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Curinos Review Spring 2023

Curinos Review Spring 2023

Welcome to the Spring 2023 issue of the Curinos Review. Net interest margins (NIM) are at the very root of banking. Everything flows from NIM – decisions on which products to offer, what rate to charge, what asset mix to pursue and how expenses should be managed.
READ TIME: 4 MINS

March 21, 2023

Preserve Margins By Managing Expenses

A wide swatch of U.S. consumers began to take notice of the Fed’s hikes last year, prompting them to switch to higher-yielding CDs, demand higher rates or vote with their feet.
READ TIME: 7 MINS

March 21, 2023

The Challenge Of Managing Net Interest Margins

Net interest income can drive as much as 75% of a bank’s revenue. Because of that, the recent rise in interest rates has helped banks maintain revenue momentum despite ongoing pressures on fees.
READ TIME: 8 MINS

March 21, 2023

How To Create A Green Future

Over the past decade, interest in green and ESG financial services has exploded. By some estimates, a third of all investment vehicles now fall under an ESG umbrella, and green bond issuance and green loans have soared.
READ TIME: 8 MINS

March 21, 2023

Advanced Deposit Pricing Is Critical For Smaller Institutions

When it comes to deposits, financial institutions with assets below $20 billion have been a recent bright spot in the industry.
READ TIME: 5 MINS

March 21, 2023

The Abundant Opportunities To Serve Canada’s Small Businesses

Just like consumers, small businesses in Canada are moving away from bank branches and embracing digital tools when it comes to their finances.
READ TIME: 3 MINS

March 21, 2023

Advanced Features Help Drive Mobile Engagement

Global retail banking markets have become a hotbed of agile fintechs and digitally progressive incumbents, driven by market forces and a regulatory ethos that supports competition in the name of better consumer services.
READ TIME: 6 MINS

March 21, 2023

A Look At Home Equity

There’s no doubt that the resurgence in home equity is continuing, but there are opportunities for lenders to make improvements as the digital channel becomes even more important.
READ TIME: 2 MINS

March 21, 2023

Letter To Lenders: Don’t Overlook Unsecured Lending

Mortgage loans are down, home equity loans and lines are up. In today’s consumer credit market, these are the products in the spotlight.
READ TIME: 8 MINS

March 21, 2023

Marketing (Digital And Mail-Based) Is Making Its Mark

Attention, bank CEOs: You might want to think twice about slashing that marketing budget.
READ TIME: 6 MINS

March 21, 2023

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