retaildepositoptimizer

Insights // This Month In Retail Banking

The CD Takes On New Life As Rates Rise

Certificates of deposit (CD) are taking on a bigger role at many institutions that want to lock in deposits before rates rise further, according to the latest data from the CDA Consumer Executive Summary

READ TIME: 2 MINS

February 16, 2023

Insights // This Month In Retail Banking

Reality Sets In For Loan-To-Deposit Ratios

The loan-to-deposit ratio (LDR) is a simple measurement used to assess a bank's liquidity by comparing its total loans with its total deposits for the same period

READ TIME: 2 MINS

February 14, 2023

Insights // This Month In Retail Banking

Digital Wallets: For Many, Becoming The Preferred Way To Spend

For a rapidly growing number of consumers, spending means using a digital card on their phone to instantly debit their bank account

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February 9, 2023

Insights // This Month In Retail Banking

Revisiting Network Optimization As Economic Tides Shift

Bank leaders continue to struggle with determining the right number of branches for their network

READ TIME: 4 MINS

January 27, 2023

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