Betas for This Falling Rate Cycle Will be Different
The long-awaited Fed rate reduction cycle has begun, with expectations of falling portfolio rates and NIM relief.
READ TIME: 2 MINS
November 19, 2024
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Insights
Curinos Perspective:
Strategic Retail Planning – 5 Takeaways
From “Driving Customer Growth Through Strategic Retail Planning,” a Curinos webinar on November 14, 2024, presented in conjunction with the brand experience company Adrenaline.
READ TIME: 4 MINS
November 18, 2024
Growth of Government-Insured Mortgages
Three years ago, government-insured loans represented about 15% of the mortgage market. Today, they’ve almost doubled, to 27%. That’s the highest level in recent memory, and it’s causing a shift in the mortgage-lending landscape.
READ TIME: 2 MINS
November 14, 2024
Wealth Deposits: A Return to Normalcy after a Whipsaw 2023
After 2023, a year plagued by significant runoff in Wealth deposits, 2024 has seen nominal growth of 2.45% through the end of September), versus -16.7% for the same period last year.
READ TIME: 2 MINS
November 12, 2024
Curinos Perspective: As Expected, the Fed Cuts Another 25 bp
As was widely expected in the markets, the FOMC cut the target range for the Federal Fund rate by 25 basis points to a range of 4.5% to 4.75%.
READ TIME: 4 MINS
November 7, 2024
High-Rate CD Attrition May Be Signaling What’s to Come
With the Federal Reserve initiating the falling rate cycle in September with a decisive 50 bp rate decrease, the era of banks offering a high-rate 500bp+ CDs is quickly drawing to a close.
READ TIME: 1 MIN
November 5, 2024
Curinos Perspective: Impact of Falling Rates on Consumer Lending – 5 Takeaways
From “Consumer Lending In Transition: The Impact of Falling Rates,” a Curinos webinar delivered October 17, 2024, featuring Rich Martin, SVP, Retail Lending; Ken Flaherty, senior manager, Retail Lending; and Kinley Hicks, senior associate, Retail Lending.
READ TIME: 4 MINS
October 22, 2024