Insights

Commercial Deposit Alert: Four Ways To Prepare For Falling Rates

As recently as April 2022, more than half of all commercial deposits were in non-interest-bearing or analyzed accounts with low ECRs.
READ TIME: 2 MINS

September 16, 2024

The $900M Question: Have You Been Attracting New Dollars This Year?

In an era in which "personalization" is often just a buzzword, one bank is leveraging true personalization capabilities to achieve material results.
READ TIME: 2 MINS

September 5, 2024

Lower Rates Are Prompting Changes
To Mortgage Servicing

Since the start of 2023, nearly 40% of mortgages have locked in to rates of more than 6%. Now, with the prospect of lower rates on the horizon, the mortgage industry is increasingly shifting to refinancing – for the first time in several years.
READ TIME: 1 MIN

August 29, 2024

Greater Profitability In 2025 And Beyond:
5 Challenges and 5 Responses

From “Greater Profitability in 2025 and Beyond: Ingredients for Success,” a Curinos webinar on August 22, 2024, presented in conjunction with Consumer Bankers Association and featuring Curinos executive vice president Pete Gilchrist and Curinos senior vice president Olivia Lui.
READ TIME: 5 MINS

August 27, 2024

With Rates Set To Fall, So Too
Will Treasury Management Pricing

Curinos data indicate that banks have maintained or extended their robust 5.4% treasury-management (TM) price increases that they put in place in January 2024, even despite flat and even declining volumes.
READ TIME: 2 MINS

August 27, 2024

Greater Profitability in 2025 and Beyond: Ingredients for Success

The financial needs of consumers and businesses are evolving faster than ever. That makes it essential for financial institutions to reimagine and transform their strategies for acquiring customers and deepening relationships. And that, in turn, means rethinking their operating models from soup to nuts. Our webinar will boil it down to the most essential ingredients they’ll need as they prepare their budgets and strategies for 2025.
READ TIME: 1 MIN

August 22, 2024

Sweeps Can No Longer
Be Swept Under The Rug

Cash sweeps are the portion of uninvested cash that is automatically transferred into what is intended to be a higher interest-earning FDIC-insured deposit account at the close of each business day.
READ TIME: 2 MINS

August 22, 2024

Weighted Average Pricing Can Mean Greater Mortgage-Market Precision

To control capacity, influence market share and allocate margin, mortgage pricing strategy is integral to any successful lending operation.
READ TIME: 1 MIN

August 20, 2024

Consumer-Deposit Alert: Money In Motion Is In Decline

After a high volume of money in motion and churn in 2023, CD and savings promotional rates have begun declining in recent months.
READ TIME: 1 MIN

August 15, 2024

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