Mortgage Servicing Rights: What Lenders Need to Know Now
Mortgage Servicing Rights (MSR), the contractual rights to service mortgage loans, are a vitally important asset in the industry.
READ TIME: 2 MINS
April 18, 2023
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profitibilityoptimizer
Retail Deposits: Stable, But More Competition Possible
Certificates of deposit (CD) are taking on a bigger role at many institutions that want to lock in deposits before rates rise further, according to the latest data from the CDA Consumer Executive Summary
READ TIME: 1 MIN
April 13, 2023
A Winning Strategy For “Win-Back” Campaigns
Balance runoff is picking up speed in 2023. With interest rates from some direct bank topping the tantalizing 4% mark on a savings accounts - a level not seen since 2007 - depositors are waking up and moving their non-operating cash to higher-yielding alternatives
READ TIME: 2 MINS
February 21, 2023
The CD Takes On New Life As Rates Rise
Certificates of deposit (CD) are taking on a bigger role at many institutions that want to lock in deposits before rates rise further, according to the latest data from the CDA Consumer Executive Summary
READ TIME: 2 MINS
February 16, 2023
Reality Sets In For Loan-To-Deposit Ratios
The loan-to-deposit ratio (LDR) is a simple measurement used to assess a bank's liquidity by comparing its total loans with its total deposits for the same period
READ TIME: 2 MINS
February 14, 2023
Digital Wallets: For Many, Becoming The Preferred Way To Spend
For a rapidly growing number of consumers, spending means using a digital card on their phone to instantly debit their bank account
READ TIME: 2 MINS
February 9, 2023
Revisiting Network Optimization As Economic Tides Shift
Bank leaders continue to struggle with determining the right number of branches for their network
READ TIME: 4 MINS
January 27, 2023
Banks Add Tools and Support to Help Customers Cope
Providers of consumer banking services are ramping up their tools and products to help customers cope with soaring inflation and rising interest rates, according to new research from the Digital Banking Hub
READ TIME: 2 MINS
January 26, 2023
Small Business Loan Demand Remains Strong, Lenders Become More Efficient
Small businesses continue to demonstrate a need for cash, with demand for lending products increasing by nearly 40% year over year, according to the Curinos LendersBenchmark for Small Business Lending Originations consortium
READ TIME: 3 MINS
January 25, 2023