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Moving from Insight to Impact Requires Decision Intelligence

Virtually all banks have put a high priority on customer-facing AI, but fewer than a third of them are realizing significant returns.
READ TIME: 1 MIN

April 28, 2026

To Achieve Meaningful Growth, Precision is the New Advantage

Last year, only 10% of banks achieved the typical 3% growth target for both customers and deposits. At the same time, the cost per checking acquisition soared to $559, more than twice that in 2018.
READ TIME: 1 MIN

April 14, 2026

Agentic AI Won’t Fix Broken Decisioning if Your Data Foundation is Fragmented

As organizations rush to deploy agentic AI and autonomous decisioning, one prerequisite is often underestimated: unified, curated and well-described data.
READ TIME: 2 MINS

April 9, 2026

Curinos Review Spring 2026

The Spring issue of the Curinos Review is built around a simple belief: the next source of durable advantage in banking will not be a model, a channel or a product. It will be decision intelligence.
READ TIME: 5 MINS

March 23, 2026

Decision Intelligence is Not Agentic AI – and Any Confusion Will Cost Banks Billions

Agentic AI automates known workflows using LLM-based reasoning and delivers value through speed and labor reduction. Decision intelligence determines the optimal strategy under uncertainty using reinforcement learning that tests real decisions against real outcomes. Most banks are investing heavily in agentic AI while underinvesting in the decision layer that governs what those agents execute.
READ TIME: 11 MINS

March 23, 2026

Decision Intelligence: The Deposit Growth Gap Isn’t A Marketing Problem

Most banks respond to deposit growth pressure the same way: more campaigns, better creative, sharper targeting. But the gap isn't in the marketing. It's in the decision-making underneath it.
READ TIME: 1 MIN

March 5, 2026

Generative AI for Executives: Instant Insight, Zero Noise

This is the fourth in a series of reports on trends in AI-enabled technology in banking and how decision intelligence is quickly and dramatically altering the industry as we enter the first full year of AI-native banking.   
READ TIME: 2 MINS

February 19, 2026

The Opportunity Banks Are Overlooking Isn’t Affluent — It’s Mass Market

Over the recent past, banks have shifted resources up-market, treating the mass market as something to manage efficiently rather than to invest in.
READ TIME: 2 MINS

February 17, 2026

Customer-Centered Banking: AI as the New Operating Model

For decades, banks have operated through the logic of products rather than customers. Organizational structures, data architectures, budgeting processes and even success metrics have been defined around checking, savings, lending, cards and digital.
READ TIME: 4 MINS

February 5, 2026

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Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Marketing@curinos.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Marketing@curinos.com

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