Treasury Strategies
Serving corporate treasury departments
Fresh perspectives and effective solutions
Transforing automated touchpoints into living, learning relationships to unlock the full potential of every customer.
Treasury Strategies, a division of Curinos, Inc. is a leading treasury consultancy working with public and private sector treasury organizations. Our experience and thought leadership in corporate treasury management, banking, risk management, working capital, liquidity and payments, combined with our comprehensive view of the market, rewards our clients with a unique perspective and actionable solutions.
At Curinos, our Advisory team listens to your needs, audits your current operation, and pairs that with our proprietary data.
The result? Gaps are identified, solutions are suggested, and we position you to win.
NDepthâ„¢
Determine the optimal promise for the client to market and deliver on to drive outsized acquisition with identified design target.
Banking & Payments
Develop market specific strategy across distribution, marketing and pricing to optimize for customer acquisition and maintenance cost.
Cash Forecasting & Liquidity
Help clients navigate deposit and lending
pricing decisions under
a wide range of environments and scenarios.
pricing decisions under
a wide range of environments and scenarios.
Treasury Diagnostics
Support product
suite design, product
fee optimization
and product
innovation.
suite design, product
fee optimization
and product
innovation.
Treasury Technology
Determine the optimal combination of changes to the physical footprint to maximize growth/cost savings.
Industry Insights
Act as a trusted third
party to share
performance insights
with transaction
partners.
party to share
performance insights
with transaction
partners.
And More
Including, Customer Segmentation, Personalization, Digital Strategy, Bank Charter Support, Operating Model Optimization, Messaging Optimization, etc.
Our Insights

March 20, 2025
FIs Redefine What Banking
Means to the Affluent
Leading retail checking providers are taking a much broader approach to how they attract and serve the affluent, and with lifestyles in mind, they’re considering what these customers are doing with their money.
READ TIME: 1 MIN

March 18, 2025
Retail Deposits: How to Lower Rates Without Losing Deposits—5 Takeaways
From Reducing Interest Expense Isn’t Easy! How to lower rates without losing deposits, and why you might need to pivot, a presentation given by Curinos’ Adam Stockton, Managing Director, Retail, at ICBA LIVE 2025 in Nashville on March 11.
READ TIME: 5 MINS

March 17, 2025
Curinos Review Spring 2025
Stubbornly high rates persist, home lending remains sluggish, and doubts linger about growing the asset side of the balance sheet. Still, Curinos believes the recent industry headwinds will soon be at our backs and now’s the time prepare for significant growth.
READ TIME: 4 MINS
Clients leverage our unmatched proprietary deposit data assets and
multi-year primary research datasets for their strategy and implementation.
$0T+
in deposit balances
$0T+
in mortgage originations
$0B+
since 2018 in U.S. total marketing spend
0M
checking accounts in dataset
0K
digital journeys tracked
0K
bank branches in dataset
Curinos is the chosen provider of
0+
clients globally
0+
U.S. credit unions & community banks
0+
of the Top 50 mortgage lenders
Want to go further?
Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.