Insights

Curinos Perspective: 5 Takeaways – Untapped Potential In Your Network

From “Untapped Potential in Your Network,” a Curinos webinar presented April 23, 2024, featuring Andrew Hovet, managing director, and Steve Schaefer, principal.

READ TIME: 4 MINS

April 26, 2024

According To The Data // Insights

Better Wealth Retention Starts With Checking

Looking to retain more wealth deposits? Look no further than the primary checking account. Wealth clients with both checking and rate-based products – savings, money market savings and/or retail CDs – are 15% more likely to stick around on average than those without checking.

READ TIME: 1 MIN

April 25, 2024

Insights // Webinars

Untapped Potential In Your Branch Network

Speakers: Andrew Hovet - Managing Director /Steve Schaefer - Principal, Distribution and Sales

READ TIME: 1 MIN

April 23, 2024

According To The Data // Insights

Home Equity’s Trend Toward Digital Will Only Get Stronger

Until recently, most of an FI’s home-lending volume originated in branches, and home equity was no exception.

READ TIME: 1 MIN

April 23, 2024

Curinos Perspectives // Insights

Curinos Perspective: Can In-App Payments Be Made More Secure From Fraud?

Bank treasury teams focused on interest rate and liquidity risk management, business line teams focused on the competitive environment, and investor/analyst teams focused on bank valuation continue to devote considerable attention to deposit repricing betas, seeing it as the key interest rate risk (IRR) indicator.

READ TIME: 1 MIN

April 22, 2024

According To The Data // Insights

Creating Better Friction For P2P Payments

Today’s consumers demand a fast and smooth digital experience – no surprise there. But as retail checking providers try to gain traction in the increasingly competitive P2P space, their customers say they’d welcome a little more friction in exchange for a lot more security.

READ TIME: 1 MIN

April 18, 2024

According To The Data // Insights

First-Time Homebuyers Are Reshaping The Market

Rates and housing values are at multi-year highs, so there probably aren’t many first-time homebuyers (FTHB) entering the market, right? Not so.

READ TIME: 1 MIN

April 16, 2024

According To The Data // Insights

Commercial: Falling Rates Won’t Stop Deposit Flow To IB

Migration from non-interest-bearing (NIB) commercial deposits to interest-bearing (IB) continues. It’s no mystery: The market rate for IB is about 400 bp, nearly five times what NIB deposits earn.

READ TIME: 1 MIN

April 11, 2024

According To The Data // Insights

How Does Branch Consolidation Affect Your Results?

Most regional banks have reduced their branch networks over the last three years, but there’s been significant divergence in their results, according to Curinos’ BranchScape.

READ TIME: 1 MIN

April 9, 2024

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