Breaking Down Barriers To Reach A Wider Set Of Customers
An estimated 45 million U.S. consumers are credit invisible, have thin credit files or lack a recent credit history.
READ TIME: 7 MINS
September 21, 2023
Categories
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- Curinos Review (105)
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- Insights (543)
- Mortgage Hot Topics (1)
- Overdraft Series (6)
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- Prioritizing Personalization (9)
- Reports (8)
- Sample Reports (8)
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- This Month In Commercial Banking (36)
- This Month In Retail Banking (49)
- This Quarter In Canadian Banking (7)
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Insights
Curinos Review Fall 2023
Welcome to the Fall 2023 issue of the Curinos Review. No one needs to be reminded that profits at many traditional banks are under intense pressure. But while unfavorable lending performance drove many past downturns, the current challenges are emanating from the liability side of the balance sheet.
READ TIME: 3 MINS
September 21, 2023
Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau
We see complacency among many bankers who feel that a Fed plateau will ease pressures on deposit betas. Prior cycles show that betas keep climbing even after the Fed Funds rate peaks, and significant back books in both commercial and consumer are yet to reprice.
READ TIME: 6 MINS
September 20, 2023
1071 For Small Business Lending: Are You Ready?
In March, the Consumer Financial Protection Bureau (CFPB) issued its final rule to amend Regulation B to implement changes made to the Equal Credit Opportunity Act (ECOA) via section 1071 of the Dodd-Frank Act.
READ TIME: 1 MIN
September 20, 2023
As CDs Come To Term, What Are You Doing About Flight Risks?
With a material volume of CDs maturing at the turn of the year bank marketers must be ready to react to customer-level flight risks.
READ TIME: 4 MINS
September 19, 2023
Four Key Issues Facing Chief Marketing Officers This Planning Season
In the most recent earnings calls issued by the major US banks terms such as cost control, cost management and cost transformation featured heavily.
READ TIME: 3 MINS
September 18, 2023
Curinos (F)insights: Why Digital Differentiation Matters For Acquiring New Customers
Olivia Lui, product marketing innovation expert at Curinos, digs into our recent research on how and why customers choose their primary banking relationship, and what that means for institutions as the digital banking channel grows in importance.
READ TIME: 1 MIN
September 13, 2023
The Broadcast
Our content and insight are built on the knowledge of Curinos industry practitioners. We leverage performance and experience data to help our clients navigate today and anticipate tomorrow.
READ TIME: 2 MINS
September 12, 2023
UK’s Consumer Duty Goes Live As FIs Reaffirm Integrity Of User Needs
The UK Financial Conduct Authority’s latest effort to ensure financial services providers are offering consumers the appropriate tools and services has just gone life.
READ TIME: 3 MINS
September 7, 2023