expected, the FOMC held the Fed Funds rate unchanged at a target range of 5.25% to 5.5%. Current market expectations are that we’re at the peak rate for this cycle and that modest cuts will come through 2024.
READ TIME: 4 MINS

December 13, 2023

Curinos Perspective: Fed Holds Rates Steady Again, Home-Lending Pressures Continue

As expected, the FOMC has held the Federal Funds rate flat in a target range of 5.25% to 5.50%. But even as the Fed continues its pause, rates for home lending and deposits are likely to remain elevated. That’s because key inflation and macroeconomic indicators take time to play out, and a continuing tidal wave of low-interest renewing CDs will intensify the competition for rate shoppers.
READ TIME: 6 MINS

November 1, 2023

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.