Want Small Business Deposits? Focus On Primacy
By providing small businesses access to credit and other services, banks can realize better performance in their overall deposit portfolios.
READ TIME: 1 MIN
February 27, 2024
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retaildepanalyzer
CD Growth Still Strong, But Trend Line Has Gone Flat
Even though their growth may be slowing, CDs will continue to represent a substantial share of deposits and will be critical to a depository institution’s success.
READ TIME: 1 MIN
February 22, 2024
Growing Deposits Is Getting More Expensive Across The Board
At today’s high mCOFs, FIs need innovative, data-driven deposit pricing strategies – or they may pay more than they have to.
READ TIME: 1 MIN
February 5, 2024
There’s High Repricing Risk In Those Low-Rate Balances
Almost half of savings and MMDA deposits are still priced under 25 bp, so the impact of repricing could be significant.
READ TIME: 1 MIN
February 5, 2024
Curinos Review Winter 2024
Welcome to the Winter 2024 issue of the Curinos Review. The Year of Deposits. That’s how Curinos views 2024 – how to get them and how to keep them at a cost that preserves net interest margin and profitability.
READ TIME: 3 MINS
January 10, 2024
Raising Meaningful Deposits In 2024: Buy Or Build?
For financial institutions looking to grow deposits significantly, a key question becomes whether buying them via acquiring another institution would be more advantageous than building them organically.
READ TIME: 9 MINS
January 10, 2024
Deposits In ’24: It’s Gonna Cost You
2024 will be a great year to grow deposits for any institutions ready to spend big. For many or even most banks and credit unions, more modest goals may make more sense.
READ TIME: 8 MINS
January 10, 2024
2024: The Year Of The Liquidity Manager
The base case for 2024 is that the economy will continue along a path of moderate growth, inflation will continue to normalize, and the Fed will gradually cut interest rates by 75 basis points over the course of the year while continuing to wind down its balance sheet.
READ TIME: 7 MINS
January 10, 2024
Realizing The Promise Of Generative AI
In 2024, generative AI (GAI) will accelerate in use for acquiring customers, detecting fraud, reducing compliance costs, boosting customer lifetime value and more.
READ TIME: 5 MINS
January 10, 2024