Q1 ‘24 Mortgage Trends Signal Continuing Resilience
Interest-rate-lock mortgage commitments in the first quarter grew by 27% Q/Q, according to Curinos’ LendersBenchmark Analyzer.
READ TIME: 1 MIN
May 14, 2024
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Want More Small Businesses? Be More Distinctive
May is National Small Business Month, so now is a great time for financial institutions to shine a well-deserved spotlight on small businesses in their communities.
READ TIME: 1 MIN
May 2, 2024
Home Equity’s Trend Toward Digital Will Only Get Stronger
Until recently, most of an FI’s home-lending volume originated in branches, and home equity was no exception.
READ TIME: 1 MIN
April 23, 2024
First-Time Homebuyers Are Reshaping The Market
Rates and housing values are at multi-year highs, so there probably aren’t many first-time homebuyers (FTHB) entering the market, right? Not so.
READ TIME: 1 MIN
April 16, 2024
Curinos Perspective: 5 Takeaways On Strategies For Realizing HELOC Balance Growth
From “HELOC Balance Growth Can Be Achieved! Is Your Growth Strategy Working?”, a Curinos webinar featuring Rich Martin, director, Real Estate Lending Solutions; Ken Flaherty, manager, Home Equity; and Kinley Hicks, market analyst, Home Equity.
READ TIME: 4 MINS
March 18, 2024
Home-Lending Update: How To Strive Till ’25
Residential real estate lenders across the country are all too happy to put 2023 behind them while also hoping to retire the “Survive till '25” mantra as they look forward to healthier top- and bottom-line growth this year.
READ TIME: 6 MINS
March 18, 2024
Curinos Review Spring 2024
Retail banking fees are again under scrutiny. Our research shows that overdraft and non-sufficient funds fee revenue will continue their steady downward trend, as will credit card late fees and interchange fees. Taken together, this will make profitably serving the mass market even more of a challenge this year, particularly for community banks and credit unions.
READ TIME: 4 MINS
March 18, 2024
FHA Rates Are Attracting Higher-Quality Borrowers
The biggest rate gap in 15 years between FHA and conforming loans has boosted FHA volumes, and today’s borrowers come with better quality than in the past.
READ TIME: 1 MIN
March 5, 2024
Q4 Mortgage Volume: Weak Overall, Worse For Banks And CUs
Data across Curinos’ retail consortium reveal that independent mortgage banks (IMBs) outperformed depository institutions and a broader contracting market in the latest quarter.
READ TIME: 1 MIN
February 13, 2024