This Month In Retail Banking

Insights // This Month In Retail Banking

Deposit Costs: Finding The Right Balance For Small Business Success

Last week’s installment of This Month In Retail Banking focused on acquiring the right balance of checking deposits and rate-based products to optimize deposit growth in today’s challenging market. This week we continue the conversation by making a case for focusing on the small business segment.

READ TIME: 3 MINS

August 31, 2023

Insights // This Month In Retail Banking

Deposit Acquisition Costs: Finding The Right Balance For Success

In striking a balance between checking acquisition and rate-based deposit acquisition, banks have often tilted toward checking because it leads to low-cost deposits, deeper relationships and the purchase of additional products.

READ TIME: 2 MINS

August 24, 2023

Insights // This Month In Retail Banking

Grow Funding? Look To Your Differences By Market.

In too many cases, financial institutions are reacting to the continuing compression of net interest margin (NIM) by reducing operating expenses.

READ TIME: 2 MINS

August 22, 2023

Insights // This Month In Retail Banking

Elevate Digital Onboarding? Remove ID And Verification Frictions.

Among the hurdles to a smooth account opening process are identity verification and information input. More banks are finding creative ways to streamline in order to reduce drop-off.

READ TIME: 2 MINS

August 14, 2023

Insights // This Month In Retail Banking

Housing Values Soar. So Do Property Taxes.

Even despite the Fed’s best efforts to slow the economy, home prices in major metropolitan areas continue to rise, steeply.

READ TIME: 2 MINS

July 31, 2023

Insights // This Month In Retail Banking

Caution: Consumer CD Renewal Bubbles Ahead

As the result of close to a year of strong inflows into CDs, the banking industry will soon be facing significant CD renewal bubbles that could begin as early as this September.

READ TIME: 3 MINS

July 20, 2023

Insights // This Month In Retail Banking

Memo To Marketers: Treat Your Budget Like An Investment Fund

In today’s digital-first world, seeding awareness and consideration is increasingly the purview of marketing rather than the physical networks.

READ TIME: 5 MINS

July 18, 2023

Insights // This Month In Retail Banking

Where Have All The Branch Closures Gone?

Here’s a trend that many industry observers may find surprising: Even after accelerated closures during the pandemic, branch office closings for the past year are 29% below the five-year pre-pandemic average.

READ TIME: 3 MINS

July 13, 2023

Insights // This Month In Retail Banking

Five Takeaways From Bank Earnings Season

With our ear to the ground and finger on the industry’s pulse, we offer these five notable impressions Curinos gathered from the recently completed bank earnings season.

READ TIME: 2 MINS

May 24, 2023

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