Mortgage Hot Topics by Curinos
November 2025 funded mortgage volume decreased 2% YoY and decreased 17% MoM. In the Retail channel, funded volume increased 7% YoY and decreased 17% MoM.
READ TIME: 1 MIN
December 3, 2025
Categories
lendersmarginanalyzer
Curinos Review Fall 2025
Banking is being rewired before our eyes. Artificial intelligence, decision intelligence and the redefinition of customer value are transforming how financial institutions grow, compete and serve. What once felt theoretical is now operational reality—and the pace of change has never been faster.
READ TIME: 4 MINS
November 5, 2025
Curinos Review Summer 2025
We’re entering the strategic planning season for 2026 amid elevated uncertainty, and as tempting as it may be, among the least useful approaches to planning is to be too reticent. At Curinos, we think this is a time to plan for and take decisive action, which is why we’ve titled our Summer issue of Curinos Review Heightened Uncertainty Calls for Transformational Thinking.
READ TIME: 4 MINS
July 1, 2025
Curinos Review Spring 2025
Stubbornly high rates persist, home lending remains sluggish, and doubts linger about growing the asset side of the balance sheet. Still, Curinos believes the recent industry headwinds will soon be at our backs and now’s the time prepare for significant growth.
READ TIME: 4 MINS
March 17, 2025
Curinos Perspective: As Expected, the Fed Cuts Another 25 bp
As was widely expected in the markets, the FOMC cut the target range for the Federal Fund rate by 25 basis points to a range of 4.5% to 4.75%.
READ TIME: 4 MINS
November 7, 2024
Curinos Perspective: The Fed Goes Big
The FOMC cut the Federal Funds target rate by a decisive 50 basis points to a new range of 4.75% to 5%.
READ TIME: 6 MINS
September 18, 2024
Managing Mortgage Lending Cycles
Because it’s cyclical, the mortgage lending business can be unforgiving. As rates fall, volumes and profit margins increase as lenders rush to ramp up operational capacity to meet the demand.
READ TIME: 1 MIN
August 6, 2024
Curinos Perspective: The FOMC has Given Notice: Time to Prepare for Falling Rates
The FOMC held the Federal Funds target range flat at 5.25% to 5.5%, but Chair Powell tipped his hand that the data suggest a rate cut will be on the table for the September meeting. This will be welcome news for banks that have been waiting for relief on rising funding costs and exposures to rate-sensitive asset classes.
READ TIME: 3 MINS
July 31, 2024
Home Lending: How To Best Position For A Bounce-Back
It’s hardly news that residential lending is currently hamstrung by high interest rates and diminished supply.
READ TIME: 5 MINS
June 27, 2024
