Home Lending: How To Best Position For A Bounce-Back
It’s hardly news that residential lending is currently hamstrung by high interest rates and diminished supply.
READ TIME: 5 MINS
June 27, 2024
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Curinos Review Summer 2024
With 2024 half over, planning for 2025 has begun. That’s why we’ve titled this issue of the Curinos Review How to Plan for Success in 2025 and have dedicated each article to ways to anticipate and plan for what’s to come next year.
READ TIME: 4 MINS
June 27, 2024
Curinos Perspective: Key Takeaways From “A Lender’s Guide: Informed Margin Management”
From the Curinos webinar, “A Lender’s Guide: Informed Margin Management” [Link] on June 18, 2024. The webinar featured John Sayre, vice president, Client Success, and Alexandra Jacobson, manager, Mortgage.
READ TIME: 6 MINS
June 25, 2024
Curinos Perspective: FOMC 2H Outlook – The Implications Of Higher For Longer
The FOMC held the Federal Funds target range flat at 5.25% to 5.5%. As previously communicated, the Fed has tapered quantitative tightening by $35B, lowering the redemption cap from $95 billion per month to $60 billion per month.
READ TIME: 9 MINS
June 13, 2024
Price Is Driving Changing Dynamics In Portfolio Lending
Mortgage lenders generally seek to make as many loans as they can profitably sell into the secondary market, but for the loans banks and credit unions choose to retain in portfolio,
READ TIME: 1 MIN
June 11, 2024
Q1 ‘24 Mortgage Trends Signal Continuing Resilience
Interest-rate-lock mortgage commitments in the first quarter grew by 27% Q/Q, according to Curinos’ LendersBenchmark Analyzer.
READ TIME: 1 MIN
May 14, 2024
Want More Small Businesses? Be More Distinctive
May is National Small Business Month, so now is a great time for financial institutions to shine a well-deserved spotlight on small businesses in their communities.
READ TIME: 1 MIN
May 2, 2024
Home Equity’s Trend Toward Digital Will Only Get Stronger
Until recently, most of an FI’s home-lending volume originated in branches, and home equity was no exception.
READ TIME: 1 MIN
April 23, 2024
First-Time Homebuyers Are Reshaping The Market
Rates and housing values are at multi-year highs, so there probably aren’t many first-time homebuyers (FTHB) entering the market, right? Not so.
READ TIME: 1 MIN
April 16, 2024