Insights

To Make Small Business Profitable, Look at the Entire Relationship

In small business lending, demand continues to exceed supply, especially on the lower end of the spectrum that measures a company’s gross annual revenue.

READ TIME: 1 MIN

January 14, 2025

Curinos Perspectives // Insights

Curinos Perspective: Fed Cuts Another 25 bp, but FOMC Members See Wide Range of Paths Ahead

The FOMC cut the target range for the Federal Fund rate by 25 basis points to a range of 4.25% to 4.5%.

READ TIME: 4 MINS

December 18, 2024

According To The Data // Insights

The Lock-in Effect Spells Opportunity for Home Equity Lending

For a solid majority of homeowners, refinancing a mortgage in today’s market would mean replacing a low-interest loan with a new one at a significantly higher rate.

READ TIME: 1 MIN

December 17, 2024

Curinos Perspectives // Insights

2024 Home Equity Summit – Key Takeaways

Curinos hosted a Home Equity Summit in Fort Worth, Tex., bringing together more than 30 attendees across banks, credit unions and fintech lenders to converse in roundtable discussions on the opportunities and challenges in the home equity market today. Here a few of the many key takeaways that emerged from the summit.

READ TIME: 2 MINS

December 13, 2024

According To The Data // Insights

Winning in a Falling Rate Environment: To Finish Strong, Know Your Starting Point

With two FOMC rate cuts now behind us, Curinos Commercial Deposit Analyzer data show that commercial banks have deployed more aggressive strategies in passing betas through than in the prior falling rate cycle beginning in 2019.

READ TIME: 1 MIN

December 12, 2024

According To The Data // Insights

Small Business: Attractive for Deposits, but Getting More Competitive

With rates normalizing, the small business (SB) segment has proven to be one of the last bastions of stable low-cost deposits.

READ TIME: 1 MIN

December 10, 2024

Curinos Perspectives // Insights

Curinos Perspective: The 4 Most Crucial Drivers of Growth in 2025 – 5 Takeaways

From the  Curinos webinar, “Harnessing the 4 Most Crucial Drivers of Growth in 2025,” presented on December 3, 2024, and featuring Curinos managing directors Peter Serene, Adam Stockton and Bob Warnock and SVPs Olivia Liu and Rich Martin.

READ TIME: 4 MINS

December 6, 2024

According To The Data // Insights

Appetite for Core Customer Growth Accelerates De Novo Investment in Thinly Branched Markets

As customer and deposit growth has become more challenging, banks are looking to new markets and sub-markets to drive that growth, and de novo investments are viewed as a reliable source.

READ TIME: 1 MIN

December 5, 2024

Insights // Webinars

Harnessing The 4 Most Crucial Drivers Of Growth In 2025

As 2024 draws to a close, we’re bringing our experts together for a deep-dive on what’re likely to be the four most consequential and influential factors on banking performance in 2025: the direction of rates, changing customer behavior, personalization and accelerating AI, and regulatory changes and possible restructuring.

READ TIME: 1 MIN

December 3, 2024

Categories

Want to go further?

Comparative Analytics

Optimization Platforms

Intelligent Data

Need to contact a specific team?

Financial Institutions

Need to contact a specific team?

Curinos Review

According To The Data

Curinos Perspectives

Need to contact a specific team?

Need to contact a specific team?

Need to contact a specific team?

Let's start a conversation...