Curinos Review Fall 2022

This year's resurgence of home equity shows no signs of abating as mortgage rates continue to climb

Gross fees for treasury management (TM) services are starting to fall across the industry, putting pressure on financial institutions to recalibrate the relationship between TM pricing and earnings credit rates (ECRs)

There is little doubt that the immediate impact of the transition to higher rates has been rapid – and this is likely just the beginning

Demand and originations for small-business loans and lines of credit have ebbed and flowed, but were on an upward trajectory this summer

Wealth customers are already responding to rising rates differently than they have in previous cycles, raising the stakes for financial institutions to better understand the ways in which these valuable customers behave