READ TIME: 1 MIN
March 27, 2024
Categories
- According To The Data (69)
- CECL (3)
- Curinos (F)insights (39)
- Curinos Perspectives (59)
- Curinos Review (105)
- Events (4)
- Experience Counts (13)
- Insights (543)
- Mortgage Hot Topics (1)
- Overdraft Series (6)
- Podcasts (49)
- Prioritizing Personalization (9)
- Reports (8)
- Sample Reports (8)
- The Broadcast (6)
- This Month In Commercial Banking (36)
- This Month In Retail Banking (49)
- This Quarter In Canadian Banking (7)
- Uncategorized (1)
- Webinars (42)
Insights
Curinos Perspective: 5 Takeaways On Strategies For Realizing HELOC Balance Growth
From “HELOC Balance Growth Can Be Achieved! Is Your Growth Strategy Working?”, a Curinos webinar featuring Rich Martin, director, Real Estate Lending Solutions; Ken Flaherty, manager, Home Equity; and Kinley Hicks, market analyst, Home Equity.
READ TIME: 4 MINS
March 18, 2024
Thinking Beyond Rate To Get And Keep Wealth Deposits
With the Federal Reserve unlikely to reduce short-term interest rates before summer, banks experiencing significant runoff of wealth deposits and cash sweeps have several options available beyond broad hikes in deposit rates to stop the bleeding and potentially regain share of wallet with their wealthiest clients.
READ TIME: 7 MINS
March 18, 2024
Curinos Review Spring 2024
Retail banking fees are again under scrutiny. Our research shows that overdraft and non-sufficient funds fee revenue will continue their steady downward trend, as will credit card late fees and interchange fees. Taken together, this will make profitably serving the mass market even more of a challenge this year, particularly for community banks and credit unions.
READ TIME: 4 MINS
March 18, 2024
Home-Lending Update: How To Strive Till ’25
Residential real estate lenders across the country are all too happy to put 2023 behind them while also hoping to retire the “Survive till '25” mantra as they look forward to healthier top- and bottom-line growth this year.
READ TIME: 6 MINS
March 18, 2024
Fee Changes Require New Approach To Serving Mass Market
It appears that the steady unwinding of retail banking fees will continue to take its toll on bank and credit union profitability.
READ TIME: 7 MINS
March 18, 2024
Treasury Needs More And Better Data To Manage Falling Rates
As rates drop and profit compresses, we urge banks to embrace asset/liability management (ALM), funds transfer pricing (FTP) and the analytic intelligence of deposit behavior.
READ TIME: 7 MINS
March 18, 2024
Mass Market Vs. Mass Affluent: A Data-Driven Primer
Curinos’ latest U.S. Banking Shopper Survey offers insights on how to best meet the needs of the mass market and mass affluent customers by informing the most effective strategies for acquisition and optimal experiences to unlock primacy and improve profitability.
READ TIME: 5 MINS
March 18, 2024
Bank M&A: Forget Much Of What You Think You Know
After a recent lull, banking deals are expected to pick up this year thanks to anticipated rate reductions, higher stock values and healthier balance sheets.
READ TIME: 8 MINS
March 18, 2024