profitibilityoptimizer

Curinos Review Spring 2026

The Spring issue of the Curinos Review is built around a simple belief: the next source of durable advantage in banking will not be a model, a channel or a product. It will be decision intelligence.

READ TIME: 5 MINS

March 23, 2026

Curinos Review // Insights

Curinos Review Fall 2025

Banking is being rewired before our eyes. Artificial intelligence, decision intelligence and the redefinition of customer value are transforming how financial institutions grow, compete and serve. What once felt theoretical is now operational reality—and the pace of change has never been faster.

READ TIME: 4 MINS

November 5, 2025

Curinos Review // Insights

Curinos Review Summer 2025

We’re entering the strategic planning season for 2026 amid elevated uncertainty, and as tempting as it may be, among the least useful approaches to planning is to be too reticent. At Curinos, we think this is a time to plan for and take decisive action, which is why we’ve titled our Summer issue of Curinos Review Heightened Uncertainty Calls for Transformational Thinking.

READ TIME: 4 MINS

July 1, 2025

Curinos Review // Insights

Curinos Review Spring 2025

Stubbornly high rates persist, home lending remains sluggish, and doubts linger about growing the asset side of the balance sheet. Still, Curinos believes the recent industry headwinds will soon be at our backs and now’s the time prepare for significant growth.

READ TIME: 4 MINS

March 17, 2025

Curinos Review // Insights

Curinos Review Summer 2024

With 2024 half over, planning for 2025 has begun. That’s why we’ve titled this issue of the Curinos Review How to Plan for Success in 2025 and have dedicated each article to ways to anticipate and plan for what’s to come next year.

READ TIME: 4 MINS

June 27, 2024

Curinos Review // Insights

Curinos Review Spring 2024

Retail banking fees are again under scrutiny. Our research shows that overdraft and non-sufficient funds fee revenue will continue their steady downward trend, as will credit card late fees and interchange fees. Taken together, this will make profitably serving the mass market even more of a challenge this year, particularly for community banks and credit unions.

READ TIME: 4 MINS

March 18, 2024

Curinos Review // Insights

Curinos Review Winter 2024

Welcome to the Winter 2024 issue of the Curinos Review. The Year of Deposits. That’s how Curinos views 2024 – how to get them and how to keep them at a cost that preserves net interest margin and profitability.

READ TIME: 4 MINS

January 10, 2024

Curinos Review // Insights

Raising Meaningful Deposits In 2024: Buy Or Build?

For financial institutions looking to grow deposits significantly, a key question becomes whether buying them via acquiring another institution would be more advantageous than building them organically.

READ TIME: 9 MINS

January 10, 2024

Curinos Review // Insights

Deposits In ’24: It’s Gonna Cost You

2024 will be a great year to grow deposits for any institutions ready to spend big. For many or even most banks and credit unions, more modest goals may make more sense.

READ TIME: 8 MINS

January 10, 2024

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