Commercial Deposits On The Front Line Of The Profitability Squeeze
A commercial profitability squeeze is coming as net interest margin (NIM) is squeezed.
READ TIME: 7 MINS
June 28, 2023
Categories
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Insights
Invest A Small Amount In Non-Interest Expense, Save Big On Interest Expense
In an effort to grow or retain deposits, the primary and sometimes only lever CFOs and bank treasurers pull is interest expense.
READ TIME: 5 MINS
June 28, 2023
Profits Are Challenged. Cultivating Relationships Can Help.
In late February 2023, Curinos was asked to spend 15 minutes presenting to a group of CEOs about the state of the U.S. deposit market.
READ TIME: 6 MINS
June 28, 2023
Why Direct Deposit Indicators Can Mislead The Primacy Pursuit
Perhaps the most prized goal among retail banks is converting a new customer to primacy, as the accepted route to good rates of customer lifetime value (CLV).
READ TIME: 3 MINS
June 26, 2023
Using AI To Deepen Your Relationships
Consider that in 2015 the average in-branch assistance time at a major US bank providing retail checking services was 23 minutes and 16 seconds.
READ TIME: 1 MIN
June 22, 2023
Savings Marketing Spend – Trends And Analysis
The problem with saving is that traditionally there’s nothing inherently enjoyable about it day-to-day, and so marketing has more often than not had to promote the long-term benefits such as life event purchases.
READ TIME: 1 MIN
June 22, 2023
Curinos (F)insights: Finding Massive Opportunity in Precision Pricing
Director of Consumer & Small Business Lending Lindsay Burkhalter joins host Rutger van Faassen to discuss Curinos’ recent Perspective “Precision Pricing in Small Business Lending,”
READ TIME: 1 MIN
June 21, 2023
Curinos Perspective: Precision Pricing In Small Business Lending
Small Business is a top priority for banks for two reasons. First, the challenges to core mass market consumers due to the restructuring of overdraft/NSF fees have led banks to look for growth in higher-value segments.
READ TIME: 13 MINS
June 20, 2023
Curinos (F)insights: Rate Hike Pause: What Does It Mean For Financial Institutions?
Managing Director Adam Stockton joins host Rutger Van Faassen to discuss the positives and negatives as the Fed moves to pause rate hikes.
READ TIME: 1 MIN
June 15, 2023