lendersmarginanalyzer

According to Curinos' new proprietary application index, refinances increased 53% week over week and increased 62% in March; the purchase index increased 3% week over week and increased 33% for March as a whole.

READ TIME: 1 MIN

April 9, 2025

Curinos Review // Insights

Curinos Review Spring 2025

Stubbornly high rates persist, home lending remains sluggish, and doubts linger about growing the asset side of the balance sheet. Still, Curinos believes the recent industry headwinds will soon be at our backs and now’s the time prepare for significant growth.

READ TIME: 4 MINS

March 17, 2025

Curinos Perspectives // Insights

Curinos Perspective: As Expected, the Fed Cuts Another 25 bp

As was widely expected in the markets, the FOMC cut the target range for the Federal Fund rate by 25 basis points to a range of 4.5% to 4.75%.

READ TIME: 4 MINS

November 7, 2024

Curinos Perspectives // Insights

Curinos Perspective: The Fed Goes Big

The FOMC cut the Federal Funds target rate by a decisive 50 basis points to a new range of 4.75% to 5%.

READ TIME: 6 MINS

September 18, 2024

According To The Data // Insights

Managing Mortgage Lending Cycles

Because it’s cyclical, the mortgage lending business can be unforgiving. As rates fall, volumes and profit margins increase as lenders rush to ramp up operational capacity to meet the demand.

READ TIME: 1 MIN

August 6, 2024

Curinos Perspectives // Insights

Curinos Perspective: The FOMC has Given Notice: Time to Prepare for Falling Rates

The FOMC held the Federal Funds target range flat at 5.25% to 5.5%, but Chair Powell tipped his hand that the data suggest a rate cut will be on the table for the September meeting. This will be welcome news for banks that have been waiting for relief on rising funding costs and exposures to rate-sensitive asset classes.

READ TIME: 3 MINS

July 31, 2024

Curinos Review // Insights

Home Lending: How To Best Position For A Bounce-Back

It’s hardly news that residential lending is currently hamstrung by high interest rates and diminished supply.

READ TIME: 5 MINS

June 27, 2024

Curinos Review // Insights

Curinos Review Summer 2024

With 2024 half over, planning for 2025 has begun. That’s why we’ve titled this issue of the Curinos Review How to Plan for Success in 2025 and have dedicated each article to ways to anticipate and plan for what’s to come next year.

READ TIME: 4 MINS

June 27, 2024

Curinos Perspectives // Insights

Curinos Perspective: Key Takeaways From “A Lender’s Guide: Informed Margin Management”

From the Curinos webinar, “A Lender’s Guide: Informed Margin Management” [Link] on June 18, 2024. The webinar featured John Sayre, vice president, Client Success, and Alexandra Jacobson, manager, Mortgage.

READ TIME: 6 MINS

June 25, 2024

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