lendersmarginanalyzer

According to Curinos, new proprietary application index, refinances are down 1.3% week over week but up 43% in August, while the purchase index is up 5% week over week but down 7% for August as a whole.

READ TIME: 1 MIN

September 6, 2024

According To The Data // Insights

Managing Mortgage Lending Cycles

Because it’s cyclical, the mortgage lending business can be unforgiving. As rates fall, volumes and profit margins increase as lenders rush to ramp up operational capacity to meet the demand.

READ TIME: 1 MIN

August 6, 2024

Curinos Perspectives // Insights

Curinos Perspective: The FOMC has Given Notice: Time to Prepare for Falling Rates

The FOMC held the Federal Funds target range flat at 5.25% to 5.5%, but Chair Powell tipped his hand that the data suggest a rate cut will be on the table for the September meeting. This will be welcome news for banks that have been waiting for relief on rising funding costs and exposures to rate-sensitive asset classes.

READ TIME: 3 MINS

July 31, 2024

Curinos Review // Insights

Home Lending: How To Best Position For A Bounce-Back

It’s hardly news that residential lending is currently hamstrung by high interest rates and diminished supply.

READ TIME: 5 MINS

June 27, 2024

Curinos Review // Insights

Curinos Review Summer 2024

With 2024 half over, planning for 2025 has begun. That’s why we’ve titled this issue of the Curinos Review How to Plan for Success in 2025 and have dedicated each article to ways to anticipate and plan for what’s to come next year.

READ TIME: 4 MINS

June 27, 2024

Curinos Perspectives // Insights

Curinos Perspective: Key Takeaways From “A Lender’s Guide: Informed Margin Management”

From the Curinos webinar, “A Lender’s Guide: Informed Margin Management” [Link] on June 18, 2024. The webinar featured John Sayre, vice president, Client Success, and Alexandra Jacobson, manager, Mortgage.

READ TIME: 6 MINS

June 25, 2024

Curinos Perspectives // Insights

Curinos Perspective: FOMC 2H Outlook – The Implications Of Higher For Longer

The FOMC held the Federal Funds target range flat at 5.25% to 5.5%. As previously communicated, the Fed has tapered quantitative tightening by $35B, lowering the redemption cap from $95 billion per month to $60 billion per month.

READ TIME: 9 MINS

June 13, 2024

According To The Data // Insights

Q1 ‘24 Mortgage Trends Signal Continuing Resilience

Interest-rate-lock mortgage commitments in the first quarter grew by 27% Q/Q, according to Curinos’ LendersBenchmark Analyzer.

READ TIME: 1 MIN

May 14, 2024

According To The Data // Insights

Home Equity’s Trend Toward Digital Will Only Get Stronger

Until recently, most of an FI’s home-lending volume originated in branches, and home equity was no exception.

READ TIME: 1 MIN

April 23, 2024

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