lendersmarginanalyzer Archives

Data, Discipline And Technology Can Unlock Mortgage Lending’s Potential

Today’s high interest rates are taking too much of the blame for depressed home sales.

READ TIME: 7 MINS

September 21, 2023

Curinos Review Fall 2023

Welcome to the Fall 2023 issue of the Curinos Review. No one needs to be reminded that profits at many traditional banks are under intense pressure. But while unfavorable lending performance drove many past downturns, the current challenges are emanating from the liability side of the balance sheet.

READ TIME: 3 MINS

September 21, 2023

Curinos Perspectives // Insights

Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau

As expected, the FOMC in September held the Federal Funds rate flat in a target range of 5.25% to 5.50%. The process of balance sheet reduction (quantitative tightening) will continue at the previously communicated rate of $95 billion per month.

READ TIME: 6 MINS

September 20, 2023

Insights // Mortgage Hot Topics

Mortgage Hot Topics by Curinos

According to Curinos, August 2023 funded mortgage volume decreased 26% YoY and increased 8% MoM.

READ TIME: 1 MIN

September 7, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Hikes Again, Banks Dig In For Higher For Longer

After a brief, one-meeting pause in June, the Fed’s Federal Open Market Committee (FOMC) raised the Federal Funds rate by .25% to a target range of 5.25% to 5.5%.

READ TIME: 8 MINS

July 26, 2023

Curinos Review // Insights

Curinos Review Summer 2023

Welcome to the Summer 2023 issue of the Curinos Review. The liquidity crisis may have abated somewhat, but with net interest margins continuing to compress and loan volume and risk appetite both subdued, the attention now turns to profitability.

READ TIME: 5 MINS

June 28, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Pauses, But What Lies Ahead Is Less Clear

Today, the Fed announced a pause in rate hikes, leaving the benchmark Federal Funds rate unchanged at 5.00% — 5.25%, while leaving the door open for future rate increases.

READ TIME: 9 MINS

June 14, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Hikes Again – Implications For A Potential Plateau

The Fed raised the Fed Funds rate by another 25 basis points to a range of 5.00% to 5.25%.

READ TIME: 12 MINS

May 3, 2023

Insights // Podcasts

The Chrisman Commentary – Daily Mortgage News

Curinos' John Sayre joins The Chrisman Commentary to speak on Production Trends and Data and Fed Rate Hike Predictions.

READ TIME: 1 MIN

April 12, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Keeps Up The Fight Against Inflation Amid Banking Sector Uncertainty

Despite the recent bank failures and market disruption, the Fed kept up the fight against inflation by raising the Fed Funds rate by 25 basis points to a range of 4.75% to 5.00%

READ TIME: 12 MINS

March 22, 2023

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