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Insights // This Month In Retail Banking

The CD Takes On New Life As Rates Rise

Certificates of deposit (CD) are taking on a bigger role at many institutions that want to lock in deposits before rates rise further, according to the latest data from the CDA Consumer Executive Summary

READ TIME: 2 MINS

February 16, 2023

Insights // This Month In Retail Banking

Reality Sets In For Loan-To-Deposit Ratios

The loan-to-deposit ratio (LDR) is a simple measurement used to assess a bank's liquidity by comparing its total loans with its total deposits for the same period

READ TIME: 2 MINS

February 14, 2023

Insights // This Month In Retail Banking

Digital Wallets: For Many, Becoming The Preferred Way To Spend

For a rapidly growing number of consumers, spending means using a digital card on their phone to instantly debit their bank account

READ TIME: 2 MINS

February 9, 2023

Insights // This Month In Retail Banking

Revisiting Network Optimization As Economic Tides Shift

Bank leaders continue to struggle with determining the right number of branches for their network

READ TIME: 4 MINS

January 27, 2023

Insights // This Month In Retail Banking

Banks Add Tools and Support to Help Customers Cope

Providers of consumer banking services are ramping up their tools and products to help customers cope with soaring inflation and rising interest rates, according to new research from the Digital Banking Hub

READ TIME: 2 MINS

January 26, 2023

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