Insights

Curinos Perspective: What Other Banks Can Learn From Chase’s Branch Expansion

Much has been said and written recently regarding The Wall Street Journal’s article about Chase’s investment program in branches. We at Curinos wanted to offer our thoughts as well, with particular emphasis on the implications for regional and community banks across the country.

READ TIME: 4 MINS

February 22, 2024

According To The Data // Insights

CD Growth Still Strong, But Trend Line Has Gone Flat

Even though their growth may be slowing, CDs will continue to represent a substantial share of deposits and will be critical to a depository institution’s success.

READ TIME: 1 MIN

February 22, 2024

Insights // Webinars

Unlocking Digital Success: Insights from Community Financial Leaders

Watch our engaging webinar hosted by Curinos and PSCU's Advisors Plus, where industry experts and Credit Union leaders come together for a dynamic panel discussion.

READ TIME: 1 MIN

February 21, 2024

According To The Data // Insights

Wealth Clients Were Late To The CD Party And Will Likely Leave Early

Banks should adopt the high-touch, personalized engagement of wealth advisors by proactively reaching out to clients prior to maturity.

READ TIME: 1 MIN

February 20, 2024

According To The Data // Insights

AI-Powered Personalization Can Help Sustain Marketing Lift

AI continuously updates optimization so marketers don’t have to.

READ TIME: 1 MIN

February 15, 2024

Curinos Perspectives // Insights

Curinos Perspective: FIs Have Two Options Under CFPB’s Overdraft Proposal

The Consumer Financial Protection Board continues its crusade against overdraft, the rationale being that “very large banks” (those over $10 billion in assets) are abusing their customers. This view ignores the CFPB’s own data, which suggests that smaller institutions have a higher pro-rata rate of overdraft.

READ TIME: 6 MINS

February 15, 2024

Curinos Perspectives // Insights

Curinos Perspective: Personalization – Channel Preferences Change Based On Context And Stage Of Journey

Marketers often talk about discovering each customer’s preferred channel, but the assumption that individuals favor a single messaging method misinterprets the way modern consumers shop and engage with brands.

READ TIME: 2 MINS

February 13, 2024

According To The Data // Insights

Q4 Mortgage Volume: Weak Overall, Worse For Banks And CUs

Data across Curinos’ retail consortium reveal that independent mortgage banks (IMBs) outperformed depository institutions and a broader contracting market in the latest quarter.

READ TIME: 1 MIN

February 13, 2024

Curinos Perspectives // Insights

Curinos Perspective: 7 Takeaways – Digital Origination And Onboarding

From “How Optimized Checking Account Origination Can Create Relationship Primacy,” a Curinos webinar presented February 7, 2024, featuring Suraya Randawa, head of omnichannel experience, and Andrew Hovet, managing director.

READ TIME: 5 MINS

February 12, 2024

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