Insights

Curinos (F)insights // Insights // Podcasts

Curinos (F)insights: The Challenges And Opportunities In Today’s Mortgage Market

Join us as Richard Martin, director of real estate lending solutions at Curinos, dives into the state of the U.S. mortgage industry

READ TIME: 1 MIN

February 22, 2023

Insights // This Month In Commercial Banking

Commercial Liquidity Shows A Fast And Furious Start To 2023

Commercial deposit balance declined an average of 2.3% month-on-month during January

READ TIME: 3 MINS

February 22, 2023

Insights // This Month In Retail Banking

A Winning Strategy For “Win-Back” Campaigns

Balance runoff is picking up speed in 2023. With interest rates from some direct bank topping the tantalizing 4% mark on a savings accounts - a level not seen since 2007 - depositors are waking up and moving their non-operating cash to higher-yielding alternatives

READ TIME: 2 MINS

February 21, 2023

Insights // This Month In Retail Banking

The CD Takes On New Life As Rates Rise

Certificates of deposit (CD) are taking on a bigger role at many institutions that want to lock in deposits before rates rise further, according to the latest data from the CDA Consumer Executive Summary

READ TIME: 2 MINS

February 16, 2023

Insights // This Month In Retail Banking

Reality Sets In For Loan-To-Deposit Ratios

The loan-to-deposit ratio (LDR) is a simple measurement used to assess a bank's liquidity by comparing its total loans with its total deposits for the same period

READ TIME: 2 MINS

February 14, 2023

Insights // This Month In Retail Banking

Digital Wallets: For Many, Becoming The Preferred Way To Spend

For a rapidly growing number of consumers, spending means using a digital card on their phone to instantly debit their bank account

READ TIME: 2 MINS

February 9, 2023

Curinos (F)insights // Insights // Podcasts

Curinos (F)insights: New Digital Banking Tools Can Encourage Good Financial Habits

Join us as Suraya Randawa, head of omni channel experience at Curinos, speaks about how new digital banking tools can do more than just tell customers their credit score.

READ TIME: 1 MIN

February 8, 2023

Curinos (F)insights // Insights // Podcasts

Curinos (F)insights: What Does The Slower Pace of Fed Hikes Mean For Financial Institutions?

Director Adam Stockton joins host Rutger van Faassen to discuss what’s in store for financial institutions as the Fed slows the pace of rate hikes.

READ TIME: 1 MIN

February 2, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Plateau Possibly On The Horizon – What To Know

Within the consumer business, deposit runoff continued during the fourth quarter of 2022

READ TIME: 10 MINS

February 1, 2023

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