retaildepositratefee Archives

Curinos Perspective: Fed Keeps Up The Fight Against Inflation Amid Banking Sector Uncertainty

Despite the recent bank failures and market disruption, the Fed kept up the fight against inflation by raising the Fed Funds rate by 25 basis points to a range of 4.75% to 5.00%

READ TIME: 12 MINS

March 22, 2023

Curinos Perspectives // Insights

Curinos Perspective: Key Considerations Amid Industry Disruption

There’s little doubt that the U.S. banking industry has been whipsawed by fast-moving events in recent days

READ TIME: 5 MINS

March 16, 2023

Insights // This Month in Retail Banking

A Winning Strategy For “Win-Back” Campaigns

Balance runoff is picking up speed in 2023. With interest rates from some direct bank topping the tantalizing 4% mark on a savings accounts - a level not seen since 2007 - depositors are waking up and moving their non-operating cash to higher-yielding alternatives

READ TIME: 2 MINS

February 21, 2023

Insights // This Month in Retail Banking

The CD Takes On New Life As Rates Rise

Certificates of deposit (CD) are taking on a bigger role at many institutions that want to lock in deposits before rates rise further, according to the latest data from the CDA Consumer Executive Summary

READ TIME: 2 MINS

February 16, 2023

Insights // This Month in Retail Banking

Reality Sets In For Loan-To-Deposit Ratios

The loan-to-deposit ratio (LDR) is a simple measurement used to assess a bank's liquidity by comparing its total loans with its total deposits for the same period

READ TIME: 2 MINS

February 14, 2023

Insights // This Month in Retail Banking

Digital Wallets: For Many, Becoming The Preferred Way To Spend

For a rapidly growing number of consumers, spending means using a digital card on their phone to instantly debit their bank account

READ TIME: 2 MINS

February 9, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Plateau Possibly On The Horizon – What To Know

Within the consumer business, deposit runoff continued during the fourth quarter of 2022

READ TIME: 10 MINS

February 1, 2023

Insights // This Month in Retail Banking

Revisiting Network Optimization As Economic Tides Shift

Bank leaders continue to struggle with determining the right number of branches for their network

READ TIME: 4 MINS

January 27, 2023

Insights // This Month in Retail Banking

Banks Add Tools and Support to Help Customers Cope

Providers of consumer banking services are ramping up their tools and products to help customers cope with soaring inflation and rising interest rates, according to new research from the Digital Banking Hub

READ TIME: 2 MINS

January 26, 2023

Insights // This Month in Retail Banking

Small Business Loan Demand Remains Strong, Lenders Become More Efficient

Small businesses continue to demonstrate a need for cash, with demand for lending products increasing by nearly 40% year over year, according to the Curinos LendersBenchmark for Small Business Lending Originations consortium

READ TIME: 3 MINS

January 25, 2023

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