High Volumes of CDs Will
Continue to Mature in 2025
A cursory look at upcoming CD maturities might reveal a sharp decline in the second half of the year.
READ TIME: 2 MINS
March 5, 2025
Categories
- According To The Data (86)
- CECL (3)
- Curinos (F)insights (39)
- Curinos Perspectives (64)
- Curinos Review (105)
- Events (7)
- Experience Counts (13)
- Insights (566)
- Mortgage Hot Topics (1)
- Overdraft Series (6)
- Podcasts (49)
- Prioritizing Personalization (9)
- Reports (8)
- Sample Reports (7)
- The Broadcast (6)
- This Month In Commercial Banking (36)
- This Month In Retail Banking (48)
- This Quarter In Canadian Banking (7)
- Uncategorized (1)
- Webinars (45)
retaildepanalyzer
You Get What You Measure: 5 Takeaways
From You Get What You Measure: Adjusting Prospecting KPIs for Success in the New Consumer Deposit Market, a webinar presented by Curinos on February 12, 2025, that featured Laura Hanley, Executive Director, Marketing at Synovus and Hank Israel, Managing Director at Curinos.
READ TIME: 4 MINS
February 19, 2025
Deposit Balances Rebound as Post-Covid “Revenge Spending” Dissipates
During COVID, the average consumer wallet expanded considerably thanks to three waves of stimulus deposits from the Federal government and a general lack of consumer spending driven by business shutdowns.
READ TIME: 1 MIN
February 13, 2025
CD Money in Motion Continues to Decline
CDs contributed strongly to deposit growth in 2023 and 2024, but now both their total acquisition and new-to-bank money volumes have begun to slide.
READ TIME: 1 MIN
January 23, 2025
Winning in a Falling Rate Environment: To Finish Strong, Know Your Starting Point
With two FOMC rate cuts now behind us, Curinos Commercial Deposit Analyzer data show that commercial banks have deployed more aggressive strategies in passing betas through than in the prior falling rate cycle beginning in 2019.
READ TIME: 1 MIN
December 12, 2024
Betas for This Falling Rate Cycle Will be Different
The long-awaited Fed rate reduction cycle has begun, with expectations of falling portfolio rates and NIM relief.
READ TIME: 2 MINS
November 19, 2024
Curinos Perspective:
Strategic Retail Planning – 5 Takeaways
From “Driving Customer Growth Through Strategic Retail Planning,” a Curinos webinar on November 14, 2024, presented in conjunction with the brand experience company Adrenaline.
READ TIME: 4 MINS
November 18, 2024
High-Rate CD Attrition May Be Signaling What’s to Come
With the Federal Reserve initiating the falling rate cycle in September with a decisive 50 bp rate decrease, the era of banks offering a high-rate 500bp+ CDs is quickly drawing to a close.
READ TIME: 1 MIN
November 5, 2024
Fed’s First Big Cut Means (Surprise!) a Big Gain for CDs
The Fed’s 50 bp salvo in September has marked the official start of the rate downcycle, and FIs across the industry have responded by pulling back rates on both their retail CD and savings products.
READ TIME: 1 MIN
October 10, 2024